St.George Amplify Platinum Credit Card
Receive up to 100,000 bonus Amplify Points and save with a discounted annual fee for the first year and a balance transfer offer with this St.George credit card.
Apply for a new St.George Amplify Platinum card before 30 September 2020 and you can collect 70,000 bonus Amplify points in the first year, plus another 30,000 points in the second year when you spend at least $6,000 on eligible purchases each year. This offer also gives you a reduced first-year annual fee of $49 ($99 p.a. thereafter). Also, save on costs with a 0% p.a. interest rate on balance transfers for the first 6 months. Plus, it comes with perks such as complimentary travel and purchase insurance covers.
0% p.a.
Balance transfer rate
for 6 months with no balance transfer fee
100,000
Bonus points
19.74% p.a.
Purchase rate
1
Reward point
Per $ spent (Visa/Mastercard)
Details
| Product Name | St.George Amplify Platinum |
|---|---|
| Rewards program | Amplify Rewards |
| Balance transfer rate | 0% p.a. for 6 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.49% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 19.74% p.a. |
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
| Interest free period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | Yes |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | Yes - Conditions apply |
| Joint application | Yes - Conditions apply |
Pros
- 70,000 bonus points in the first year and 30,000 bonus points in the second year (100,000 points total) when you spend at least $6,000 per year for the first 2 years
- Reduced annual fee of $49 for the first year
- 0% p.a. for 6 months on balance transfers with no balance transfer fee
- Uncapped rewards points on eligible purchases
- Complimentary travel insurances
Cons
- Balances remaining at the end of the balance transfer period are subject to the high 21.49% p.a. cash advance rate
- Charges a 3% foreign transaction fee
| Rewards program | Amplify Rewards |
|---|---|
| Bonus Points | 100,000 bonus points |
| Rewards Points per $ spent (Visa/Mastercard) | 1 |
| Rewards Points per $ Cap (Visa/Mastercard) | Uncapped |
| Annual fee | $49 p.a. annual fee for the first year ($99 p.a. thereafter) |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas cash advance fee | 2% of transaction amount or $2.50 (whichever is greater), capped at $150 / transaction |
| Additional cardholder fee | $0 |
| Number of Additional Cardholders | 1 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
