Citi Prestige Qantas Card

• Age. You must be 18 years or older to apply.
• Balance transfer debt. If you plan to transfer a balance, you can transfer up to 80% of your available credit limit from Australian store cards, personal loans and credit cards not issued under the Citi brand.

Required documents

• Personal information. You'll be asked to include personal details including your full name, contact details and date of birth.
• Income and assets. Enter your employer's contact information, your pre-tax income and income from other assets. You're also required to provide your last two payslips or bank statements if you're employed part-time or full-time. If you're currently self-employed or a retiree, you'll need to enter your account's contact information. These documents can be faxed or emailed to Citi.
• Expenses and liabilities. Provide details of your ongoing expenses and any liabilities, such as loan balances, mortgage payments, rent and everyday bills.
• Identification. If you're a new customer, you can verify your identity by entering your driver's licence number or passport number. Foreign driver's licenses and passports are also accepted.
• Balance transfer details. If you're planning to take advantage of the balance transfer offer, you'll need to provide details of the current account(s) including the name on the account, number, amount being transferred and the issuing bank's name and address.

• Complimentary Priority Pass membership. You can relax before your next flight with unlimited visits to any of the 1,400+ Priority Pass lounges in the world – even if you're flying in economy class. You can also bring one guest with you for free (and other guests for a fee, depending on the lounge). Just enrol at www.prioritypass.com/prestigeaumc and follow the prompts to get your digital membership.
• Fourth night free hotel stay. When you book through the Citi Prestige Concierge at least 48 hours (but not more than 6 months) in advance and stay a minimum of four consecutive nights at available hotels, you can enjoy one night free. The value of the free night is calculated as the average nightly room rate for the four-night stay and does not include taxes or additional fees.
• 10% off selected Luxury Escapes offers. Until 1 March 2024, you can get 10% off (up to $500) on Limited Time LUX Exclusive hotel offers in Australia and overseas when you pay with your Citi Prestige card and use the code PRESTIGECITI10 on the Australian Luxury Escapes website or mobile app. You'll also get 10% off (up to $250) on international tours when you pay with your Citi Prestige card and use the code CITITOUR10.
• Luxury airport transfer service. Receive a complimentary, one-way airport transfer to or from select cities in Australia (up to a maximum of $100).
• Complimentary insurances. The Citi Prestige is packed with insurance covers, including: international travel insurance, domestic travel insurance, extended warranty insurance and purchase protection insurance.
• Mobile wallets. You can link your Citi card with Samsung Pay, Google Pay or Apple Pay to use your eligible device to make contactless payments.
• Complimentary mobile phone insurance. Use the Citi Prestige Qantas Card to pay your monthly mobile plan and you'll get cover for accidental damage that affects the way your smartphone is supposed to work. You also get cover for theft when it's unavoidable. This complimentary insurance is underwritten by AIG Insurance and, as with any policy, it's a good idea to check the policy document for full details of what's covered and how to make a claim.
• Balance transfer offer. Transfer an existing debt to the Citi Prestige Card and pay 0% p.a. interest for 6 months, with no balance transfer fee. At the end of the balance transfer promotional period, any remaining debt will accrue interest at the cash advance rate of 22.24% p.a. You won't earn Qantas Points on balance transfers.

• Cash advances. Cash advance transactions are charged at 22.24% p.a. (variable). You'll also be charged a fee of 3.5% of the transaction amount or $3.50 (whichever is greater), if you're in Australia and will be charged $5 if you're overseas.
• Interest-free days. When you pay your balance in full by the due date, you can take advantage of up to 44 interest-free days on purchases. Please note that interest-free days do not apply while you are carrying a balance transfer debt.