Virgin Australia Velocity Flyer Card - Bonus Points Offer - DISCONTINUED

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Bonus points: 70,000
Purchase rate: 20.74% p.a.
Reward points per $ spent: 0.66
Annual fee: $149 p.a.

Our verdict

No longer offered

The Virgin Australia Flyer Credit Card - Bonus Points Offer is no longer available for new applications. However, we’ve kept the information online for the benefit of existing customers and for those who are interested. Check out the current Velocity credit cards here.

Pros

Up to 70,000 bonus Velocity Points
Yearly $129 Virgin Australia Gift Voucher
Complimentary insurance

Cons

Bonus point spend requirement is staggered over the first 2 months
Velocity Points standard earn rate is relatively low (up to 0.66 points per $1)

Where could you fly with Virgin Australia Velocity Flyer Card's 70k bonus points?

Calculation doesn't include carrier charges, taxes, or fees. Calculation is based on Virgin Australia Reward Seat redemptions (Tier 3 pricing) for domestic flights; Singapore Airlines Reward Seat redemptions for Singapore; United Airlines Reward Seat redemptions for Los Angeles; Virgin/Qatar Reward seat redemptions for London.

Details

Product details

Product Name	Virgin Australia Velocity Flyer Card - Bonus Points Offer - DISCONTINUED
Purchase rate p.a.	Purchase rate p.a.20.74%
Interest-free days	Up to 44 days on purchases
Cash advance rate p.a.	20.99%
Min credit limit	$6,000
Max credit limit	$100,000
Card type	Visa

Eligibility

Available to temporary residents	No
Minimum income	$35,000
Joint application	No

Rewards

Rewards program	Velocity Frequent Flyer
Bonus points	70,000
Rewards points per $ spent	0.66

Fees

Annual fee	$149
Minimum monthly repayment	2% of the closing balance or $25, whichever is greater
Late payment fee	$10
Foreign currency conversion fee	3.3%
Cash advance fee	2.7% of transaction value or $2.70, whichever is greater
Overseas cash advance fee	$5
Additional cardholder fee	$39
Number of additional cardholders	4

How to apply

You can apply for the Virgin Australia Velocity Flyer Credit Card online. The application should only take 10 minutes to complete and you can expect a response within 60 seconds.

Before you get started, check that you meet the eligibility requirements and have the necessary information handy.

Eligibility criteria

Income. You must earn at least $35,000 a year.
New cardholders. Only new customers can access the bonus points offer.

Good history. You must have a good credit score and history. You can check your comprehensive credit report and score for free through Finder.
Age. You must be at least 18 years old.

Required documents

Personal details. Your full name, address and driver's licence number will be required.
Proof of identification. This includes your Australian driver's licence, passport or Medicare card.
Employment. You'll need to confirm your current employment, as well as your employer's name and contact details.
Income. You'll need to confirm your income with recent bank statements and payslips. You'll also need to detail any other income sources, including those derived from dividends.
Finances. This includes your living expenses as well as any other credit limits (or outstanding balances) of any other credit cards or loans.

Card benefits

Up to 70,000 bonus points. You'll earn 25,000 bonus Velocity Points each month for the first 2 months when you spend at least $1,500 on eligible transactions (up to a maximum of 50,000 bonus points in total from card approval). Plus an additional 20,000 points when you keep your card open for over 12 months, which will be credited to your account within the 13th month. This means you could earn up to a total of 70,000 bonus Velocity Points.
Velocity Points per $1 spent. This card earns 0.66 Velocity Points per $1 for the first $1,500 spent on eligible transactions in each statement period, then 0.5 Velocity Points per $1 on eligible spending for the rest of that statement period. You'll also earn an extra 1 point per $1 spent on purchases made directly with Virgin Australia.

$129 Virgin Australia gift voucher benefit. You can get a $129 Virgin Australia Gift Voucher each year when you have this card. You just need to use the card for a retail purchase within 2 months of requesting the voucher, which is issued as a Travel Bank Credit. You'll then have 12 months to use the credit for eligible flights or other travel services booked through the Virgin Australia website. Note that in the first year you have this card you'll become eligible for this benefit after the first 30 days.
Complimentary insurance. The Virgin Australia Velocity Flyer Card offers purchase protection insurance that protects you against loss, theft or accidental damage to a covered item purchased with the card. This card also comes with extended warranty insurance for eligible items, up to a maximum period of 1 year. Eligibility requirements, exclusions and terms and conditions apply.
Mobile wallets. You can link your credit card to Google Pay, Samsung Pay and Apple Pay and use your eligible device to make contactless payments.
Security. Your account is protected by Fraudshield and Visa's Zero Liability policy. This means you'll be alerted if any suspicious activity is monitored on your account and you won't be liable if any fraudulent transactions are made with your card.

Rates & fees

Annual fee. This card charges an annual fee of $149 p.a. Any additional cards linked to the account will each be charged $39.
Purchase interest rate. Your purchases will collect the 20.74% p.a. interest rate.

Cash advance interest rate. If you use your card to make a cash advance, such as an ATM withdrawal, you'll be charged a 20.99% p.a. interest rate.
Foreign exchange fee. If you use your card to make a foreign transaction overseas or when shopping online with an international merchant, you'll be charged a fee equal to 3.3% of the transaction. Fees charged will be reflected as a single amount on your credit card statement.
Minimum credit limit. The credit limit for this card starts at $6,000, but can go as high as $100,000 depending on your income and credit history.
Interest-free days. You can save with up to 44 days interest-free on purchases provided that you pay your balance in full by the due date on each statement.

Sources

Finder writers are subject matter experts and use primary sources, in-depth research and interviews with other experts to ensure you're getting accurate, up-to-date information. Articles are fact checked in line with our editorial guidelines.
1. Virgin Australia Velocity Flyer Card - Bonus Points Offer information PDF
2. Virgin Australia Velocity Flyer Card - Bonus Points Offer TMD

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Debra

October 27, 2025

Hi Sarah, thanks so much for your reply. Can i also just ask, when do we receive our additional bonus FF points, as per the conditions if we spend $1500 we receive 25k each month for 2 months? Do you know when that takes place? Many thanks Debra

Sarah Megginson Finder

October 28, 2025

Hi Debra,

The terms and conditions say the points will be credited within 12 weeks of qualifying, but in practice most bonus points are credited a little sooner. If you meet the minimum spend requirement in October, for instance, your points should be credited by January, but you may see them arrive in December. If they don’t arrive by February, it would be worth contacting them to confirm your points. Best of luck with it!

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Debra

October 07, 2025

Hi when it says earn pts on eligible transactions – what does that mean? Is there only certain bills you can pay to earn pts or shops you can shop at? Thanks

Sarah Megginson Finder

October 13, 2025

Hi Debra,

Eligible transactions include all types of everyday spending, like groceries, cafes, bars, restaurants, concert tickets and bills (provided they’re not paid via Bpay). Ineligible transactions include things like cash advances, interest payments, refunds, gambling purchases and fees. Hope this helps!

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Hany

July 02, 2025

To get the bonus points, do I have to spend $1500 every months for the first two months? Or $1500 for the two months?

Also, can I pay bills, insurance, petrol….etc and these are eligible purchases?

Sarah Megginson Finder

July 03, 2025

Hi Hany,

It’s a total of $1500 over two months, not $1500 each month. Also, eligible transactions mean everyday spending like all of the things you mentioned – just be sure then when you pay bills, you are making a payment with your credit card not making a BPAY payment, as BPAY transactions don’t earn points or count towards your minimum spend. Bpay payment may even be classified as a cash advance, meaning you pay interest immediately. Hope this helps!

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Kanav

May 14, 2025

Hey. Could you pls navigate me to where it says on their website / t&c docs that this card is only on offer for permanent residents? thanks.

Richard Whitten Finder

May 22, 2025

Hi Kanav,

Thanks for getting in touch. I’ve just reviewed the page information and we’ve mistakenly said it’s for permanent residents only. It’s not. We have amended the page information. Thanks for bringing it to our attention.

mike

March 08, 2025

i have had this card before what is the period before i can apply again and be eligible for the bonus points

Angus Kidman Finder

March 10, 2025

Hi Mike, Virgin’s conditions state this card is not available to existing card holders, but doesn’t specify a time frame for former card holders. So if you’ve had the card before but it isn’t currently active, you potentially will still be eligible.

Amy is an experienced journalist with over 16 years of experience, contributing to major publications like Money Magazine, The Sydney Morning Herald, and ABC News Australia. Specialising in personal finance, she frequently appeared in media outlets and on radio. Amy holds a Bachelor of Arts in Journalism and Drama from Griffith University and earned RG146 certifications in Tier 1 Generic Knowledge and Tier 2 General Advice Deposit Products, ensuring her expertise is grounded in current financial regulations. Amy was Finder's Senior Writer for Credit Cards from 2016 to 2024. See full profile

Virgin Australia Flyer Credit Card Bonus Points Offer

Pros

Cons

Where could you fly with Virgin Australia Velocity Flyer Card's 70k bonus points?

How to apply

Eligibility criteria

Required documents

Card benefits

Rates & fees

Sources

Sources

Your reviews

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