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Latitude Mastercard

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Enjoy the same interest rate on purchases and cash advances, manage your finances online and safeguard your spending with a Latitude Mastercard.

The Latitude Mastercard comes with worldwide acceptance at millions of ATMs and merchants around the world. You'll also enjoy no monthly account-keeping fees and a credit limit to suit your financial needs.

24.5% p.a.

Purchase rate

$69 p.a.

Annual fee

55 days

Interest free period


Product NameLatitude Mastercard
Balance Transfer Revert RateCash Advance Rate (24.5% p.a.)
Purchase rate (p.a.)24.5% p.a.
Annual fee$69 p.a.
Interest free period55 days
Cash advance rate (p.a.)24.5% p.a.
Min credit limit$500
Card typeMastercard
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceNo
Minimum age18 years of age
Available to temporary residentsNo
Joint applicationYes


  • No monthly account keeping fees
  • Compatible with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay


  • Interest rates on purchases and cash advances are relatively high
  • Charges a 3% foreign transaction fee
Annual fee$69 p.a.
Minimum monthly repayment2.4% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee (Visa/Mastercard)3%
Cash Advance Fee3% or $1.95, whichever is greater
Overseas ATM withdrawal fee$4
Additional cardholder fee$0
Number of Additional Cardholders9

How to apply

You can apply for the Latitude Mastercard by visiting your closest Latitude Financial Services branch. To apply for this credit card you have to meet certain eligibility criteria, which include the following:

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Credit history. You must have a good credit history.

Card benefits

  • Multiple repayment options. You get various options when it comes to making repayments, which include mailing cheques, making payments at Australia Post outlets, setting up payments via BPAY, and setting up direct debits using just about any Australian bank account.
  • Online account management. You can access account-related information at any time of the day or night using the Latitude Mastercard Online Service Centre. Through this service you can maintain your account profile, go through your transaction history, and even apply for an increase in your card's limit. You can grant access to the Online Service Centre to additional cardholders, as well.

Rates & fees

  • Annual fee. The Latitude Mastercard requires that you pay a $69 fee each year you hold the card.
  • Interest rates. This card charges 24.5% interest rate on purchases and cash advances.

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