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AAMI is one of the most popular car insurance brands in Australia, while NRMA has a strong reputation in NSW, ACT, QLD, and TAS where it operates. You know what features matter to you, so we've picked out the benefits included in each policy to make choosing easier.
NRMA car insurance and AAMI have a few differences that might make one better than the other for you:
![]() AAMI Comprehensive | ![]() NRMA Comprehensive | |
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About the provider | AAMI is part of the Suncorp Network. They claim that this will give you "access to our trusted partner network for claims", and that "you can access simple, great value Suncorp banking products to help you spend and save better". | The National Roads and Motorists' Association (NRMA) is an Australian organisation offering roadside assistance, car servicing, International Driving Permits, insurance and more in NSW and the ACT. |
Underwriter | AAI Limited | IAG (Insurance Australia Group) |
State served | Australia-wide. | New South Wales, Queensland, Australian Capital Territory and Tasmania. |
Products available | Comprehensive & Third Party Property Damage (Fire and Theft optional add on) | Comprehensive Plus, Comprehensive, Third Party Property, Fire and Theft, Third Party Property Only |
Damage to car | ||
Fire | ||
Storm | ||
Flood | ||
Theft or attempted theft | ||
Hire car after theft | $1,000 - Up to 21 days | Up to $75 a day for a hire car for up to 21 days |
Emergency repairs | $1,000 | $800 |
Emergency travel and accommodation costs | $1,000 | Not stated |
New car replacement | ||
Personal property | $1000 | $1000 |
Grocery replacement cover | ||
Locks and keys replacement | Optional with roadside assistance | $1,000 |
Towing | ||
Trailer and caravan cover | $1,000 | $1,000 |
Roadside assistance | Optional | Optional |
No claim discount | ||
Pay annually and save |
Here are some of the main benefits available with Youi and AAMI car insurance policies:
AAMI is part of the Suncorp Network and also provides insurance through Bingle, GIO, Apia and Shannons. AAI Limited underwrite AAMI insurance.
NRMA Insurance is part of the Insurance Australian Group (IAG) and has businesses in Australia, New Zealand and the United Kingdom. IAG operates some of Australia's most well-known insurance brands including Swann Insurance, SGIC, SGIO and CGU.
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