In this guide

  • Our verdict
  • Details
    • Product details
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert
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American Express Platinum Business Card

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American Express Platinum Business Card

Our verdict

Enjoy 250,000 bonus points, exclusive travel perks and no pre-set spending limit with the American Express Platinum Business Card.

Special Offer: 250,000 Membership Rewards Bonus Points, plus a $500 credit, for new American Express Card customers. To qualify, you must apply by 9 April 2024, get approved, and spend $12,000 on eligible purchases within 3 months of approval.
The American Express Platinum Business charge card gives you a way to get rewards as you manage your business spending, earning up to 2.25 points per $1 spent. It’s worth noting this Membership Rewards card allows you to transfer points to 10 frequent flyer partners, including Qantas Frequent Flyer (a rare option for one-off transfers). You can also shop with points at David Jones and Ticketmaster, redeem gift cards or get statement credits, with the point values and redemption options shown when you log in to your account.

In this guide

  • Our verdict
  • Details
    • Product details
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert

The Amex Platinum Business Card offers up to 55 days to pay for purchases, as well as access to the Global Lounge Collection, complimentary insurance and Membership Rewards Points.

Details

Product details

Product Name American Express Platinum Business Card
Max. Loan Amount No maximum amount
Loan Security Secured

How to apply

If you think the American Express Platinum Business Card is right for your business, you can apply online in around 10 minutes. Get started by making sure you meet the following eligibility requirements and have all the documents and details ready for the application.

Eligibility criteria

  • Minimum income. Your business must have an annual revenue of at least $75,000.
  • Business requirements. Your business must have an active ABN (Australian Business Number). Your business must also be registered for GST.

Card benefits

  • 250,000 bonus points offer. Apply by 09 April 2024, get aproved and spend $12,000 within the first 3 months of card activation and you'll receive 250,000 bonus Membership Reward Points, plus a $500 credit.
  • AccessLine. Your business can make fast and secure payments to merchants even if they don't accept credit or charge cards thanks to American Express AccessLine. This gives you more ways to reward your business expenses as you earn Membership Rewards points per $1 spent on payments. You can also access up to 55 cashflow days and negotiate early payment discounts when you use AccessLine to pay your vendors.

Rates & fees

  • Cash flow period. As this is a charge card, your spending won't attract interest charges. Instead, you'll have up to 55 cash flow days to pay off purchases. This also means you'll need to pay the total owed on each statement by the due date to avoid late fees.
  • Spending limit. The American Express Platinum Business Card has no pre-set spending limit. The use of your card, payment history and credit record will determine how much you can spend.

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Amy Finder

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