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Roadside Assistance South Australia

For $7, you can get the help you need with roadside assistance in South Australia.

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For peace of mind wherever you travel, we've put together a list of roadside assistance providers in South Australia. So you know exactly what you're paying for. We've broken down what roadside assistance covers and its costs so you can compare our roadside insurance providers side by side and get the best deal for you.

Get roadside assistance in South Australia

Name Product Call-outs (Unlimited/4 per year) Joining Fee Fuel Replacement Locksmith States Available
NRMA Roadside Assistance
Unlimited
No joining fee
$0
Nationwide
From $9.99 per month. 24/7, nationwide coverage available.
Budget Direct Roadside Assistance
Unlimited
No joining fee
$125
Nationwide
From $6.70 per month.
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Compare up to 4 providers

Name Product Roadside Assistance Accidental Damage Choice of Repairer Agreed or Market Value
Budget Direct Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Awarded the 2019 Finder Award for the Best Value Car Insurance, this policy offers solid coverage at a low cost. Budget Direct’s claims service has received a 4.2/5 based on nearly 5,000 customer reviews.

Who it might be good for: People who want a comprehensive policy without breaking the bank.
Youi Comprehensive
Optional
Agreed or Market
Finder's summary: Youi Comprehensive Car Insurance is one of the few providers to include roadside assistance in their policy. You'll also get access to YouiRewards which gives you discounts on furniture, parking and more. Youi also have a live chat feature on their site to talk through any questions.

Who it might be good for: People over 25 who want comprehensive cover with a focus on customer service.
Woolworths Comprehensive
Optional
Agreed or Market
Finder's summary: Woolworths catch our eye due to some unique perks like a price beat guarantee, where they'll beat any current comparable Comprehensive renewal notice if you're over 25. You'll also get 10% off your grocery shop once a month, and can add roadside assistance onto your policy for just $7.35 per month.

Who it might be good for: Woolworths shoppers and those that want to take advantage of their Price Beat.
Virgin Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: Finalists for the 2019 Finder Awards for Best Value Car Insurance, Virgin Comprehensive provides a good level of cover for a decent price. You'll get 15% off on your first year’s premium when you buy online and get access to their hail hero service. Plus, get a $100 e-Gift card when you purchase a new policy by 30 November 2020 (T&Cs apply).

Who it might be good for: People who want a comprehensive policy that's affordable.
Qantas Comprehensive
Optional
Optional
Agreed or Market
Finder's summary: You'll be able to pick and choose how comprehensive you want your cover to be thanks to optional extras like roadside assistance, choice of your own repairer, and the option of agreed or market value. Plus, you'll earn Qantas Points when you join and get access to the Qantas Wellness App.

Who it might be good for: People who love collecting frequent flyer points.
Coles Comprehensive
Optional
Agreed or Market
Finder's summary: Coles have two-tiers of comprehensive car insurance to choose from. You'll earn double flybuys points at Coles supermarkets and you can get $10 off your Coles grocery bill every time you redeem 2,000 Flybuys points. If you're over 30, you can get roadside assistance free for a year.

Who it might be good for: Coles customers and Flybuys collectors.
Stella Comprehensive
Optional
Agreed or Market
Finder's summary: Stella’s a female-focused insurer. They'll cover you if your car is damaged as a result of domestic violence. They offer higher cover for baby gear than most, with up to $2,000 cover for prams, strollers and child seats. You get a free Bauer magazine subscription when you sign up and a portion of your premiums go to supporting female-led businesses.

Who it might be good for: Someone who wants a female-centred car insurance policy (they'll cover men too!).
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Compare up to 4 providers

*Brands may differ in benefits so always read the product disclosure statement (PDS) to see what suits you best.

What does roadside assistance cover me for in South Australia?

While cover varies from provider to provider, you will generally find that the following roadside assistance benefits apply:

  • Flat batteries. You might just need a jump start or your battery could be faulty. A roadside assistance technician should be able to help you there and then.
  • Locked out of your car. If you accidentally lock your keys in your car or lose them, your provider should send out a locksmith to you.
  • Flat tyres. Sometimes you need roadside assistance for the most common problems. If you have a flat tyre, they can help.
  • Out of fuel. Many roadside assistance technicians carry an emergency supply of petrol or diesel. Otherwise, they will arrange to tow your car to the nearest petrol station, within limits.
  • Can't get your car started. Sometimes your car just won't get going. A mechanic can come out and see what the problem is. If they can't fix it, they can arrange for it to be towed.
  • Towing. Most insurers will pay to tow your vehicle if the mechanic can't get it going again.

What happens if I'm travelling interstate?

You should still be covered. Since so many Aussies frequently travel across states, most roadside assistance providers maintain partnerships with insurers from different states. This means if you break down outside of South Australia, you should still be covered.

Depending on the provider you opt for in South Australia, there might be different breakdown towing limits. For example, in South Australia, there could be a limit of up to 50km. In a state like Victoria, this could be lower. It really depends on the provider you are with and the partner they use in the state you are travelling to. If you're concerned about this, call your insurer before you travel to find out what the towing limit is in the state you plan to visit.

How do I choose a roadside assistance brand in South Australia?

It depends on what you are looking for. Broadly speaking, you have two options:

  • Get roadside assistance with your comprehensive car insurance. When you purchase a comprehensive car insurance policy, you will usually have the option of adding roadside assistance to your cover. It usually costs less than $100 for the year and works out better value than a standalone policy in the long run. Some policies automatically include it in your cover, like Youi, but this usually comes with limitations, for example, you only get two free callouts.
  • Buy a standalone roadside assistance policy. If you are happy with third-party car insurance, then you can just purchase a standalone roadside assistance policy in South Australia. Top tip – most providers don't have a joining fee, so if you want to save, go with someone who does not have one.

How do roadside assistance policies compare in South Australia?

To give you an idea of how policies compare, we've highlighted some of the key benefits to help you make a decision. Comparing roadside assistance will not only make sure that you get the right product but will also help you get the best price. When choosing a policy, don't forget to check out the Product Disclosure Statement to make sure it suits your needs.

BrandCost per yearJoining feeCallout limitsNeed to hold a policy with them?KeysOut of fuelBreakdown towingGet quote

Youi

Included with comprehensive policy$0First 2 includedYes$15010 litres20km in the city, 50km in regional areasGet Quote

Budget Direct

$79.95/year$0UnlimitedNo$125$1515km in the city, and up to 50kmGet Quote
RAA Travel Insurance Logo

RAA Standard

$103 a year$04 callouts per yearNo$50Yes10km in the city, 40km in the countryMore info

AAMI

$86/year$0UnlimitedYes$250$1020km in the city, 100km in rural areasMore info
coles logo

Coles

$83$0UnlimitedYes$150Enough to reach the next petrol station20km in the city, 50km in rural areasMore info

GIO

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info
Suncorp logo new

Suncorp

$95$0UnlimitedYes$250$1020km in the city, 100km countryMore info

Apia

$84$0UnlimitedYes$250$1020km in the city, 100km countryMore info

Which companies offer roadside assistance in South Australia?

Here are some of the companies operating in South Australia:

Is roadside assistance included in car insurance in South Australia?

Ordinarily, it will be offered as an optional extra when you purchase car insurance. This is often a good value way to get roadside assistance if you're also looking for comprehensive car insurance. Youi is one of the few car insurance providers to include roadside assistance for free with its comprehensive car insurance policy. However, it only gives you two free call outs, and you will have to pay for the rest.

Picture: GettyImages

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