Latitude Eco Mastercard

The Latitude ECO Mastercard offered fixed interest rates and flexible repayments, and provided for the environment through carbon offsets.

Important information

The Latitude ECO Mastercard is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. You can compare the current range of Latitude Financial Services credit cards here.

While it no longer exists, the Latitude ECO Mastercard used to offer competitive rates and fees. The credit card also offered extra features like balance transfers and interest-free days, in addition of the normal benefits of a Mastercard. This card is not available anymore but there are a number of other credit cards still offered by Latitude.

The ECO Mastercard also offered a program that bought carbon offsets in the cardholder's name through the Origin's Carbon Reduction Scheme. This was the first credit card in Australia to offer this kind of benefit. The offsets helped fund things like renewable energy, water treatment, and reforestation.

Latitude Eco Mastercard review

Since the Latitude Eco Mastercard isn't available, you'll have to consider applying for another Latitude credit card. When it was available it offered a fixed interest rate as well as flexible repayments that allowed you to pay weekly, fortnightly, or monthly. There were also added benefits like interest-free days and balance transfers.

The ECO Mastercard charged a 22.49% p.a. interest rate on purchases, and a cash advance rate of 22.49% p.a. There was an annual fee of $49 but there were no establishment fees or ongoing account-keeping fees. There was also the option to have 9 additional cardholders in addition to the carbon offset program.

Features of the Latitude Eco Mastercard

  • Competitive interest rates. The ECO Mastercard had an interest rate of 22.49% p.a. on purchases and a 22.49% p.a. interest rate on cash advances. Unlike other credit cards that have variable interest rates, this credit card offered a fixed interest rate so you would always know what your repayments would be each billing cycle.
  • Fees and charges. The ECO MasterCard had a competitive annual fee of $49 that covered all of the additional features that the card offered. There were no establishment fees or ongoing account-keeping fees associated with the ECO MasterCard, which saved you money in the long run.
  • Interest-free days. Latitude offered you up to 55 days of interest-free purchases.This allowed you to enjoy using your MasterCard without having to worry about paying interest on the items. In order to get these days, you had to pay off the remaining balance on your credit card. For the purchases to remain interest-free, you also had to pay off the balance before the designated period ends.
  • Balance transfer options. Latitude also allowed you to transfer the balance of another credit card to your ECO MasterCard. This was a way to save money if your other credit card had a higher interest rate than this card. You would also benefit from consolidating your credit card debt into one bill instead of multiple bills. This offered a way for you to pay down your debt faster.
Back to top
Was this content helpful to you? No  Yes

Related Posts

Credit Card Offers

Important Information*
NAB Premium Card - Exclusive Offer
NAB Premium Card - Exclusive Offer

Interest rate


Annual fee

St.George Vertigo Platinum - Online Offer
St.George Vertigo Platinum - Online Offer

Interest rate


Annual fee

Westpac Low Rate - Online Offer
Westpac Low Rate - Online Offer

Interest rate


Annual fee

Bankwest Breeze Classic Mastercard
Bankwest Breeze Classic Mastercard

Interest rate


Annual fee


Ask an Expert

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, read the PDS or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms and Conditions and Privacy Policy.

4 Responses

  1. Default Gravatar
    DeloresSeptember 14, 2013

    Could you send me application in mail? I do not have a computer.

    • Staff
      JacobSeptember 16, 2013Staff

      Hi Delores.

      We can’t do this for you. You may want to apply for a card in branch.


  2. Default Gravatar
    RubyApril 12, 2012

    How can i find out the balance owing on my card please

    • Staff
      JeremyApril 27, 2012Staff


      The best way to view your account is to log onto the Latitude Financial Services website where you can manage your account online. Cheers.


Ask a question