Map of Tasmania

Car Insurance TAS

The number of drivers in TAS is increasing faster than anywhere else in the country. Car insurance can protect your vehicle from the increased risk that comes along with it.

When you’re insured, you’re protected from those unpredictable moments no matter who’s at fault. That kid who’s going around keying cars? The sudden hailstorm? The roo who jumps out in front of your car? Car insurance is that best mate that helps you out - day and night.

Compare comprehensive policies from Australian brands

Comprehensive car insurance is the only policy type that offers real, proper cover for your car.
Name Product New Car Replacement Pay monthly at no extra cost Choice of repairer Roadside Assistance Hire car after theft Personal effects
Optional - If your car is written off in the first 3 years
No
No
No
Optional - Up to $50 a day until your claim is settled
$0
Save 24% on your policy if you've been claim free for 3 years.
Yes - If your car is written off in the first 2 years
Yes
No
No
Yes - Up to $70 per day (Max 14 days)
$500
Transforms your driving so it's 100% carbon neutral.
Yes - If your car is written off or stolen in the first 2 years
No
Yes
Yes
Yes - Reasonable costs (Max 14 days)
$750
Emergency roadside assistance included in Comprehensive policies.
Yes - If your car is written off in the first 2 years
No
No
Optional
Yes - Up to $70 per day (Max 14 days)
$500
Save up to 10% when you buy online.
Yes - If your car is written off in the first 2 years or is under 40,000 km
No
Yes
Optional
Yes - Up to $1,000 (Max 14 days)
$250
Buy online and save 15%.
Yes - If your car is written off in the first 2 years or is under 40,000 km
No
Yes
Optional
Yes - Up to $1,000 (Max 14 days)
$500
Save 15% when purchasing online. Plus receive up to 20,000 Velocity Points when purchasing a new eligible policy by 1 April 2019. Min 6 months policy and T&CS apply.
Yes - If your car is written off in the first year or is under 20,000 km
No
No
Optional
Optional - Up to $60 per day (Max 14 days)
$500
Save up to 20% on car insurance when you purchase cover online.

Compare up to 4 providers

Third party fire and theft will cover you if your car is stolen or is damaged by fire. You'll also be covered for third party damages if you smash into someone else's car or property.
Name Product Personal effects Roadside Assistance Choice of Repairer Hire car after theft
$500
No
No
Optional - Up to $70 per day (Max 14 days)
Transforms your driving so it's 100% carbon neutral.
$750
No
Yes
Yes - Reasonable costs (Max 14 days)
Emergency roadside assistance included in Comprehensive policies.
$500
Optional
No
Yes - Up to $70 per day (Max 14 days)
Save up to 10% when you buy online.
$0
Optional
Yes
No
Buy online and save 15%.
$0
Optional
Yes
No
21-day money back guarantee if you change your mind and haven't made a claim.

Compare up to 4 providers

This is generally the cheapest car insurance type, but will only cover third party damages if you smash into someone else's car or property.
Name Product Agreed or Market Value Roadside Assistance Pay monthly at no extra cost Legal Liability
Market
No
No
$20,000,000
Save 24% on your policy if you've been claim free for 3 years.
Agreed or Market
No
Yes
$20,000,000
Transforms your driving so it's 100% carbon neutral.
Agreed or Market
No
No
$20,000,000
Emergency roadside assistance included in Comprehensive policies.
Agreed
Optional
No
$20,000,000
Save up to 10% when you buy online.
Agreed
Optional
No
$20,000,000
Buy online and save 15%.
Agreed
Optional
No
$20,000,000
21-day money back guarantee if you change your mind and haven't made a claim.
Agreed
No
No
$20,000,000
Save up to 20% on car insurance when you purchase cover online.

Compare up to 4 providers

What types of car insurance can I get in Tasmania?

CTP insurance covers you against medical costs in the event of a car accident, but will not pay for property damage or other expenses you are liable for. This is what the other types of car insurance are for.

The right policy for you is one that finds a balance between cost and protection.

Third party propertyThird party property, fire and theftComprehensive
Personal liabilityYesYesYes
Protection for your carNoCover for fire damage and theft onlyComprehensive protection from many forms of damage
  • Personal liability: Personal liability expenses are the result of damaging someone else’s property, such as a house or car, in the course of an accident. Every type of car insurance, except CTP, typically covers this.
  • Protection for your car: Depending on your policy type, you’ll get a different type of protection for your car. Personal liability expenses are covered by all policy types, car theft and fire damage are covered only by two of the three policy types, and only comprehensive car insurance provides cover for a wide range of damage, including storms, flooding and more.

Tasmania car theft statistics

According to the National Motor Vehicle Theft Reduction Council (NMVTRC), Tasmania in 2017 had 8.3% more car thefts than 2016. The total of cars stolen was 1,298. Looking back to 2013, Tasmania has had a steadily increasing problem with car crime.

85.6% of vehicles stolen were Passenger/light commercial vehicles. 9.4% were motorcycles.

Worst locations in Tasmania for motor vehicle theft

The Tasmanian places where thieves were most active are:

  1. Launceston (341)
  2. Glenorchy (233 - had a 23.9% increase over 2016)
  3. Clarence (150)
  4. Hobart (143)
  5. Brighton Municipality (83)

When are thefts most likely to happen?

Tasmanian thieves appeared to operate mostly on Friday evenings between 20:00 and 23:59. Also, Sunday evenings during the same time period experienced a lot of thefts.

Tasmania top 5 most stolen vehicles

Tasmanian crooks generally favoured cars produced in the 1990s. The top five most stolen models were:

  1. The Nissan Pulsar N15 - 1995-2000 model years
  2. The Toyota Hilux - 1998 to 2004 model year
  3. Ford Courier PD - 1996-1999 production years
  4. Nissan Patrol GQ - 1988 - 1997
  5. Nissan Patrol GY - From 1997 onwards

Two-thirds of thefts typically fell into the $0-$5,000 price band. After that, 18% were in the $5,000 to $10,000 price range.

How much will it cost me?

The cost of car insurance in Tasmania is based on the same factors as in the rest of the country. The more likely you are to make a claim, the higher your premiums will be, which includes consideration of factors such as age, driving record and what type of car you have.

  • Tasmania has some of the lowest average car insurance prices in Australia

We analysed quotes from 38 car insurance companies and found the average cost for a comprehensive car insurance policy in Tasmania for 4 personas .

Type of Driver
Average Cost/Year
Cheapest Price We Found
24 Year Old Male
$1,279
$966: Bingle
Get quote
35 Year Old Male
$928
$617: Bingle
Get quote
46 Year Old Female
$844
$550: Bingle
Get quote
70 Year Old Female
$819
$480: Bingle
Get quote

Rounded average annual cost of comprehensive car insurance, for recent model cars, in Tasmania

StateAverage Monthly Cost
Tasmania$127.51
Victoria$161.86
Queensland$113.68
South Australia$118.39
Western Australia$107.25
New South Wales$160.54
Average$132.34
  • Stamp duty: Different financial services, including car insurance, are taxed at different levels around Australia. In Tasmania, the stamp duty tax is 10% of premiums paid. This is typically added to the cost.

Get the latest car insurance news

Andrew Munro

Andrew writes for finder.com, comparing products, writing guides and looking for new ways to help people make smart decisions. He's a fan of insurance, business news and cryptocurrency.

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