Get 6 weeks free health insurance + Skip 2 & 6 month waiting periods
Get 6 weeks free after 60 days. Offer applies for hospital + extras combined policies.
Coupon code ends
A lot of people think ambulance services are free all around Australia, but this simply isn’t true. Unless you’re in Queensland or Tasmania, where ambulances are covered by state schemes, you can be left with significant out-of-pocket expenses if you need to call an ambulance. It pays to always consider ambulance cover as an important part of health insurance.
There are three different ways you can get ambulance cover when you sign up with ahm:
If you don’t have hospital insurance that includes ambulance, or you would like higher limits, it is worth considering a standalone ambulance policy. An annual premium covers you for emergency ambulance transport in NSW and the ACT.
You are covered for medically necessary ambulance rides and callouts. This can include:
A standalone ahm ambulance cover policy is likely to cost you around $40* a year but this covers you for emergency ambulances only. You can get the exact same service with extras cover for as little as $2.95* a week, but you'll also get routine dental, . Routine dental treatments include:
If standalone ambulance cover is all you're interested in, then you don't need to consider extras.
*Bupa Emergency Ambulance Cover is $42.25 for a single person in NSW.
* The price of an AHM Black 50 Saver Extras policy for a single person in NSW.
Both types of cover include the same ambulance services. However, depending on your hospital policy, you might only be covered for a limited number of services per year. Standalone cover provides unlimited services when medically necessary.
If your current hospital cover policy offers unlimited ambulance services, then standalone ambulance cover generally won’t add anything new.
ahm extras policies only cover emergency ambulance services. This refers only to when you call an ambulance in the event of an emergency. Depending on your cover, the number of services you can claim per year may also be limited by the policy. A standalone ambulance policy will offer an extra level of protection.
No. Medically necessary ambulance rides are covered by state schemes.
You are only covered for medically necessary ambulance services. ahm standalone ambulance cover is only available to residents of NSW and the ACT.
Simply fill out and send in an application form. You can use the ahm chat service directly too.
|Last checked||Code description||Code|
|1 Jun 2020||Get 6 weeks free health insurance + Skip 2 & 6 month waiting periods||6WF****|
finder.com.au is one of Australia's leading comparison websites. We compare from a wide set of banks, insurers and product issuers. We value our editorial independence and follow editorial guidelines.
finder.com.au has access to track details from the product issuers listed on our sites. Although we provide information on the products offered by a wide range of issuers, we don't cover every available product or service.
Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. While our site will provide you with factual information and general advice to help you make better decisions, it isn't a substitute for professional advice. You should consider whether the products or services featured on our site are appropriate for your needs. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan.
Products marked as 'Promoted' or 'Advertisement' are prominently displayed either as a result of a commercial advertising arrangement or to highlight a particular product, provider or feature. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. We encourage you to use the tools and information we provide to compare your options.
Where our site links to particular products or displays 'Go to site' buttons, we may receive a commission, referral fee or payment when you click on those buttons or apply for a product. You can learn more about how we make money here.
When products are grouped in a table or list, the order in which they are initially sorted may be influenced by a range of factors including price, fees and discounts; commercial partnerships; product features; and brand popularity. We provide tools so you can sort and filter these lists to highlight features that matter to you.
We try to take an open and transparent approach and provide a broad-based comparison service. However, you should be aware that while we are an independently owned service, our comparison service does not include all providers or all products available in the market.
Some product issuers may provide products or offer services through multiple brands, associated companies or different labelling arrangements. This can make it difficult for consumers to compare alternatives or identify the companies behind the products. However, we aim to provide information to enable consumers to understand these issues.
Providing or obtaining an estimated insurance quote through us does not guarantee you can get the insurance. Acceptance by insurance companies is based on things like occupation, health and lifestyle. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. Your application for credit products is subject to the Provider's terms and conditions as well as their application and lending criteria.