Allianz and NRMA are among Australia's most popular car insurers. Allianz has some features that NRMA doesn't offer – for example, it automatically covers your own choice of repairer – but our research shows NRMA is typically cheaper for a similar level of cover.
As part of our 2024 Finder car insurance awards, we collected over 1,800 comprehensive quotes from 30 car insurance providers, using a range of driver profiles across different states, ages and genders.
On average, NRMA typically offers cheaper car insurance than Allianz. However, it's important to keep in mind that price may not be the only factor in your search for the best car insurance.
Provider
NSW
QLD
SA
TAS
VIC
WA
Aus average
Allianz
$1,431
$1,475
$1,376
$1,195
$1,947
$1,196
$1,437
NRMA
$2,027
$1,154
$1,038
$1,004
$0
$1,034
$1,252
These quotes are formed based on a fictional driver profile and your own quote will differ based on your personal circumstances. This should be used as a guide only.
NRMA offers 4 types of non-compulsory car insurance:
NRMA Comprehensive Plus
NRMA Comprehensive
NRMA Third Party Fire & Theft
NRMA Third Party Property Damage
Customer reviews
Allianz scored 4.19/5 in our customer satisfaction awards. NRMA wasn't eligible because it's not available in Victoria. However, looking at popular online review websites, Allianz typically scores a little more highly than NRMA.
I have been with them for about 30 years find them most helpful kept them after moving from NSW to Qld.
NRMA car insurance customer, QLD
Good quality insurance.
NRMA car insurance customer, WA
Allianz and NRMA complaints information
Using data from the Australian Financial Complaints Authority (AFCA), we can see how many motor insurance complaints the underwriters from Allianz and NRMA (Insurance Australia Limited) have received and resolved.
Underwriter
Complaints received
Complaints resolved at registration & referral
Referral resolution rate
Allianz
575
292
50.78%
Insurance Australia Limited
1413
760
53.82%
Finder's verdict
If your main concern is cost, Allianz can be more expensive than NRMA, according to our 2024 research. It does however give you your own choice of repairer automatically (NRMA make you pay extra for this). Overall though, both offer fairly similar levels of cover with their comprehensive policies.
Gary Ross Hunter is an editor at Finder, specialising in insurance. He’s been writing about life, travel, home, car, pet and health insurance for over 6 years and regularly appears as an insurance expert in publications including The Sydney Morning Herald, The Guardian and news.com.au. Gary holds a Kaplan Tier 2 General Advice General Insurance certification which meets the requirements of ASIC Regulatory Guide 146 (RG146).
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