We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
These are some good value hospital policies from AIA, one each from the Basic, Bronze and Silver tiers.
Top Pick for
Basic Hospital
Top Pick for
Bronze Hospital
Top Pick for
Silver Hospital
AIA Vitality health insurance launched in 2020 and replaced AIA's myOwn health insurance product. It's a for-profit fund that gives you access to AIA Vitality to keep track of your overall fitness and wellbeing.
AIA is good if:
AIA is not great if:
Review by our insurance writer Gary Hunter
With AIA Health Insurance, you can choose from 7 levels of hospital cover:
This covers private hospital treatment for accidental injuries only and emergency transport in an ambulance. It comes with restricted cover for:
This goes a little further than cover for accidental injuries, costs around $82.84 a month and covers you for treatments including:
This is AIA's most basic Bronze policy. It costs around $90 per month and covers you for all bronze treatments including:
For around $103 per month, this covers you for all standard bronze treatments plus you get a few extras, such as:
The Silver Hospital Classic costs around $121 per month and covers all silver treatments including:
Silver Plus Hospital Advantage
This will set you back around $171 a month and covers all treatments except pregnancy, assisted reproductive services and weight loss surgery.
Silver Plus Hospital Ultimate
AIA's top policy costs around $188 a month and covers all treatments except weight loss surgery. It can pay benefits towards:
AIA health insurance extras policies are available only in combination with one of the hospital policies listed above. Some hospital and extras policies can't be combined. For example, you can't combine the lowest level of hospital cover with the highest level of extras cover. Here's what extras policies are available.
You can't get standalone emergency ambulance cover with AIA, but it is available with all hospital and combined policies. This can include:
AIA Health comes bundled together with the AIA Vitality health and wellness program that rewards members for their healthy habits.
AIA Vitality offers:
Health insurance is on the chopping block for many Australians, according to new research by Finder, Australia's most visited comparison site.
Trek confidently with one of these 10+ brands that offer trekking insurance.
What is and isn’t covered by life insurance when it comes to mental health, answered by financial and health experts.
If you just turned 31 or have started earning over $90k, you'll want to think about taking out health insurance now.
Here's how travel insurers are responding to the pandemic.
With health insurers increasing their premiums from 1 April, now is a great time to lock in a better deal.
Big insurers including Medibank and ahm don't plan to increase premiums until later in the year. Here's 5 deals to help you switch and save before April 1.
What is the private health insurance rebate and how has it changed?
If you're self-employed, then you should consider accident and sickness insurance. It can protect you in the event that a serious injury prevents you from working.
