Updated April 2023
CTP insurance covers you against medical costs in the event of a car accident, but will not pay for property damage or other expenses you are liable for. This is what the other types of car insurance are for.
The right policy for you is one that finds a balance between cost and protection.
| Third party property | Third party property, fire and theft | Comprehensive | |
|---|---|---|---|
| Personal liability | Yes | Yes | Yes |
| Protection for your car | No | Cover for fire damage and theft only | Comprehensive protection from many forms of damage |
According to the National Motor Vehicle Theft Reduction Council (NMVTRC), Tasmania in 2017 had 8.3% more car thefts than 2016. The total of cars stolen was 1,298. Looking back to 2013, Tasmania has had a steadily increasing problem with car crime.
85.6% of vehicles stolen were Passenger/light commercial vehicles. 9.4% were motorcycles.
The Tasmanian places where thieves were most active are:
Tasmanian thieves appeared to operate mostly on Friday evenings between 20:00 and 23:59. Also, Sunday evenings during the same time period experienced a lot of thefts.
Tasmanian crooks generally favoured cars produced in the 1990s. The top five most stolen models were:
Two-thirds of thefts typically fell into the $0-$5,000 price band. After that, 18% were in the $5,000 to $10,000 price range.
The cost of car insurance in Tasmania is based on the same factors as in the rest of the country. The more likely you are to make a claim, the higher your premiums will be, which includes consideration of factors such as age, driving record and what type of car you have.
For our 2021 Finder Awards, we analysed quotes from 35 car insurance companies where possible and found the 3 cheapest providers based on their average cost for a comprehensive car insurance policy in Tasmania. For full methodology, head here.
| Brand | Price | Apply |
|---|---|---|
 | $535 | Get quote |
 | $703 | Get quote |
 | $717 | More info |
*Always check the PDS on the provider page before making a decision.
To determine this estimated cost, we sourced monthly quotes from 5 providers using the profile mentioned in our methodology below.
| State | Average Monthly Cost |
|---|---|
| Tasmania | $80.43 |
| Victoria | $82.34 |
| Queensland | $89.38 |
| South Australia | $89.55 |
| Western Australia | $78.42 |
| New South Wales | $123.69 |
| Average | $90.64 |
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