St.George Amplify Signature Qantas Card

Offers 90,000 bonus Qantas Points, airport lounge passes and complimentary insurance, with a $279 annual fee.

The St.George Amplify Signature Qantas Card offers a mix of frequent flyer perks and earns 0.75 Qantas Point per $1 on eligible spending. You'll also get a unique “birthday bonus” benefit that gives you another way to boost your points balance each year.


Bonus points

19.49% p.a.

Purchase rate


Reward points

Per $ spent

$279 p.a.

Annual fee

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameSt.George Amplify Signature - Qantas
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 24 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.49% p.a.
Annual fee$279
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$15,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • 90,000 bonus Qantas Points when you spend $6,000 within 90 days of card approval
  • 0% p.a. for the first 24 months on balance transfers
  • Earn 0.75 Qantas Point per $1 spent
  • 2 complimentary Qantas Club lounge passes per year


  • A relatively high standard annual fee of $279 applies
  • Charges a 3% foreign transaction fee
  • Charges a one-time 1% balance transfer fee
Rewards programQantas Frequent Flyer
Bonus points90,000
Rewards points per $ spent0.75
Annual fee$279
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee3%
Overseas cash advance fee2%
Additional cardholder fee$0
Number of additional cardholders1

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The St.George Amplify Signature Qantas Card has a strong bonus points offer, Qantas Club Lounge invitations and complimentary insurance that makes it suited to frequent travellers. To give you an idea of the potential value of the 90,000 bonus Qantas Points, you could use them for a return business class flight from Melbourne to Cairns (83,000 points), or get $425 worth of Woolworths WISH digital gift cards (88,140 points for 4 gift cards worth $100 and 1 gift card worth $25).

How to apply

You can apply for the St.George Amplify Signature Qantas Card online in 10 minutes. Before you get started, make sure you meet the eligibility requirements and have the necessary documents ready:

Eligibility criteria

  • New cardholder. To take advantage of the bonus points offer on this card, you must not currently hold an Amplify Platinum or Amplify Signature credit card from Bank of Melbourne, St.George or BankSA. You also must not have held any of these accounts within the past 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus points offer. Receive 90,000 bonus Qantas Points when you apply by 24 February 2022 and spend $6,000 on eligible purchases using your new card within the first 90 days from approval. Your points will be credited to your account within 12 weeks of meeting the spend requirement.
  • Balance transfer offer. Apply by 24 February 2022, request a balance transfer during the application and take advantage of a 0% interest rate for the first 24 months. A one-time 1% balance transfer fee applies. You can transfer up to 80% of your approved credit limit. After the promotional period, any balances remaining will be charged at the variable cash advance rate.

Rates & fees

  • Annual fee. This card charges a standard annual fee of $279.
  • Interest rates. The variable interest for purchases is 19.49% p.a., while the cash advance rate is 21.49% p.a.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


    Default Gravatar
    June 25, 2019

    My wife & I are both retired and have combined super in 7 figures. No card company wants to know this as we don’t have a pay slip. Our credit rating is perfect. It almost seems impossible to get a new card with these Qantas specials. Any suggestions?

      Default Gravatar
      June 26, 2019

      Hi Allan,

      Thanks for getting in touch!

      It’s great to know that your credit rating is perfect. While this may give high hopes of approval, the probability of being approved or not depends on how you match the eligibility requirements of the card so make sure to always check carefully.

      If you are still looking to get a credit card, you may refer to our list of credit cards for pensioners and retirees. On the page, you’ll find:

      • a long list of providers along with retiree and pensioner application details
      • Mistakes to avoid when applying for a credit card

      You can click the name of the bank if you wish to read our product review. When you’re ready to apply for the card, press the ‘Go to site’ button to be redirected to the bank’s main website.

      As a friendly reminder, read the eligibility criteria, features, as well as the Product Disclosure Statement and Terms and Conditions of the card before making a decision and consider whether the product is right for you.

      Hope this helps! For any further questions, feel free to reach out to us again, we’re here to help.


    Default Gravatar
    March 22, 2019

    Hi, is there a minimum salary earning for this please?

      Avatarfinder Customer Care
      March 23, 2019

      Hi Vanessa,

      Thank you for visiting Finder and for leaving a question.

      I’m afraid St.George Amplify Signature – Qantas Credit Card did not specify if there’s a minimum income requirement to be eligible for this card. Although, you still need to show your proof of income and employment as well as your financial commitments for their checking.

      I suggest that you contact St. George first to check prior to application to make sure that your income is eligible for the credit card product you wish to have.

      Hope this helps and ​please feel free to contact us back should you require further assistance.

      Kind Regards,

    Default Gravatar
    March 14, 2019

    Does the St George Amplify Signature – Qantas card give supplementary cards for spouse?

      Avatarfinder Customer Care
      March 16, 2019

      Hi Chris,

      Thank you for getting in touch with Finder.

      This card accepts joint account application or you may have your spouse as your additional cardholder at no cost.

      I hope this helps.

      Thank you and have a wonderful day!


    Default Gravatar
    February 21, 2019

    Overseas travel insurance. The cardholder and their family have access of up to 6 months of coverage.
    Could you please explain what is meant by access of up to 6 months for overseas travel insurance?

      Avatarfinder Customer Care
      February 23, 2019

      Hello John,

      Thank you for your comment.

      It means that the coverage of your complimentary travel insurance will be provided for six months or until you return to your home in Australia, whichever occurs first.


    Default Gravatar
    December 13, 2018

    Need to ‘visit a branch’ to:

    1) Verify identity for an additional card holder
    2) Organise an auto-pay for the full balance each month.

    Cannot be done on-line or over the phone.

    On the plus side, it works beautifully with Google Pay!

      Avatarfinder Customer Care
      December 18, 2018

      Hi Chris,

      Thank you for reaching out to finder.

      Based on your location, the nearest branch of St. George is located here:

      75 Brisbane St,
      Launceston, TAS 7250

      Hope this helps!


Go to site