Latitude Mastercard

No longer offered in the market

The Latitude Mastercard is no longer available for new applications. We have kept the information on this page for the benefit of existing customers. You can compare the current range of Latitude credit cards here.

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24.5% p.a.

Purchase rate

$69 p.a.

Annual fee

55 days

Interest free period

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Product NameLatitude Mastercard - DISCONTINUED
Balance transfer revert rateCash Advance Rate (24.5% p.a.)
Purchase rate24.5% p.a.
Annual fee$69
Interest-free periodUp to 55 days on purchases
Cash advance rate24.5% p.a.
Min credit limit$500
Card typeMastercard
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationYes


  • No monthly account keeping fees
  • Compatible with Apple Pay, Samsung Pay, Google Pay, Fitbit Pay and Garmin Pay


  • Interest rates on purchases and cash advances are relatively high
  • Charges a 3% foreign transaction fee
Bonus pointsN/A
Annual fee$69
Minimum monthly repayment2.4% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3%
Cash advance fee3% or $1.95, whichever is greater
Overseas ATM withdrawal fee$4
Additional cardholder fee$0
Number of additional cardholders9

Review by

Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Latitude Mastercard comes with worldwide acceptance and contactless mobile payments through Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay. While it offers the same interest rate on purchases and cash advances, 24.5% is at the high end of the scale for credit cards in Australia. The $69 annual fee is more competitive, but it’s still worth looking at a few options so you can find a card that works for you.

How to apply

You can apply for the Latitude Mastercard by visiting your closest Latitude Financial Services branch. To apply for this credit card you have to meet certain eligibility criteria, which include the following:

Eligibility criteria

  • Age. You must be at least 18 years old.
  • Credit history. You must have a good credit history.

Card benefits

  • Multiple repayment options. You get various options when it comes to making repayments, which include mailing cheques, making payments at Australia Post outlets, setting up payments via BPAY, and setting up direct debits using just about any Australian bank account.
  • Online account management. You can access account-related information at any time of the day or night using the Latitude Mastercard Online Service Centre. Through this service you can maintain your account profile, go through your transaction history, and even apply for an increase in your card's limit. You can grant access to the Online Service Centre to additional cardholders, as well.

Rates & fees

  • Annual fee. The Latitude Mastercard requires that you pay a $69 fee each year you hold the card.
  • Interest rates. This card charges 24.5% interest rate on purchases and cash advances.

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