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The Virgin No Annual Fee credit card offers a variety of features without the cost of an annual fee. This includes an introductory offer of 0% on purchases and balance transfers for 12 months when you apply by 29 January 2021.
0% p.a.
Balance transfer rate
for 12 months
0% p.a.
Purchase rate
for the first 12 months (reverts to 18.99% p.a.)
$0 p.a.
Annual fee
55 days
Interest free period
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Product Name | Virgin Money No Annual Fee Credit Card |
---|---|
Balance transfer rate | 0% p.a. for 12 months |
Balance transfer revert rate | Cash Advance Rate (20.99% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 0% p.a. for 12 months, reverts to 18.99% p.a. |
Annual fee | $0 |
Interest-free period | 55 days |
Cash advance rate | 20.99% p.a. |
Min credit limit | $2,000 |
Max credit limit | $10,000 |
Card type | Visa |
Foreign currency conversion fee | 3.3% |
Minimum income | $25,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3.3% |
Cash advance fee | 2.7% or $2.70, whichever is greater |
Overseas cash advance fee | 5% |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.