Map of Tasmania

Car Insurance TAS

Find out what's required to get your car insured in Tasmania

These three steps will help your vehicle get fully insured in Tasmania.

  • Get CTP insurance. In Tasmania, this essential third party liability cover is built into your car registration costs each renewal.
  • Choose your damage cover. Getting the right vehicle damage cover on top of your CTP insurance delivers an important level of protection.
  • Compare and buy online. Compare car insurance online to see policies side by side, and purchase your cover online for additional discounts.

Compare Australian car insurance brands

What types of car insurance can I get in Tasmania?

CTP insurance covers you against medical costs in the event of a car accident, but will not pay for property damage or other expenses you are liable for. This is what the other types of car insurance are for.

The right policy for you is one that finds a balance between cost and protection.

Third party propertyThird party property, fire and theftComprehensive
Personal liabilityYesYesYes
Protection for your carNoCover for fire damage and theft onlyComprehensive protection from many forms of damage
  • Personal liability: Personal liability expenses are the result of damaging someone else’s property, such as a house or car, in the course of an accident. Every type of car insurance, except CTP, typically covers this.
  • Protection for your car: Depending on your policy type, you’ll get a different type of protection for your car. Personal liability expenses are covered by all policy types, car theft and fire damage are covered only by two of the three policy types, and only comprehensive car insurance provides cover for a wide range of damage, including storms, flooding and more.

How much will it cost me?

The cost of car insurance in Tasmania is based on the same factors as in the rest of the country. The more likely you are to make a claim, the higher your premiums will be, which includes consideration of factors such as age, driving record and what type of car you have.

  • Tasmania has some of the lowest average car insurance prices in Australia

Rounded average annual cost of comprehensive car insurance, for recent model cars, in Tasmania

Under 2525-2930-4445+
Annual premiums$1,600$800$630$570
  • Stamp duty: Different financial services, including car insurance, are taxed at different levels around Australia. In Tasmania, the stamp duty tax is 10% of premiums paid. This is typically added to the cost.

What car insurers can I access in Tasmania?

Australia Post

Australia Post offers more ways to find the right balance of affordability and cover, with valuable add-ons built into appropriate policies, like rental vehicle hire following theft, with fire and theft policies.

If you want ways to get more cover without breaking the bank, Australia Post car insurance may have the options to suit.

QBE

For a car insurance policy to use, rather than to merely have, QBE may have the right options for you, such as excess-free windscreen and glass protection, a protected no-claim bonus you can retain in the event of an accident and cover for personal effects kept in the car. All QBE car insurance policies will also let you choose your own repairer for more peace of mind.

QBE car insurance can be a good option for people who want to get more use out of their policy, or want options focused on delivering value without compromising cover.

Budget Direct

Insurers calculate premiums based on how likely you are to make a claim. As such, one of the key ways an insurer can keep costs down is by only insuring safer drivers. This is what Budget Direct does. By maintaining these eligibility requirements, it can reduce overheads and pass the savings onto you.

For safe drivers, or those who want to be able to opt out of many potentially unwanted extras, Budget Direct car insurance policies may be able to help you get more value for money.

Youi

A customisable policy is one thing, but meaningful customisation that can help make a policy uniquely yours is something else. Youi aims to offer more value and less hassle by making customisation an easier part of the process, and by offering straightforward opt-in and opt-out options to let you quickly tailor your cover.

Budget conscious buyers may be able to reduce costs by opting out of extras, while those who are looking for a higher level of protection can take advantage of Youi opt-in features instead.

Dodo

If you’d like less customisation and more straightforward low prices, Dodo may be the right insurer for you. The budget options come without unwanted extras, and the comprehensive cover has built-in features to offer a higher level of protection.

This allows many people find a policy to suit them with Dodo, built on a ground level of effective value for money.

Woolworths

Woolworths is willing to match competitor’s prices for comprehensive car insurance, making it an attractive option for those who are switching car insurance. All you need to do is provide a written quote from a competitor, for an equivalent policy, and Woolworths can tell you whether or not it can be beat. In addition to this, there are a range of other benefits and discounts for people who want to take advantage of special offers, as well as effective car insurance policies of all types.

Woolworths car insurance may a good choice for people who are willing to hunt for discounts to get added value from car insurance, or otherwise want to earn additional rewards.

Virgin Money

With two different comprehensive car insurance policies, as well as both liability and damage policies, Virgin Money has wide-ranging options to better suit more people. Existing Virgin customers may also be able to access more rewards and other bonuses by holding policies with Virgin Money.

For a comprehensive car insurance policy with only the most essential features and none of the unwanted extras, Virgin Money might be the only provider able to offer that option. Existing Virgin customers may also consider Virgin Money car insurance to access rewards and discounts.

Compare comprehensive policies from Australian brands

Details Features
Comprehensive
Comprehensive
Low-cost, straightforward car insurance aimed at safe drivers
  • Costs of towing and storage
  • Lifetime guarantee on all repairs
  • Emergency repairs, travel and accommodation
  • Optional zero-excess cover for windscreen and window glass
Get Quote More info
Comprehensive
Comprehensive
15% discount for comprehensive policies purchased online
  • New-for-old replacement
  • Trailer damage up to $1,000
  • Up to $500 for personal effects damaged in collision
  • Discounts for restricting policy to drivers of a certain age and over
Get Quote More info
Comprehensive
Comprehensive
Buy online and save up to 10%. Price-beat guarantee for drivers aged over 25
  • Essential repairs and towing costs up to $500
  • Loss or damage while your car is in transit
  • Cover can be increased or reduced at any time if your circumstances change
  • Optional extras: roadside assistance, excess-free windscreen cover and hire car
Get Quote More info
Comprehensive
Comprehensive
24/7 roadside assistance included in your comprehensive policy
  • Emergency fuel, replacement of flat tyre and battery service
  • Modifications like personalised plates, towbar and tinting covered
  • $1,500 to cover the cost of counselling sessions after a claim
  • Cover for work equipment carried inside vehicle and contents of caravan
Get Quote More info
Comprehensive
Comprehensive
Save up to 10% when you buy online (T&Cs apply). Pay by the month at no extra cost.
  • Cover for accidents, fire, storms, theft, and damage to car
  • New car replacement in first 24 months
  • Guarantee on repairs for approved repairers
  • Up to $1000 lock and key replacement cover
Get Quote More info
Price Saver (Comprehensive)
Price Saver (Comprehensive)
Save 15% when purchasing online. Eligible customers can receive 5,000 Velocity Frequent Flyer points before 31 December 2017
  • New-for-old replacement
  • Receive an alert by SMS if hail is predicted
  • Personal effects up to $500 after collision and theft
  • Optional 24/7 roadside assistance
Get Quote More info
Comprehensive
Comprehensive
Premium product, without the premium price
  • Up to $20m in legal liability cover, plus protection for your car
  • Discount options for low km’s driven
  • New for old car replacement
  • No fees for monthly payments of policy cancellations
Get Quote More info
Comprehensive
Comprehensive
Buy online and save up to 10% on your policy
  • $25,000 cover for accidental death
  • $500 cover for emergency repairs
  • Cover for legal costs
  • Temporary cover on replacement vehicle - 14 days
Get Quote More info
Comprehensive - Elegant Cover
Comprehensive - Elegant Cover
Save up to 20% when you buy online
  • Up to $500 for personal effects damaged in a collision
  • Cover for modifications and accessories
  • Loss or damage while your car is in transit
  • Option of full reimbursement for replacing windscreen and window glass
Get Quote More info

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Andrew Munro

Andrew writes for finder.com.au, comparing products, writing guides, sniffing out deals and looking for new ways to help people get the most out of their money.

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