If you're after extras cover with minimal waiting periods, then ahm has 2 policies that might work fit the bill without the need for a offer code or sign-up discount. Lifestyle and Super extras both offer no wait limits for services including optical, physiotherapy and general dental.
Other benefits for ahm members
There are several other benefits available to ahm members outside of these limited-time offers, including:
Choose your own provider. ahm does not require you to choose one of its preferred providers in order to receive the maximum benefit. Instead, you are free to choose the provider you want and receive the same benefit amount.
Optical discounts of up to 25%. ahm members who hold an appropriate level of extras cover can save up to 25% on a pair of glasses from a selected range, plus enjoy 25% off lens options and get an advanced 3D eye scan (OCT) as part of every standard comprehensive eye test.
Straightforward cover. ahm offers a wide range of private health insurance policies that are designed to be as simple and straightforward as possible. This allows you to tailor a policy to suit your unique cover needs.
Loyalty rewards. ahm runs a loyalty program that increases your benefit limits over time. These are known as flexi limits. This program only applies to combined policies and standalone extras policies and flexi limits vary depending on the policy you select. For combined policies, a flexi limit applies to all of your extras.
ahm partner discounts
15% off Goodlife
Get free 5 day trial for you and a friend before you join. Access to all 95+ fully operational Goodlife clubs nationally.
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Frequently asked questions
ahm has a few extras policies that offer no waiting periods for services including optical, physiotherapy and general dental. These include ahm Lifestyle and Super extras policies, which can be obtained without the need for a offer code or sign-up discount.
Other benefits available to ahm members include the ability to choose your own provider, discounts on glasses and eye scans, straightforward cover options, loyalty rewards, and discounts on goods and services from ahm's partners, such as gyms, insurance, and optometry.
Yes - like all health funds, ahm raises its prices on an annual basis. In 2023, ahm delayed its premium increase until 1 June 2023. Its premiums went up by 2.96%. Other funds who've delayed this year include Bupa, HCF and nib.
ahm members can receive discounts on a variety of goods and services from ahm's partners. These include 15% off Goodlife gym memberships, 25% off glasses from Specsavers, 10% off travel and life insurance, 20% off lenses and 10% off contact lenses from OPSM, 10% off car insurance, 20% off home and contents insurance, and 2 months free pet insurance.
This article was reviewed on 30 June by James Martin. James is the insurance editor at Finder and he's written on a range of insurance and finance topics for over 7 years.
Tim Bennett is a Finder insurance expert. For over 10 years he's reported on news, politics, finance and other topics as a journalist and radio presenter. Tim's roles have included radio news reader and breakfast at the ABC, news producer for SBS and producer for Fairfax Media. Tim regularly appears as a health insurance expert on programs like Sunrise and SBS news, as well as in the Australian, The Daily Telegraph, The Courier Mail and more.
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