Transport Health
Finder makes money from featured partners, but editorial opinions are our own.

Transport Health Insurance Review

Transport Health could be good if you don't want to be overwhelmed by choice and want either basic or comprehensive extras cover.

No reviews yet. Write a review

Pros

  • In 2014 Transport Health changed from a fund restricted to the transport industry to one open to all Australians.
  • It comes with clear and simple hospital and extras policy options.

Cons

  • It only comes with 2 extras options. That means you won't be overwhelmed by choice but some funds do offer more

Why compare health insurance with Finder?

  • We don't ask for your phone or email to see prices.

  • With 1 click, you can open your results to nearly every fund in Australia.

  • You pay the same price as going direct – we charge no fees.

Transport health insurance: Our verdict

Transport is a not-for-profit health fund which means the money it makes goes back towards its members.

Transport is good if:

  • Good for making a simple, easy-to-understand choice.
  • Good for mix and matching hospital and extras to meet your needs.

Transport is not great if:

  • You want lots of extras options to choose from.

Review by our insurance and innovations editor Gary Ross Hunter.

What types of health insurance does Transport offer?

Hospital icon

Hospital Coverage

Transport health insurance offers 5 levels of cover:

  • Gold Ultimate Hospital. This covers all eligible treatments in Australia.
  • Silver Plus Assure Hospital. Comprehensive cover for most treatments including pregnancy and birth – ideal for couples wanting more children or to start a family.
  • Bronze Plus Essential Hospital $700 Excess. Ideal for the young and healthy who want affordable cover.
  • Bronze Plus Classic Hospital. Tailored to people who don't have serious health issues and want mid-level cover for things like ambulances, prostheses and pharmaceuticals.
  • Basic Plus Public Hospital. This is tailored to people who want basic cover to avoid the Medicare Levy Surcharge.

Extras icon

Extras coverage

Transport Health Services offers 2 different extras policies:

  • Deluxe Extras. Top level cover that includes most extras services available in Australia including orthodontics.
  • Healthy Choice Extras. Bare minimum cover for the basics – dental, optical, pharmaceuticals and specialist therapies like physio.

Clipboard icon

Combined coverage

You can combine any Transport hospital and extras health insurance policies to suit your needs.

Ambulance icon

Ambulance coverage

All Transport hospital insurance policies include cover for emergency ambulance transport.

Why you can trust Finder's health insurance experts

free

We're free

Our health insurance engine is completely free to use. You pay the same as buying directly from the health insurer. Better still, we regularly run exclusive deals that you won't find on any other site.
expert advice

We're experts

We've researched and rated hundreds of policies as part of our Finder Awards. We've published 250+ guides and our in-house experts regularly appear on Sunrise, 7News and SBS News.
independent

We're independent

Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and you can compare nearly every health fund in Australia on the site (and find a better deal).
help

We're here to help

Since 2014, we've helped 350,000+ people find health insurance by explaining your options simply. We'll never ask for your number or email to see prices. We're here to help you make a decision.

Transport frequently asked questions

More guides on Finder

Go to site