MyCard Prestige Qantas Credit Card

• Age. You must be 18 years or older to apply.
• Balance transfer debt. If you plan to take advantage of the balance transfer offer, you can transfer from $500 up to 80% of your available credit limit from non-MyCard credit cards.

Required documents

• Personal information. You'll be asked to include personal details including your full name, contact details and date of birth.
• Income and assets. Enter your employer's contact information, your pre-tax income and income from other assets. You're also required to provide your last two payslips or bank statements if you're employed part-time or full-time. If you're currently self-employed or a retiree, you'll need to enter your account's contact information. These documents can be faxed or emailed to MyCard.
• Expenses and liabilities. Provide details of your ongoing expenses and any liabilities, such as loan balances, mortgage payments, rent and everyday bills.
• Identification. If you're a new customer, you can verify your identity by entering your driver's licence number or passport number. Foreign driver's licenses and passports are also accepted.
• Balance transfer details. If you're planning to take advantage of the balance transfer offer, you'll need to provide details of the current account(s) including the name on the account, number, amount being transferred and the issuing bank's name and address.

• Uncapped Qantas Points. Get rewarded with 1.5 Qantas Points per $1 spent on eligible international spending and eligible domestic purchases made with major airlines, hotel chains and restaurants. You'll also earn 1 point per $1 on Australian spending at selected domestic purchases made at major petrol outlets, supermarkets and national retailers and 0.5 points per $1 spent everywhere else on domestic eligible transactions.
• Complimentary Priority Pass membership. You can relax before your next flight with 15 complimentary visits for you and a guest over a 12-month period to any of the 1,700+ Priority Pass lounges in the world – even if you're flying in economy class. You can also bring one guest with you for free (and other guests for a fee, depending on the lounge). Just enrol at www.prioritypass.com/prestigeaumc and follow the prompts to get your digital membership.
• 4th night on Us. When you book a minimum of four consecutive nights at available hotels through Luxury Escapes, you can get a credit back for one night (up to $1,000 per credit per booking). To redeem this benefit, you must use the promo code "PRESTIGE4N" upon checkout.
• Luxury Escapes discount. Until 1 March 2026, you can get up to 15% off on Limited Time LUX Exclusive hotel offers (up to $500 per booking) and 10% off on international tours (up to $250 per booking) when you pay with your MyCard credit card through the Luxury Escapes website or app.
• 10% off selected hotels with Expedia or Wotif. You'll get a 10% discount on selected hotels booked through Expedia or Wotif when you pay with your MyCard credit card before 31 January 2027 and stay before 30 June 2027.
• Complimentary insurances. The MyCard Prestige is packed with insurance covers, including: international travel insurance, domestic travel insurance, extended warranty insurance and purchase protection insurance.
• Mobile wallets. You can link your MyCard card with Samsung Pay, Google Pay or Apple Pay to use your eligible device to make contactless payments.
• Complimentary mobile phone insurance. If you use your MyCard Prestige card to pay for your phone on a contract, you can get cover for your eligible mobile phone or smartphone from accidental damage and theft for up to $1,000 per claim (up to $1,650 per year).

• Cash advances. Cash advance transactions are charged at 22.99% p.a. (variable). You'll also be charged a fee of 3.5% of the transaction amount or $3.50 (whichever is greater), if you're in Australia and will be charged $5 if you're overseas.
• Interest-free days. When you pay your balance in full by the due date, you can take advantage of up to 44 interest-free days on purchases.