health.com.au merged with Frank on 1 July 2021. Learn more about Frank's policies here.
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
- Frank is Australia's leading not-for-profit online health fund.
- At around $13 a month, Frank Basic Extras policy is among the cheapest policies available on Finder.
- It's all done online.
- New customers won't be able to access health.com.au policies.
- Both Frank and health.com.au have received more ombudsman complaints than its market share.
Good value health.com.au policies
Since you can no longer get policies from health.com.au, here are some good value Frank health insurance policies.
These are some of the best value hospital policies from Frank, including a Mid-tier Extras policy, a Basic Plus combined policy and a Bronze Plus policy.
*Quotes are based on a single individual with less than $90,000 income, $750 excess and living in Sydney.
health.com.au health insurance: Our verdict
health.com.au is a not-for-profit fund that's recently merged with Frank. Both are relatively new, online-only funds known for their affordable health insurance policies.
Frank is good if:
- You want extras cover with flexible limits.
- You want a not-for-profit insurer that gives its profits back to its members.
Frank is not great if:
- You want cover for everything – they don't offer Gold policies.
- You don't want an online-only insurer.
Review by our insurance writer Gary Hunter
Compare all policies from health.com.au
Use this free tool to compare policies from Frank, who now owns health.com.au.
What types of health insurance does health.com.au offer?
health.com.au recently merged with Frank health insurance. Here are Frank's hospital policies:
- Entry Hospital (Basic+)
- Basic Hospital 500 (Basic+)
- Basic Hospital Plus (Basic+)
- Private Hospital (Bronze)
- Better Hospital (Bronze+)
- Silver Hospital (Silver)
- Max Hospital (Silver+)
- Top Hospital (Silver+)
health.com.au recently merged with Frank health insurance. Here are Frank's extras policies:
- Basic Extras
- Easy Extras
- Simple Extras
- Some Extras
- Everyday Extras
- More Extras
- Lots Extras
health.com.au recently merged with Frank health insurance. Below are Frank's dedicated combined policies, but you can also mix and match any combination of hospital and extras policies.
- The Essentials Bundle (Silver)
- Freedom Starter Flexi-Bundle (Basic)
- Freedom Saver Flexi-Bundle (Basic+)
health.com.au health insurance complaints
We looked at the 2020 ombudsman health insurance complaints. Here's how health.com.au stacked up:
- health.com.au had one of the largest complaints ratio according to the 2020 ombudsman complaints
- Frank, which health.com.au has merged with, is underwritten by GMHBA which has a slightly better complaints ratio, but it's still one of the lowest on this list.
This chart shows the weighted volume of complaints received by each health fund, according to the Commonwealth Ombudsman. The lower the number, the better. health.com.au is eighteenth overall in this ranking, while Frank/GMHBA is sixteenth overall. The weighting ensures that funds are compared fairly; larger funds serve more customers so can potentially get more complaints.
health.com.au frequently asked questions
More guides on Finder
Health insurance for sterilisation
Find out how to claim vasectomies and tubal ligation with Medicare or private health funds, and the things you should know before going in.
Health insurance for kidney dialysis
Dialysis treatment for Chronic Kidney Disease (CKD) is covered by Medicare and private health insurance, but which offers the best cover?
Health insurance for podiatry
Find out the steps needed to find adequate cover, and give you an assurance that you won’t have to pay the full cost of your podiatric surgery.
Cancer health insurance in Australia
Health insurance for cancer improves on what Medicare covers by giving you more control and quicker treatment.
Health insurance for sleep apnoea
Think you may have sleep apnoea? Here's what you need to know about public and private healthcare cover.
Health insurance for elective surgery
Australia has a great public healthcare system, but when it comes to elective surgery, there are good reasons to get private health insurance.
Health insurance for chronic pain
See how private health insurance can offer support if you suffer from chronic pain.
Occupational therapy and health insurance
Find out how both Medicare and private health insurance cover occupational therapy to get the assistance you need.
Are vaccinations covered by health insurance?
While COVID-19 vaccinations are free in Australia, other vaccines with out-of-pocket costs can be covered by private health insurance with some extras policies.
Optical inclusion: Extras cover the top reason for taking out health insurance, survey finds
Extras cover is the number one drawcard for Australians who take out private health cover, new research from Finder, Australia’s most visited comparison site, reveals.
Save on your health insurance
Ask an Expert