St.George Amplify Platinum – Qantas – Online Offer

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Receive 60,000 bonus Qantas Points, a 22-month balance transfer offer and take advantage of platinum perks when you apply online.

The St.George Amplify Platinum offers bonus Qantas Points, a long-term balance transfer offer and a range of complimentary travel and purchase insurance covers for a competitive annual fee.

0% p.a.

Balance transfer rate

for 22 months

60,000

Bonus points

19.74% p.a.

Purchase rate

0.5

Reward points

Per $ spent (Visa/Mastercard)

Details

Product NameSt.George Amplify Platinum - Qantas - Online Offer
Rewards ProgramQantas Frequent Flyer
Balance transfer rate0% p.a. for 22 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase rate (p.a.)19.74% p.a.
Annual fee$99 p.a.
Interest Free Period55 days
Cash advance rate (p.a.)21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Joint ApplicationYes - Conditions apply

Pros

  • 60,000 bonus Qantas Points when you spend $2,000 within 90 days
  • 0% p.a. for 22 months on balance transfers, with no balance transfer fee
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurances

Cons

  • Balances remaining at the end of the balance transfer period are subject to the high 21.49% p.a. cash advance rate
  • Earn rate of 0.5 Qantas points per $1 spent is lower than some other platinum cards
  • Does not offer airport lounge passes
Rewards ProgramQantas Frequent Flyer
Bonus Points60,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)0.5
Annual fee$99 p.a.
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Overseas Cash Advance Fee2% or $2.50, whichever is greater
Additional Cardholder Fee$0
Number of Additional Cardholders1

Expert review

Sally McMullen

Review by


Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

The St.George Amplify Platinum - Qantas card offers a modest 60,000 bonus points and a long-term, 0% balance transfer for one of the most competitive annual fees in its category. While you should typically prioritise either collecting points or paying off existing debt, if you choose to do both, this card presents a great opportunity.

How to apply

You can apply for the St.George Amplify Platinum - Qantas card online in 10 minutes and receive a response instantly. Before you get started, check if you meet the eligibility criteria and organise the necessary information to complete the application.

Eligibility criteria

  • New customer. The bonus points offer is only available to new St.George customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus Qantas Points. New customers will receive 60,000 bonus Qantas Points when you apply online, get approved by 31 March 2020 and spend at least $2,000 on eligible purchases within the first 90 days of card approval. The bonus points will be added to your balance within 12 weeks of the spend criteria being met.
  • Balance transfer offer. New customers who apply by 31 March 2020 can pay down existing debt and save with a 0% interest rate for the first 22 months on balance transfers with no balance transfer fee. After the promotional period, any balance remaining will be charged at the variable cash advance rate, currently 21.49% p.a.

Rates & fees

  • Annual fee. This card charges an annual fee of $99.
  • Interest rate on purchases. Purchases on your platinum card will be charged at the variable interest rate of 19.74% p.a.

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6 Comments

  1. Default Gravatar
    Steven
    February 20, 2020

    Can you please confirm that this card has a 0% balance transfer fee?

    • Avatarfinder Customer Care
      Nikki
      February 21, 2020

      Hi Steven,

      Thanks for your comment and I hope you are doing well.

      This is to confirm that the balance transfer fee of the St. George Amplify Platinum is 0%. As seen above, take not that there are conditions to this 0% balance transfer fee.

      – New customers only can avail of this promo
      – One must apply by 31 March 2020
      – the 0% interest rate is good for the first 22 months only on balance transfers with no balance transfer fee.

      Note that after the promotional period, any balance remaining will be charged at the variable cash advance rate, currently 21.49% p.a.

      I hope this helps and feel free to reach out to us again for further assistance.

      Best,
      Nikki

  2. Default Gravatar
    Adam
    September 16, 2019

    Do all complimentary credit card insurance require the flights to be purchased or could it be just associated costs like car rental and accommodation?

    I am heading overseas and I am lucky enough to not need to pay for me flights but I still need to cover my expenses including accommodation etc.

    • Avatarfinder Customer Care
      Ash
      September 17, 2019

      Hi Adam,

      Thank you for contacting Finder.

      For the Complimentary Travel Insurance from St.George, one of their eligibility requirements is that you must spend at least $500 using your St.George Credit Card for prepaid travel expenses such as car rental or flight booking. You may read this page to know more about the Complimentary Travel Insurance from St.George Bank.

      I hope this helps.

      Please do not hesitate to reach out again to us if you have additional questions.

      Cheers,
      Ash

  3. Default Gravatar
    Michelle
    July 30, 2019

    If I have this type of credit card before, will I be eligible to this promotional bonus frequent flyer points

    • Avatarfinder Customer Care
      Nikki
      July 30, 2019

      Hi Michelle,

      Thanks for your question. As it says on the terms and conditions of this card, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.

      Hope this helps!

      Best,
      Nikki

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