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The Citi Prestige is a top-tier rewards card suited to frequent travellers and big spenders. When you apply by 29 June 2022 and spend $7,500 in the first 60 days, you will score 200,000 bonus Citi reward Points. You can also save with an introductory 0% p.a. balance transfer for the first 6 months with no balance transfer fee.
200,000
Bonus points
21.49% p.a.
Purchase rate
1
Reward point
Per $ spent
$700 p.a.
Annual fee
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Product Name | Citi Prestige Card |
---|---|
Rewards program | Citi Rewards Program |
Balance transfer rate p.a. | 0% for 6 months |
Balance transfer revert rate | Cash Advance Rate (22.24% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate p.a. | 21.49% |
Annual fee | $700 |
Interest-free period | Up to 44 days on purchases |
Cash advance rate | 22.24% p.a. |
Min credit limit | $30,000 |
Max credit limit | $100,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3.4% |
Minimum income | $150,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Rewards program | Citi Rewards Program |
---|---|
Bonus points | 200,000 |
Rewards points per $ spent | 1 |
Annual fee | $700 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 3.4% |
Cash advance fee | 3.5% or $3.50, whichever is greater |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.
2 Comments
September 4, 2018
Are you aware how the $150k income requirement is determined/assessed? If your household income meets that, would it be sufficient? Or does it need to be individually? If individually, if your recent fortnightly pay shows the correct amount say would that suffice?
September 4, 2018
Hello Lenny,
Thank you for your comment.
Yes, Citi Prestige has set their income requirement to $150,000 p.a. Your income is an important eligibility requirement that the issuer will use to assess your ability to repay. You will have to provide information about your current income, spending habits, and any existing debts to help the credit card issuer determine whether or not you can manage more credit.
It is more likely to assess you individually, hence, better to lay all your possible income. You may want to check our article about income requirements to get more idea.
Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.
Regards,
Jhezelyn