Everyday Car Insurance review

Everyday car insurance is good for perks and it offers adequate coverage with mid-range to higher pricing.

No reviews yet. Write a review
Peta Taylor's headshot

By

Peta Taylor

Edited by

Gary Ross Hunter

Updated

Fact checked
Everyday

Our verdict

Pros

  • Everyday car insurance gives members 10% off their Woolworths shop once per month. With the average Australian household grocery bill soaring, these are worthwhile savings.
  • Its comprehensive policy offers up to $500 worth of cover for child safety seats and prams, in addition to coverage for personal effects. Most insurers only offer personal effects coverage.
  • Everyday Comprehensive car insurance has a Finder Score of 7.9/10.

Cons

  • It has mid-range to higher pricing but an average to low level coverage in comparison to other comprehensive policies. You may be able to get a similar policy for cheaper elsewhere.
  • For third party property and third party fire & theft policies, the uninsured motorist benefit covers up to $3,000 - this is lower than others who cover up to $5,000 as standard.
  • Excess-free windscreen cover is only available as an optional extra, not included as standard on the comprehensive policy.

How much does Everyday car insurance cost?

We obtained sample quotes for Everyday's own policies for a 30 year old male based in NSW.

3 of 3 results
Updated regularly
Sample quote
Everyday logo
Everyday Comprehensive
Sample quote
$2,518.62
View details
Compare product selection
Everyday logo
Everyday Drive Less Pay Less
Sample quote
$2,325.57
View details
Compare product selection
Everyday logo
Everyday Third Party Property Damage
Sample quote
View details
Compare product selection
loading
Showing 3 of 3 results

Customer Satisfaction rating

Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2025, we asked Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the insurers scored, these were the top 3. See our methodology for how each provider was scored.
Brand Overall satisfaction rating
Youi car insurance ★★★★★ 4.44/5
Budget Direct Logo ★★★★★ 4.30/5
AAMI car insurance ★★★★★ 4.19/5

Compare Everyday car insurance policies

Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
Everyday logo
8.4 Great
Everyday Drive Less Pay Less
8.4 Great
Standalone
  • If your car is written off within 2 years of the original registration
  • Up to $50 per day - Up to 14 days
    • Bonus offer: Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    View details
    Compare product selection
    Everyday logo
    7.9 Great
    Everyday Comprehensive
    7.9 Great
    Standalone
  • If your car is written off within 2 years of the original registration
  • Up to $50 per day - Up to 14 days
    • Bonus offer: Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    Finder’s summary: It offers up to $500 worth of cover for child safety seats and prams, in addition to $500 in cover for personal belongings – not all insurers offer this.

    Who it might be good for: Families and those who like to make savings as they shop at Woolies.
    View details
    Compare product selection
    Everyday logo
    8.6 Great
    Everyday Third Party Fire and Theft
    8.6 Great
    Standalone
  • Up to $50 per day - Up to 14 days
    • Bonus offer: Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    View details
    Compare product selection
    Everyday logo
    7.5 Great
    Everyday Third Party Property Damage
    7.5 Great
    Standalone
    • Bonus offer: Everyday Rewards Members can save 10% once a month on their Woolies shop. T&Cs apply.
    View details
    Compare product selection
    loading

    Finder Score for car insurance

    We analyse over 30 car insurance products across insurance providers, and rate each one for price and features. We collect up to 36 quotes per product, for male and female drivers in New South Wales, Victoria, Queensland, South Australia, Tasmania and Western Australia. Quotes are collected for 20 year olds, 30 year olds and 60 year olds, assuming an excess of $850 for a 2020 Toyota Corolla 4 door sedan model, with an average 15,000 kms driven each year. While we are not allowed to display actual quotes, our Finder Score aims to serve as an indicative guide to how cost and feature competitive a product might be for you.

    Our feature score assesses each product for more than 15 features across loss and damage coverage, repairs and assistance coverage, personal items coverage and policy coverage. Features we assess include but are not limited to legal liability, essential repairs, new car replacement, car hire events, roadside assistance, agreed or market value, windscreen damage and natural disaster coverage.

    Read the full methodology

    Everyday car insurance policy options

    Comprehensive

    Everyday comprehensive car insurance & drive less pay less includes:

    Damage caused by:

    • Accidents and collisions
    • Theft or attempted theft
    • Malicious damage
    • Fire
    • Natural events

    It also includes:

    • Legal liability up to $20 million
    • New car replacement if yours is written off within 2 years of its first registration
    • Hire car after theft - up to $50 per day for 14 days
    • Trailer cover up to $1000
    • Essential repairs up to $500
    • Transit cover
    • Personal effects up to $500
    • Child safety seats and prams up to $500
    • Emergency travel and accommodation costs up to $500
    • Locks and keys up to $1000
    • Towing costs
    • Substitute car legal liability cover

    Third party fire & theft

    Everyday's third party fire & theft policy includes:

    Cover for damage caused by:

    • Theft or attempted theft
    • Fire

    It also includes:

    • Damage to other people's property
    • Hire car after theft - up to $50 per day for 14 days
    • Trailer cover - up to $1000
    • Essential repairs up to $500
    • Transit cover
    • Personal effects up to $500
    • Child safety seats and prams up to $500
    • Emergency travel and accommodation costs up to $500
    • Locks and keys up to $1000
    • Towing costs
    • Substitute car legal liability cover
    • Uninsured motorist extension benefit for up to $3,000

    Third party property damage

    Third party property damage cover includes:

    • Damage to other people's property
    • Substitute car legal liability cover
    • Uninsured motorist extension benefit for up to $3,000

    What additional cover options are available?

    • Excess free windscreen cover: This option means that if you need to claim for windscreen damage only, you won't be charged an excess. This option is available on comprehensive and third party fire and theft policies.
    • Hire car cover: This means you'll have access to a hire car in the event your car is off the road. This is an optional add on for comprehensive and fire & theft policies.
    • Roadside assistance: This is an optional add on for all Everyday policies.

    FAQs

    Compare other products from Everyday

    Sources

    Gary Ross Hunter's headshot
    To make sure you get accurate and helpful information, this guide has been edited by Gary Ross Hunter as part of our fact-checking process.
    Peta Taylor's headshot
    Written by

    Publisher of Insurance
    Add to Preferred Sources

    Peta Taylor is a publisher at Finder, working across all of insurance. She's been analysing product disclosure statements and publishing articles for over 2 years. Peta is passionate about demystifying complex insurance products to help users make well educated decisions with confidence. Peta is part of Finder's insurance awards team and works alongside editorial and insights experts to bring users the best insurance products every year. See full bio

    More resources on Finder

    Get rewarded $$ for switching with Finder Rewards

    Find a better deal, save on your bills and get a free gift card. Sign up to be the first to hear about new Finder Rewards.

    Ask a question

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms Of Service and Finder Group Privacy & Cookies Policy.

    This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

    12 Responses

      Tonie's avatar
      TonieMarch 27, 2017

      Does WW car insurance cover for a windscreen replacement without paying an excess?

        Zubair Hassan's avatarFinder
        ZubairMarch 28, 2017Finder

        Hi Tonie,

        Thank you for your question.

        Yes, Woolworths does provide cover for your first windscreen without paying an excess. This will be implemented to comprehensive, third Party Property and Fire & Theft products as they stated in their product disclosure statement: We will pay the cost of replacing or repairing the front windscreen of your car if it is accidentally broken or damaged. We will not apply the agreed excess(es) (set out in your Certificate of Insurance) to the first windscreen claim made in any one period of insurance.

        All the best,
        Zubair

    More guides on Finder

    Go to site