Map of Tasmania

Car Insurance TAS

Find out what's required to get your car insured in Tasmania

These three steps will help your vehicle get fully insured in Tasmania.

  • Get CTP insurance. In Tasmania, this essential third party liability cover is built into your car registration costs each renewal.
  • Choose your damage cover. Getting the right vehicle damage cover on top of your CTP insurance delivers an important level of protection.
  • Compare and buy online. Compare car insurance online to see policies side by side, and purchase your cover online for additional discounts.

Compare Australian car insurance brands

What types of car insurance can I get in Tasmania?

CTP insurance covers you against medical costs in the event of a car accident, but will not pay for property damage or other expenses you are liable for. This is what the other types of car insurance are for.

The right policy for you is one that finds a balance between cost and protection.

Third party propertyThird party property, fire and theftComprehensive
Personal liabilityYesYesYes
Protection for your carNoCover for fire damage and theft onlyComprehensive protection from many forms of damage
  • Personal liability: Personal liability expenses are the result of damaging someone else’s property, such as a house or car, in the course of an accident. Every type of car insurance, except CTP, typically covers this.
  • Protection for your car: Depending on your policy type, you’ll get a different type of protection for your car. Personal liability expenses are covered by all policy types, car theft and fire damage are covered only by two of the three policy types, and only comprehensive car insurance provides cover for a wide range of damage, including storms, flooding and more.

How much will it cost me?

The cost of car insurance in Tasmania is based on the same factors as in the rest of the country. The more likely you are to make a claim, the higher your premiums will be, which includes consideration of factors such as age, driving record and what type of car you have.

  • Tasmania has some of the lowest average car insurance prices in Australia

Rounded average annual cost of comprehensive car insurance, for recent model cars, in Tasmania

Under 2525-2930-4445+
Annual premiums$1,600$800$630$570
  • Stamp duty: Different financial services, including car insurance, are taxed at different levels around Australia. In Tasmania, the stamp duty tax is 10% of premiums paid. This is typically added to the cost.

What car insurers can I access in Tasmania?

Australia Post

Australia Post offers more ways to find the right balance of affordability and cover, with valuable add-ons built into appropriate policies, like rental vehicle hire following theft, with fire and theft policies.

If you want ways to get more cover without breaking the bank, Australia Post car insurance may have the options to suit.

QBE

For a car insurance policy to use, rather than to merely have, QBE may have the right options for you, such as excess-free windscreen and glass protection, a protected no-claim bonus you can retain in the event of an accident and cover for personal effects kept in the car. All QBE car insurance policies will also let you choose your own repairer for more peace of mind.

QBE car insurance can be a good option for people who want to get more use out of their policy, or want options focused on delivering value without compromising cover.

Budget Direct

Insurers calculate premiums based on how likely you are to make a claim. As such, one of the key ways an insurer can keep costs down is by only insuring safer drivers. This is what Budget Direct does. By maintaining these eligibility requirements, it can reduce overheads and pass the savings onto you.

For safe drivers, or those who want to be able to opt out of many potentially unwanted extras, Budget Direct car insurance policies may be able to help you get more value for money.

Youi

A customisable policy is one thing, but meaningful customisation that can help make a policy uniquely yours is something else. Youi aims to offer more value and less hassle by making customisation an easier part of the process, and by offering straightforward opt-in and opt-out options to let you quickly tailor your cover.

Budget conscious buyers may be able to reduce costs by opting out of extras, while those who are looking for a higher level of protection can take advantage of Youi opt-in features instead.

Dodo

If you’d like less customisation and more straightforward low prices, Dodo may be the right insurer for you. The budget options come without unwanted extras, and the comprehensive cover has built-in features to offer a higher level of protection.

This allows many people find a policy to suit them with Dodo, built on a ground level of effective value for money.

Woolworths

Woolworths is willing to match competitor’s prices for comprehensive car insurance, making it an attractive option for those who are switching car insurance. All you need to do is provide a written quote from a competitor, for an equivalent policy, and Woolworths can tell you whether or not it can be beat. In addition to this, there are a range of other benefits and discounts for people who want to take advantage of special offers, as well as effective car insurance policies of all types.

Woolworths car insurance may a good choice for people who are willing to hunt for discounts to get added value from car insurance, or otherwise want to earn additional rewards.

Virgin Money

With two different comprehensive car insurance policies, as well as both liability and damage policies, Virgin Money has wide-ranging options to better suit more people. Existing Virgin customers may also be able to access more rewards and other bonuses by holding policies with Virgin Money.

For a comprehensive car insurance policy with only the most essential features and none of the unwanted extras, Virgin Money might be the only provider able to offer that option. Existing Virgin customers may also consider Virgin Money car insurance to access rewards and discounts.

Compare comprehensive policies from Australian brands

Details Features
Comprehensive
Comprehensive
Low-cost, straightforward car insurance aimed at safe drivers
  • Costs of towing and storage covered
  • Lifetime guarantee on all repairs, even if the car is sold
  • Emergency repairs, travel and accommodation
  • Optional zero-excess cover for windscreen and window glass
Get Quote More info
Comprehensive
Comprehensive
15% discount for comprehensive policies purchased online
  • New-for-old replacement if your car is a total loss within the first two years
  • Damage to your trailer up to $1,000
  • Personal effects damaged in collision, plus baby capsule or child seat, up to $500
  • Benefit from discounts for restricting policy to drivers of a certain age and over
Get Quote More info
Gold Comprehensive
Gold Comprehensive
Save 15% on Gold Comprehensive when you purchase online
  • New-for-old replacement if your car is a total loss within the first two years
  • Removal of debris in the event of a collision, up to $500
  • Benefit of up to $5,000 if you die as a result of an accident while driving your car
  • Optional extras include adjustable excess and no-claim discount
Get Quote More info
Comprehensive
Comprehensive
Save up to 10% when you buy online. T&Cs apply.
  • Cover for natural events, theft and collision
  • Damage to other people's property
  • New for old car replacement for 24 months
  • Lock and key replacement up to $1,000
  • Repairs for attached trailers and caravans up to $1,000
Get Quote More info
Comprehensive
Comprehensive
Buy online and save 15% on your policy
  • New-for-old replacement if your car is a total loss within the first two years
  • Cover for debris removal, emergency accommodation, and hire car after theft
  • Discounts for restricting drivers, hire car after accidents, and no-claims
  • Free 7” Android tablet with every comprehensive policy
Get Quote More info
Comprehensive
Comprehensive
Buy online and save up to 10%. Price-beat guarantee for drivers aged over 25
  • Essential repairs of up to $500, or towing costs if your car is unsafe to drive
  • Cover for loss or damage while your car is in transit
  • Cover can be increased or reduced at any time if your circumstances change
  • Optional extras: roadside assistance, excess-free windscreen cover and hire car
Get Quote More info
Price Saver (Comprehensive)
Price Saver (Comprehensive)
Save 15% when purchasing online. Eligible customers receive 10,000 Velocity Frequent Flyer points
  • New-for-old replacement if your car is a total loss within the first two years
  • Receive an alert by SMS if hail is predicted
  • Personal effects up to $500 after collison and theft
  • Optional 24/7 roadside assistance
Get Quote More info
Comprehensive
Comprehensive
24/7 roadside assistance included in your comprehensive policy
  • Emergency fuel, replacement of flat tyre and battery service included
  • Modifications such as personalised plates, towbar and tinting covered
  • Up to $1,500 to cover the cost of counselling sessions after a claim
  • Cover for work equipment carried inside vehicle and contents of caravan
Get Quote More info
Comprehensive - Elegant Cover
Comprehensive - Elegant Cover
Save up to 20% when you buy online
  • Personal effects damaged in a collision up to $500, plus extra for child seat
  • Opportunity to get cover for modifications and accessories
  • Loss or damage while your car is in transit
  • Option of full reimbursement for replacing windscreen and window glass
Get Quote More info

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Andrew Munro

Andrew writes for finder.com.au, comparing products, writing guides, sniffing out deals and looking for new ways to help people get the most out of their money.

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