RACT's comprehensive cover is typically more expensive than cover offered by other car insurance brands yet misses some common benefits, including choice of repairer and market value cover.
We analyse over 100 car insurance products and rate each one on price and features. What we get out the other end is a nice round number between 1 and 10 to help you start comparing.
To make sure we're comparing apples with apples, we collect quotes for 8 different personas, then work out the value of 19 different car insurance features. Our team then does some fancy maths to get the Finder Score, taking both price and features into account.
Read the full Finder Score methodology
According to our 2024 Finder Car Insurance Awards research, RACT's policies are, on average, more expensive than policies offered to Tasmanian drivers by national car insurance brands. However, some of these cheaper car insurance brands lack the same support RACT can offer — like a physical branch to visit. Keep in mind, the best car insurance for you may depend on more than price.
| Insurer | NSW | QLD | SA | TAS | VIC | WA | Australia average | Apply |
|---|---|---|---|---|---|---|---|---|
 | n/a | n/a | n/a | $1,428 | n/a | n/a | n/a | More info |
 | $1,148 | $941 | $978 | $829 | $1,180 | $880 | $992 | Get quote |
 | $1,640 | $1,307 | $1,087 | $1,155 | $1,599 | $1,363 | $1,359 | Get quote |
 | $2,027 | $1,154 | $1,038 | $1,004 | N/A | $1,034 | $1,043 | More info |
 | $1,884 | $1,106 | $1,015 | $985 | $1,318 | $1,002 | $1,218 | More info |
About our car insurance methodology
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I have a car insured with RACT & at the time I was very happy with their price. Now I would like to insure a motorbike. Does RACT insure motorbikes?
Hi Tim,
Thanks for getting in touch with Finder. I hope all is well with you. 😃
RACT offers personal cover and it covers you while riding a motorbike. Aside from that, they don’t offer much when it comes to insuring a motorbike. You may want to directly get in touch with RACT to know more about their motorcycle insurance.
Alternatively, you can also check other motorcycle insurance providers. On the page, you will be able to compare motorcycle insurance and get covered. There’s a table that allows you to compare your options based on details and features. Click on the “Go to Site” green button once you’re done comparing.
I hope this helps. Should you have further questions, please don’t hesitate to reach out again.
Have a wonderful day!
Cheers,
Joshua