The Virgin No Annual Fee credit card offers a variety of features without the cost of an annual fee. This includes an introductory offer of 0% p.a. on purchases and balance transfers for 12 months when you apply by 31 January 2024.
At the end of the introductory period, this card charges a 18.99% p.a. purchase rate. Any remaining balance transfer debt will also attract a 20.99% p.a. once the introductory period ends.