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St.George Amplify Platinum – Qantas

Sally McMullen
Sally McMullen
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Receive 60,000 bonus Qantas Points, earn points as you spend and take advantage of platinum perks with this St.George credit card.

The St.George Amplify Platinum offers a range of complimentary travel and purchase insurance covers, bonus Qantas Points and a short balance transfer offer for a competitive annual fee.

0% p.a.

Balance transfer rate

for 6 months

60,000

Bonus points

19.74% p.a.

Purchase rate

0.5

Reward points

Per $ spent (Visa/Mastercard)

Details

Product NameSt.George Amplify Platinum - Qantas
Rewards ProgramQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase rate (p.a.)19.74% p.a.
Annual fee$99 p.a.
Interest Free Period55 days
Cash Advance Rate21.49% p.a.
Minimum Credit Limit$6,000
Maximum Credit Limit$80,000
Card TypeVisa
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available to Temporary ResidentsYes - Conditions apply
Joint ApplicationYes

Pros

  • 60,000 bonus Qantas Points when you spend $2,000 within 90 days from card approval.
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurances

Cons

  • The earn rate of 0.5 Qantas points per $1 spent is lower than some other platinum cards
  • Does not offer airport lounge passes
Rewards ProgramQantas Frequent Flyer
Bonus Points60,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)0.5
Annual fee$99 p.a.
Minimum Monthly Repayment2% of the closing balance or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (Visa/Mastercard)3% of transaction value
Cash Advance Fee2% or $2.50, whichever is greater
Overseas Cash Advance Fee2% or $2.50, whichever is greater
Additional Cardholder Fee$0
Number of Additional Cardholders1
Go to St.George Bank's siteMore info

Expert review

Sally McMullen

Review by

Sally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.

Expert review

The St.George Amplify Platinum - Qantas card offers a modest amount of bonus Qantas Points, but it also charges one of the most competitive annual fees in its category.

To give you an idea of your points potential, you can use 60,000 Qantas Points to fly from Perth to Singapore in business class (50,000 points), or Melbourne to Los Angeles in Economy (41,900 points).

How to apply

You can apply for the St.George Amplify Platinum - Qantas card online in 10 minutes and receive a response instantly. Before you get started, check if you meet the eligibility criteria and organise the necessary information to complete the application.

Eligibility criteria

  • New customer. The bonus points offer is only available to new St.George customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.
Go to St.George's siteMore info

Card benefits

  • Bonus points. New customers will receive 60,000 bonus Qantas Points when you apply and get approved by 12 February 2020 and spend at least $2,000 on eligible purchases within the first 90 days of card approval. The bonus points will be added to your balance within 12 weeks after the spend criteria is met.
  • The Amplify Qantas Rewards Program. You'll collect 0.5 Qantas Points per $1 spent on eligible purchases both in Australia and overseas. This earn rate is uncapped, so your points earning potential isn't restricted each statement period.

Rates & fees

  • Annual fee. This card charges an annual fee of $99.
  • Interest rate on purchases. Purchases on your platinum card will be charged at the variable interest rate of 19.74% p.a.
Go to St.George's siteMore info

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4 Comments

  1. Default Gravatar
    Adam
    September 16, 2019

    Do all complimentary credit card insurance require the flights to be purchased or could it be just associated costs like car rental and accommodation?

    I am heading overseas and I am lucky enough to not need to pay for me flights but I still need to cover my expenses including accommodation etc.

    Reply
    • AvatarStaff
      Ash
      September 17, 2019

      Hi Adam,

      Thank you for contacting Finder.

      For the Complimentary Travel Insurance from St.George, one of their eligibility requirements is that you must spend at least $500 using your St.George Credit Card for prepaid travel expenses such as car rental or flight booking. You may read this page to know more about the Complimentary Travel Insurance from St.George Bank.

      I hope this helps.

      Please do not hesitate to reach out again to us if you have additional questions.

      Cheers,
      Ash

      Reply
  2. Default Gravatar
    Michelle
    July 30, 2019

    If I have this type of credit card before, will I be eligible to this promotional bonus frequent flyer points

    Reply
    • AvatarStaff
      Nikki
      July 30, 2019

      Hi Michelle,

      Thanks for your question. As it says on the terms and conditions of this card, existing customers who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA, or who have held one in the last 12 months, are not eligible for this offer.

      Hope this helps!

      Best,
      Nikki

      Reply
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