With energy prices rising, switch to a cheaper plan
Compare Prices Now
Green Company

Bank Australia Commercial Visa credit card

Keep track of business spending with additional cards for employees, plus up to 45 days interest-free on purchases.

The Bank Australia Commercial Visa has a $59 annual fee and free additional cards for employees. It also has a 16.99% p.a. variable interest rate and offers up to 45 days interest-free on purchases when you pay the closing balance in full by the due date on each statement.

No reviews yet. Write a review

16.99% p.a.

Purchase rate

$59 p.a.

Annual fee

45 days

Interest free period

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBank Australia Commercial Visa Credit Card
Purchase rate p.a.16.99%
Annual fee$59
Interest-free periodUp to 45 days on purchases
Min credit limit$1,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsNo
Joint applicationNo


  • Take advantage of a low variable interest rate of 16.99% p.a. on purchases and cash advances.
  • Complimentary travel insurance
  • Receive an access to Apple Pay, Google Pay, and Samsung Pay.


  • There is an interest-free period of only up to 45 days on purchases as compared to other cards that offer up to 55 days interest-free.
  • There is no incentive for spending with this card as it has no rewards program.
Bonus pointsN/A
Annual fee$59
Minimum monthly repayment2.5% of the closing balance or $20, whichever is greater
Foreign currency conversion fee3%
Cash advance fee$3.50
Overseas cash advance fee$3.50 + foreign currency conversion fee
Overseas ATM withdrawal fee$3.50
Additional cardholder fee$0

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Bank Australia Commercial Visa credit card gives you a way to set up a master credit limit for your company, which can help make it easier to manage staff spending without applying for new accounts. Unlike some other business credit cards, it does not charge annual fees for additional cardholders, making the $59 annual account fee competitive with other options.

How to apply

If you want to open a Bank Australia Commercial Visa credit card account, you can start the application process by calling Bank Australia on 132 888, visiting a branch or sending an email via the bank's website.

A Bank Australia representative will then take you through the eligibility requirements and details you'll need to provide, as they do vary depending on your business entity and circumstances. Want to know what to expect? You can check out Finder's guide to business credit cards for details of what you'll typically be asked for when you apply.

Card benefits

  • Cards for employees. This card offers free additional cards for your employees, which means you can keep track of all spending in one place. This can help you save time on tasks such as expense management and financial reporting.
  • Interest-free days on purchases. If you pay the account's closing balance in full by the due date on each statement, you'll get up to 45 days interest-free on purchases.

Rates & fees

  • Annual fee. The $59 annual fee on this card is competitive with other business accounts.
  • Interest rate. This card has a variable interest rate of 16.99% p.a.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.
Go to site