St.George Amplify Platinum Credit Card – Rates and Fees

8 August 2017

Enjoy your choice of Amplify or Qantas Rewards, receive a bonus points offer as well as complimentary travel insurances.

The St.George Amplify Platinum Credit Card allows you to receive up to 60,000 bonus points if you apply and get approved by 20 September 2017 and meet the minimum spend requirements. It also gives more options by allowing you to choose between Amplify Rewards or Qantas Rewards. Whether you prefer points for flights or merchandise, this card has you covered. Use this card overseas and you’ll earn double rewards points on eligible purchases. Shop with convenience courtesy of your 24/7 concierge service and receive peace of mind with complimentary insurance covers.

To receive even more rewards for your purchases, read our review on the St.George Amplify Signature Credit Card. This card provides up to 1.5 rewards points per dollar spent on Australian merchants.

St.George Amplify Platinum Credit Card review

Receive up to 60,000 bonus points, if you apply, get approved and spend $3,000 in 90 days from card approval. Offer ends on 20 September 2017.

Different types of complimentary purchase and travel insurance covers can come to your rescue in various scenarios, and its concierge service can assist you in different ways. You'll receive up to 12 months extended warranty insurance when you use your card on eligible purchases.

Benefits of using the St.George Amplify Platinum Credit Card

• Bonus Points. Receive up to 60,000 bonus points (40,000 bonus points in the first year when you spend $3,000 in the first 90 days of your card approval, plus 20,000 bonus points in the second year when you pay the annual fee). Simply apply and get approved by 20 September 2017 and meet the minimum spend requirement. Points will be added to your points balance within 3 months after the eligible spend criteria is met.
• The Amplify Rewards program. Earn 1 point for every dollar spent when you are signed up for Amplify points, or double your points when you use the card overseas. The amount you can earn is limitless, allowing you to save up for that something special.
• The Amplify Qantas Rewards Program. When you use your card at Australian merchants, you earn half a point for each dollar that you spend. While shopping abroad, the points earned become one for every dollar. This uncapped earning capability gives you the opportunity to bank your points until you have enough to redeem for a flight with Qantas or any one of its 35 partner airlines.
• Travel insurance covers. All cardholders get complimentary travel insurance covers when they use this card to pay for travel, and these covers come in the form of transit accident insurance, interstate flight inconvenience insurance, overseas travel insurance, and rental vehicle excess insurance in Australia.
• Purchase covers. When you use this card to make purchases, you get complimentary purchase security insurance, price guarantee cover, and extended warranty insurance.
• Fraud protection. The St.George Amplify Platinum Credit Card relies on a round-the-clock monitoring of account activity, and if the system detects any suspicious activity, you can expect to get an alert immediately.

Features of the St.George Amplify Platinum Credit Card

The Amplify Platinum has an array of other features to consider:

• Annual fee. This card will charge you a low annual fee of $99 as long as it is active.
• Interest rate on purchases. When you make a purchase with your platinum card, the balance will accrue an interest rate of 19.49% p.a.
• Cash advances. The interest applied towards monies withdrawn as cash is 20.24% p.a. You will also be charged 2% of each cash advance amount and all transfers with a minimum of $2.50. This includes withdrawals made at an ATM, online or over the phone.
• Credit limits. The minimum credit limit is $6,000, while the maximum credit limit is subject to status.
• Overseas spending. Any foreign transaction made is subjected to a 3% charge of the Australian dollar value of the purchase or cash withdrawal.
• Complimentary insurance. You are allowed access to insurance covers that protect your travel plans, purchases and credit card.
• Rewards program. You get a choice of two different programs with this card.
• Additional cards. You can add a family member to your account, with their own credit card to use and the ability to earn points for no additional charge.

How to apply for the St.George Amplify Platinum Credit Card

Applying for the Amplify Platinum Card is easy, you can do so by visiting any St.George branch, you can get started over the phone, and you can even apply online. To submit an online application, simply fill out your details on the secure online application form.

Eligibility criteria

• You’re a permanent resident of Australia.
• You’re at least 18 years old.

Required documents

• Details of your Australian driver’s license, or passport, or proof of age card
• Your residential status, home address, phone number, and email address
• Your income details and your employer’s name and contact details
• Details about all your assets and liabilities

There is an abundance of benefits to consider with this platinum credit card. Match it with the features, rates and fees of other platinum rewards cards to see which one has the options that you need the most.

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