Car Insurance Tasmania: Compare policies for April 2021 | finder.com.au

Car Insurance Tasmania

The number of drivers in Tassie is increasing faster than anywhere else in the country. Car insurance can protect your vehicle from the increased risk that comes along with it.

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!

Compare car insurance policies from Australian brands

That kid going around keying cars? The sudden hailstorm - when you’re insured, you’re protected from those unpredictable moments no matter who’s at fault. Comparing car insurance will not only make sure that you get the right product but will also help you get the best price.

Name Product Roadside Assistance Accidental Damage Storm Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost plus you will get 15% discount on first year's premium when you take out a policy online. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Bingle Comprehensive
Market
Finder's summary:Bingle consistently comes up as one of the cheaper insurers out there. It only covers the basics, so you don't get to choose your own repairer, you're not covered for personal items in the car and unless you add it as an option, you won't get a hire car if your car is stolen. But this keeps its premiums low.

Who it might be good for: Someone who wants a low-cost option that covers them for the basics.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Poncho Comprehensive
Agreed
Finder's summary: Poncho works like a monthly subscription – you pay monthly and can cancel and leave at any time. You can also list multiple cars and drivers under one policy, making it ideal for families and groups living together under one household.

Who it might be good for: People who want their car insurance month to month.
Woolworths Comprehensive
Optional
Agreed or Market
Finder's summary: Woolworths catches our eye due to some unique perks like a price-beat guarantee, where it'll beat any current comparable comprehensive renewal notice if you're over 25. You'll also get 10% off your grocery shop once a month and can add roadside assistance onto your policy for just $7.35 per month.

Who it might be good for: Woolworths shoppers and those that want to take advantage of its price-beat guarantee.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to choose how comprehensive you want your cover to be with optional extras like choice of repairer and the option of agreed or market value. Plus earn Qantas Points for joining and paying your premium. Sign up by 2 May 2021, you can earn up to 30,000 Qantas Points (points awarded will be based on your premium). T&Cs and eligibility apply.
ahm Comprehensive
Optional
Both
Finder's summary: ahm comprehensive car insurance lets you choose higher excess to reduce your premiums plus you can get up to 15% off when you purchase a new car insurance policy. T&Cs apply. Additionally, their Fixed Kilometre Plan can save you up to 30% compared to their standard comprehensive cover.

Who it might be good for: People who drive less than 15,000 km per year.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. Get 15% off on your first year’s premium when you purchase a new eligible comprehensive car insurance online. T&Cs Apply.
loading

Compare up to 4 providers

What types of car insurance can I get in Tasmania?

CTP insurance covers you against medical costs in the event of a car accident, but will not pay for property damage or other expenses you are liable for. This is what the other types of car insurance are for.

The right policy for you is one that finds a balance between cost and protection.

Third party propertyThird party property, fire and theftComprehensive
Personal liabilityYesYesYes
Protection for your carNoCover for fire damage and theft onlyComprehensive protection from many forms of damage
  • Personal liability: Personal liability expenses are the result of damaging someone else’s property, such as a house or car, in the course of an accident. Every type of car insurance, except CTP, typically covers this.
  • Protection for your car: Depending on your policy type, you’ll get a different type of protection for your car. Personal liability expenses are covered by all policy types, car theft and fire damage are covered only by two of the three policy types, and only comprehensive car insurance provides cover for a wide range of damage, including storms, flooding and more.

Tasmania car theft statistics

According to the National Motor Vehicle Theft Reduction Council (NMVTRC), Tasmania in 2017 had 8.3% more car thefts than 2016. The total of cars stolen was 1,298. Looking back to 2013, Tasmania has had a steadily increasing problem with car crime.

85.6% of vehicles stolen were Passenger/light commercial vehicles. 9.4% were motorcycles.

Worst locations in Tasmania for motor vehicle theft

The Tasmanian places where thieves were most active are:

  1. Launceston (341)
  2. Glenorchy (233 - had a 23.9% increase over 2016)
  3. Clarence (150)
  4. Hobart (143)
  5. Brighton Municipality (83)

When are thefts most likely to happen?

Tasmanian thieves appeared to operate mostly on Friday evenings between 20:00 and 23:59. Also, Sunday evenings during the same time period experienced a lot of thefts.

Tasmania top 5 most stolen vehicles

Tasmanian crooks generally favoured cars produced in the 1990s. The top five most stolen models were:

  1. The Nissan Pulsar N15 - 1995-2000 model years
  2. The Toyota Hilux - 1998 to 2004 model year
  3. Ford Courier PD - 1996-1999 production years
  4. Nissan Patrol GQ - 1988 - 1997
  5. Nissan Patrol GY - From 1997 onwards

Two-thirds of thefts typically fell into the $0-$5,000 price band. After that, 18% were in the $5,000 to $10,000 price range.

Who has the cheapest car insurance in Tasmania

The cost of car insurance in Tasmania is based on the same factors as in the rest of the country. The more likely you are to make a claim, the higher your premiums will be, which includes consideration of factors such as age, driving record and what type of car you have.

  • Tasmania has some of the lowest average car insurance prices in Australia

Where possible, we analysed quotes from 38 car insurance companies where possible and found the 3 cheapest providers based on their average cost for a comprehensive car insurance policy in Tasmania for 4 personas . For full methodology on our Finder Awards 2019, head here.

Here are the 3 cheapest insurers in Tasmania according to our criteria

BrandPriceApply
Budget Direct$568.74Get quote
Virgin Money$593.06Get quote
Bingle$597.76Get quote

*Always check the PDS on the provider page before making a decision.


Rounded average annual cost of comprehensive car insurance, for recent model cars, in Tasmania

StateAverage Monthly Cost
Tasmania$127.51
Victoria$161.86
Queensland$113.68
South Australia$118.39
Western Australia$107.25
New South Wales$160.54
Average$132.34
  • Stamp duty: Different financial services, including car insurance, are taxed at different levels around Australia. In Tasmania, the stamp duty tax is 10% of premiums paid. This is typically added to the cost.

Get the latest car insurance news

More guides on Finder

    Ask an Expert

    You are about to post a question on finder.com.au:

    • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
    • finder.com.au is a financial comparison and information service, not a bank or product provider
    • We cannot provide you with personal advice or recommendations
    • Your answer might already be waiting – check previous questions below to see if yours has already been asked

    Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
    Go to site