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You can save more than $30 a year just by taking a few minutes to compare roadside assistance in Victoria. Our comparison table lets you compare up to 4 policies side by side so you can see who's offering better features. We've also listed the prices further down the page.
What does roadside assistance cover me for in Victoria?
What you're covered for varies from provider to provider, but there are some basic services and situations you can expect them to have covered whoever you end up going with:
No petrol. Your gauge is reading empty and you just can't get that engine to start. Whatever roadside assistance comes along to help is likely to be carrying a bit of petrol or diesel, but if they aren't they'll take you to a nearby station.
Restarting that engine. It's stopped! Why won't it just turn on? Instead of you needing to fiddle around under the hood, you can get roadside assistance to check that engine for you and figure out what ails it.
Dead batteries. Perhaps you've been leaving your lights on or the spark's just gone out of your poor car battery. In any case, roadside assistance can give you a quick jump-start on-scene.
Burst or flat tyres. Your tyre's gone funny or it's blown a gasket and you can't safely steer. Roadside assistance will pump it up for you or change it over to a brand new one.
Lockouts. With some modern cars, they won't let you lock those keys in there even if you tried. But for everyone else, mistakes can happen. Rely on roadside assistance to let you back in or help pay to replace your locks if you have to.
Towing. Occasionally, you'll run into a problem even roadside assistance can't fix on the spot. In these cases, they'll whip out the tow and take you where you can get your woes attended to.
What happens if I'm travelling interstate?
If for some reason you tire of Victoria's natural beauty and decide to head on out and see some other parts of Australia, you should still retain whatever roadside assistance benefits you have at home. While some roadside assistance providers only operate inside Victoria, like the Royal Automobile Club of Victoria, these insurers have partnerships with other companies so that you're still protected wherever you're driving.
How do I choose a roadside assistance brand in Victoria?
If you're hunting around for the right roadside assistance provider for you, ask the same questions you would when seeking any other insurance: what do I need and what can I afford? Certain providers like AAMI have roadside assistance as an optional extra with their comprehensive insurance policies. Bundling all the automobile protection you need – like third-party fire, theft and damage cover – using a single provider can be cheaper than seeking standalone roadside assistance.
Alternatively, if roadside assistance is all you're looking for, plenty of providers like the RACV or Ultra Roadside Assistance offer it independently of any insurance plan. While services may be comparable between the different insurers, one of the major sources of variance is how fast they'll respond to your emergency. Adding a little extra on to the yearly payments might be worth it so you don't have to spend an extra day at Phillip Island (though it may provide a good excuse!)
How does roadside assistance compare?
Here is how some insurance companies in Australia stack up. Most insurers offer very similar cover as each other but as you can see, the joining requirements, cost and benefit limits can vary quite a bit.
None of the following policies require a joining fee, although only a few will let you purchase roadside assistance as standalone cover.
Towing limit can vary by as much as 30km in urban areas and 50km in rural areas.
*Make sure to read the Product Disclosure Statement (PDS) before deciding to buy insurance as brands have different benefits and coverages.
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Alexandra Koster is Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs.
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