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Citi Prestige Qantas Card

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Earn 70,000 bonus Qantas Points and travel in style with the Citi Prestige Qantas card.

This is a premium product designed for high earners. It offers unlimited airport lounge access, comprehensive insurance covers and luxury travel perks.


Bonus points

21.49% p.a.

Purchase rate


Reward points

Per $ spent

$749 p.a.

Annual fee

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameCiti Prestige Qantas Card
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance transfer revert rateCash Advance Rate (22.24% p.a.)
Balance transfer limit80% of available limit
Purchase rate21.49% p.a.
Annual fee$749
Interest-free period44 days
Cash advance rate22.24% p.a.
Min credit limit$30,000
Max credit limit$100,000
Card typeMastercard
Foreign currency conversion fee3.4%
Minimum income$150,000
Available to temporary residentsNo
Joint applicationNo


  • 70,000 bonus Qantas points after your first spend within 90 days from card approval
  • Up to 1.5 Qantas Points per $1 spent on eligible purchases
  • Complimentary airport transfers and unlimited lounge access


  • The $749 annual fee is very expensive
  • The purchase interest rate of 21.49% p.a. is high
Rewards programQantas Frequent Flyer
Bonus points70,000
Rewards points per $ spent0.5
Rewards points capUncapped
Annual fee$749
Minimum monthly repayment2% of the closing balance or $30, whichever is greater
Late payment fee$30
Foreign currency conversion fee3.4%
Cash advance fee3.5% or $3.50, whichever is greater
Overseas cash advance fee$5
Additional cardholder fee$0
Number of additional cardholders4

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Citi Prestige Qantas has a relatively competitive introductory offer, especially considering that many competing offers require you to spend thousands of dollars to get the bonus points. With 70,000 Qantas Points, you could fly return from Sydney to Honolulu or Tokyo in economy (both 31,500 points each way). It’s also almost enough points to fly from Brisbane to LA in Premium Economy (72,000 points).

Although this card offers unlimited access to Priority Pass lounges, it doesn’t offer any Qantas Club Lounge invitations which could be a downside if you regularly travel with Qantas.

How to apply

You can apply for the Citi Prestige Qantas credit card online in 15 minutes, but you'll need to make sure you meet the eligibility requirements and have the necessary documents before you get started.

Eligibility criteria

  • Income. You must earn an annual income of at least $150,000.
  • Residency. You must be an Australian permanent resident or citizen.

Card benefits

  • 70,000 bonus Qantas Points. Earn 70,000 bonus Qantas Points after your first eligible spend within 90 days from card approval. Your bonus points will be credited to your Qantas Frequent Flyer account within 6 to 8 weeks of meeting the spend criteria. You must provide your Qantas Frequent Flyer membership number upon application and an additional $49 annual fee applies to join the Citibank Qantas Rewards program.
  • Uncapped Qantas Points. Get rewarded with 1.5 Qantas Points per $1 spent on eligible international spending and selected domestic purchases made at major restaurants and restaurant chains, hotel chains, airlines (flights only), major travel agencies and major travel aggregators. You'll also earn 1 point per $1 on Australian spending at selected domestic purchases made at major petrol outlets, supermarkets and national retailers and 0.5 points per $1 spent everywhere else on domestic eligible transactions.

Rates & fees

  • Annual fee. The Citi Prestige Qantas Credit Card charges an annual fee of $749 (this includes the $49 Citibank Qantas Rewards Program yearly fee).
  • Purchases interest rate. The purchase rate for this card is 21.49% p.a. (variable).

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