RAC offers some strong benefits and is only marginally more expensive than average in comparison to other car insurers. Our cost research found RAC premiums were $7 more expensive than the state average, per year.
2024 Finder Car Insurance Awards data compared over 30 brands offering comprehensive car insurance in WA. The average price for a comprehensive policy was found to be $1,071 - marginally cheaper than the RAC average of $1,081.
Keep in mind, the best car insurance for you may be based on more than price.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |
|---|---|---|---|---|---|---|---|---|
 | N/A | N/A | N/A | N/A | N/A | $1,081 | $1,081 | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
RAC is the winner in Western Australia. The WA-based insurer scored 4.51/5 overall. 95% of people surveyed said they would recommend RAC to a friend.
Full list of 2023 winnersRAC has some customisations options to tailor your policy, including -
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Will RAC cover a drink driving car crash even if third party to property?
Hi Deeane,
Thank you for contacting Finder.
No, RAC will not cover an accident caused by the driver being under the influence of alcohol. It is listed under exclusions of coverage for RAC Car Insurance above.
I hope this helps.
Please do not hesitate to reach out again if you have additional questions.
Cheers,
Ash