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St.George Amplify Platinum Credit Card
Last updated:
Save with 0% interest on purchases and balance transfers during the introductory period, plus a $0 first-year annual fee.
Apply for a new St.George Amplify Platinum card before 30 September 2020 and you can get 0% p.a. on purchases for the first 7 months and 0% p.a. on balance transfers for the first 22 months. This offer also gives you a $0 first-year annual fee ($99 p.a. thereafter). Plus, it comes with perks such as complimentary travel and purchase insurance covers.
0% p.a.
Balance transfer rate
for 22 months with 1.5% balance transfer fee
0% p.a.
Purchase rate
for the first 7 months (reverts to 19.74% p.a.)
1
Reward point
Per $ spent (Visa/Mastercard)
$0 p.a.
Annual fee
for the first year ($99 p.a. thereafter)
Details
| Product Name | St.George Amplify Platinum |
|---|---|
| Rewards program | Amplify Rewards |
| Balance transfer rate | 0% p.a. for 22 months with 1.5% balance transfer fee |
| Balance Transfer Revert Rate | Cash Advance Rate (21.49% p.a.) |
| Balance Transfer Limit | 80% of available limit |
| Purchase rate (p.a.) | 0% for 7 months, reverts to 19.74% p.a. |
| Annual fee | $0 p.a. annual fee for the first year ($99 p.a. thereafter) |
| Interest-free period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card type | Visa |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Complimentary travel insurance | Yes |
| Minimum age | 18 years of age |
|---|---|
| Available to temporary residents | Yes - Conditions apply |
| Joint application | Yes - Conditions apply |
Pros
- $0 annual fee for the first year ($99 p.a. thereafter)
- 0% p.a. for 7 months on purchases
- 0% p.a. for 22 months on balance transfers
- Uncapped rewards points on eligible purchases
- Complimentary travel insurances
Cons
- Charges a one-time 1.5% balance transfer fee
- Balances remaining at the end of the balance transfer period are subject to the high 21.49% p.a. cash advance rate
- Charges a 3% foreign transaction fee
| Rewards program | Amplify Rewards |
|---|---|
| Rewards Points per $ spent (Visa/Mastercard) | 1 |
| Rewards Points per $ Cap (Visa/Mastercard) | Uncapped |
| Annual fee | $0 p.a. annual fee for the first year ($99 p.a. thereafter) |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee (Visa/Mastercard) | 3% |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas cash advance fee | 2% of transaction amount or $2.50 (whichever is greater), capped at $150 / transaction |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 1 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
