Looking for health insurance? Find out if this online health fund has the right cover for you. is an online provider that offers straightforward policy options with an emphasis on flexibility and choice. This review gives you a breakdown of membership benefits and the policies it offers to help you decide if this health fund suits your needs. membership benefits at a glance

  • No excess for kids. Hospital visits for children don't attract any excess fees.
  • Emergency ambulance transport. Ambulance cover is included as standard in every policy.
  • Choose your provider. You aren't forced to visit a health fund affiliated provider to receive full cover.
  • Direct debit discount. Opt to pay using direct debit and receive a 4% premium reduction.
  • Refer-a-friend bonus. Recommend to a friend and receive an $100 VISA gift card when they sign up.

What types of health insurance are available? offers policies for both in and out of hospital treatment. They are also available in varying levels of cover to suit different requirements and budgets. These policies are examined more closely in the following sections of this review:

Policy typeFind out more
  • Hospital only. Covers you for the cost of treatment and accommodation in a private hospital. Pregnancy services are included in higher tier policies.
More info
  • Extras only. Claim benefits for out of hospital services such as dental (general, major and orthodontics), optical, physiotherapy and pharmacy prescriptions.
More info
  • Combined. Get hospital and extras cover in the same policy for comprehensive protection.
More info

Who can join membership is open to anyone who meets the basic requirements for health insurance. This means you must:

  • Be 16 years or older in order to take out your own policy.
  • Not hold a policy with the same level of cover with another health fund.
  • Meet Medicare’s residency and eligibility requirements.

Additional information about this health fund

  • Cooling off period. You can cancel your policy within 30 days of purchase and receive a full premium refund.
  • Dependents. family and single parent policies cover children until they reach 21 years of age, or 25 years of age if they are studying full-time.
  • Cover outside of Australia. Your policy does not cover you for treatment received outside of Australia.
  • Suspension of cover. If you do decide to travel overseas or experience financial hardship you have the option of temporarily suspending your policy if you meet the eligibility criteria.
  • Visitors to Australia. Unfortunately does not offer Overseas Visitors Health Cover (OVHC).
  • Methods of payment. Premiums are paid by direct debit from your nominated bank account or credit card.

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2 Responses to

  1. Default Gravatar
    | March 14, 2017

    what is the list of services you provide for extras claims?

    • Staff
      Zubair | March 15, 2017

      Hi Philomena,

      Thank you for your question.

      You have contacted, a comparison and information service and not actually To check the extra benefit services Please enter your details into the quote comparison tool on the top of the page and for the detailed list of extra services you should consult the’s policy brochure.

      All the best,

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