St.George Amplify Signature Qantas

Enjoy 90,000 bonus Qantas Points and luxury travel perks with the St.George Amplify Signature Qantas card.

The Amplify Signature with Qantas Points is St.George’s top-tier frequent flyer card. It boasts complimentary insurance covers, a 24/7 concierge and yearly airport lounge passes.

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90,000

Bonus points

19.74% p.a.

Purchase rate

0.75

Reward points

Per $ spent

$279 p.a.

Annual fee

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Details

Product NameSt.George Amplify Signature - Qantas
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 15 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.74% p.a.
Annual fee$279
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$15,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply

Pros

  • 90,000 bonus Qantas Points when you spend $6,000 within 90 days of card approval
  • 0% p.a. for the first 15 months on balance transfers
  • Uncapped rewards points on eligible purchases
  • 2 complimentary Qantas Club lounge passes per year

Cons

  • A relatively high standard annual fee of $279 applies
  • Charges a 3% foreign transaction fee
  • Charges a one-time 1% balance transfer fee
Rewards programQantas Frequent Flyer
Bonus points90,000
Rewards points per $ spent0.75
Annual fee$279
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2% of transaction amount or $2.50 (whichever is greater), capped at $150 / transaction
Additional cardholder fee$0
Number of additional cardholders1
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Review by


Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The St.George Amplify Signature Qantas card boasts one of the most attractive bonus points offers for Qantas Points chasers. With 90,000 Qantas Points, you could fly return from Sydney to Perth in business class (83,000 points).

How to apply

You can apply for the St.George Amplify Signature Qantas card online in 10 minutes. Before you get started, make sure you meet the eligibility requirements and have the necessary documents ready:

Eligibility criteria

  • New cardholder. To take advantage of the bonus point offer on this card, you must not currently hold an Amplify Platinum or Amplify Signature credit card from Bank of Melbourne, St.George or BankSA. You also must not have held any of these accounts within the past 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus points offer. Receive 90,000 bonus Qantas Points when you apply by 28 September 2021 and spend $6,000 on eligible purchases using your card within the first 90 days from approval. Your points will be credited to your account within 12 weeks of meeting the spend requirement.
  • Balance transfer offer. Apply by 28 September 2021, request a balance transfer during the application and take advantage of a 0% interest rate for the first 15 months. A one-time 1% balance transfer fee applies. You can transfer up to 80% of your approved credit limit. After the promotional period, any balances remaining will be charged at the variable cash advance rate.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $279.
  • Interest rates. The variable interest for purchases is 19.74% p.a., while the cash advance rate is 21.49% p.a.

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48 Comments

    Default Gravatar
    Allan
    June 25, 2019

    My wife & I are both retired and have combined super in 7 figures. No card company wants to know this as we don’t have a pay slip. Our credit rating is perfect. It almost seems impossible to get a new card with these Qantas specials. Any suggestions?

      Default Gravatar
      Nikki
      June 26, 2019

      Hi Allan,

      Thanks for getting in touch!

      It’s great to know that your credit rating is perfect. While this may give high hopes of approval, the probability of being approved or not depends on how you match the eligibility requirements of the card so make sure to always check carefully.

      If you are still looking to get a credit card, you may refer to our list of credit cards for pensioners and retirees. On the page, you’ll find:

      • a long list of providers along with retiree and pensioner application details
      • Mistakes to avoid when applying for a credit card

      You can click the name of the bank if you wish to read our product review. When you’re ready to apply for the card, press the ‘Go to site’ button to be redirected to the bank’s main website.

      As a friendly reminder, read the eligibility criteria, features, as well as the Product Disclosure Statement and Terms and Conditions of the card before making a decision and consider whether the product is right for you.

      Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.

      Best,
      Nikki

    Default Gravatar
    Vanessa
    March 22, 2019

    Hi, is there a minimum salary earning for this please?

      Avatarfinder Customer Care
      Mai
      March 23, 2019

      Hi Vanessa,

      Thank you for visiting Finder and for leaving a question.

      I’m afraid St.George Amplify Signature – Qantas Credit Card did not specify if there’s a minimum income requirement to be eligible for this card. Although, you still need to show your proof of income and employment as well as your financial commitments for their checking.

      I suggest that you contact St. George first to check prior to application to make sure that your income is eligible for the credit card product you wish to have.

      Hope this helps and ​please feel free to contact us back should you require further assistance.

      Kind Regards,
      Mai

    Default Gravatar
    Chris
    March 14, 2019

    Does the St George Amplify Signature – Qantas card give supplementary cards for spouse?

      Avatarfinder Customer Care
      Jeni
      March 16, 2019

      Hi Chris,

      Thank you for getting in touch with Finder.

      This card accepts joint account application or you may have your spouse as your additional cardholder at no cost.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

    Default Gravatar
    john
    February 21, 2019

    Overseas travel insurance. The cardholder and their family have access of up to 6 months of coverage.
    Could you please explain what is meant by access of up to 6 months for overseas travel insurance?

      Avatarfinder Customer Care
      Jhez
      February 23, 2019

      Hello John,

      Thank you for your comment.

      It means that the coverage of your complimentary travel insurance will be provided for six months or until you return to your home in Australia, whichever occurs first.

      Regards,
      Jhezelyn

    Default Gravatar
    Chris
    December 13, 2018

    Need to ‘visit a branch’ to:

    1) Verify identity for an additional card holder
    2) Organise an auto-pay for the full balance each month.

    Cannot be done on-line or over the phone.

    On the plus side, it works beautifully with Google Pay!

      Avatarfinder Customer Care
      John
      December 18, 2018

      Hi Chris,

      Thank you for reaching out to finder.

      Based on your location, the nearest branch of St. George is located here:

      75 Brisbane St,
      Launceston, TAS 7250

      Hope this helps!

      Cheers,
      Reggie

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