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St.George Amplify Platinum Credit Card
Save with 0% interest on purchases and balance transfers during the introductory period, plus a $0 first-year annual fee.
Apply for a new St.George Amplify Platinum card before 09 February 2021 and you can get 0% p.a. on purchases for the first 7 months and 0% p.a. on balance transfers for the first 22 months. This offer also gives you a $0 first-year annual fee ($99 p.a. thereafter). Plus, it comes with perks such as complimentary travel and purchase insurance covers.
0% p.a.
Balance transfer rate
for 22 months with 1.5% balance transfer fee
0% p.a.
Purchase rate
for the first 7 months (reverts to 19.74% p.a.)
1
Reward point
Per $ spent
$0 p.a.
Annual fee
for the first year ($99 p.a. thereafter)
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Details
| Product Name | St.George Amplify Platinum |
|---|---|
| Rewards program | Amplify Rewards |
| Balance transfer rate | 0% p.a. for 22 months with 1.5% balance transfer fee |
| Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
| Balance transfer limit | 80% of available limit |
| Purchase rate | 0% p.a. for 7 months, reverts to 19.74% p.a. |
| Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
| Interest-free period | 55 days |
| Cash advance rate | 21.49% p.a. |
| Min credit limit | $6,000 |
| Max credit limit | $80,000 |
| Card type | Visa |
| Foreign currency conversion fee | 3% |
| Available to temporary residents | Yes - Conditions apply |
|---|---|
| Joint application | No |
Pros
- $0 annual fee for the first year ($99 p.a. thereafter)
- 0% p.a. for 7 months on purchases
- 0% p.a. for 22 months on balance transfers
- Uncapped rewards points on eligible purchases
- Complimentary travel insurances
Cons
- Charges a one-time 1.5% balance transfer fee
- Balances remaining at the end of the balance transfer period are subject to the high 21.49% p.a. cash advance rate
- Charges a 3% foreign transaction fee
| Rewards program | Amplify Rewards |
|---|---|
| Rewards points per $ spent | 1 |
| Rewards points cap | Uncapped |
| Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
| Late payment fee | $15 |
| Foreign currency conversion fee | 3% |
| Cash advance fee | 2% or $2.50, whichever is greater |
| Overseas cash advance fee | 2% of transaction amount or $2.50 (whichever is greater), capped at $150 / transaction |
| Additional cardholder fee | $0 |
| Number of additional cardholders | 1 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
