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The Northern Territory has the highest rate of fatalities in Australia. That's why it's harder for NT drivers to find a car insurance policy that doesn't cost an arm and a leg. But it is possible - trust us!
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Car insurance can help protect you and your wallet from the uninsured driver who t-bones you out of nowhere, the local hooligan going around keying cars, and your own moment of distraction when you crash into someone’s Audi in the car park.
Find the right policy for your situation by selecting an option that strikes an appropriate balance between affordability and cover offered.
Third party property | Third party property, fire and theft | Comprehensive | |
---|---|---|---|
Personal liability | Yes | Yes | Yes |
Protection for your car | No | Cover for fire damage and theft | Comprehensive protection from many forms of damage |
Your car insurance premiums are affected by how likely you are to make a claim. The more likely this is, the more expensive your car insurance will generally be. Factors like age, your driving record, the type of car you drive and many more are all taken into consideration.
According to the National Motor Vehicle Theft Reduction Council (NMVTRC), counting thefts per registrations, the Northern Territory has a national high of 6.09 cars stolen per 1,000 registrations.
The total car thefts numbered 981, or a 1.9% share of national thefts during 2017.
All of the top five crime hotspots in the Northern Territories actually experienced lowering car crime rates versus 2016. Overall car theft dropped 9.8%. Crime is heading back toward 2013 levels.
The most likely time to have a vehicle stolen is on a Monday from 20:00 - 23:59. Friday, Saturdays and Sundays see the most vehicles taken.
Utes dominated the top three theft targets, with the Toyota Hilux claiming first and second place. The Toyota Landcruiser 70 closed out the top three.
Fines cost us $500 million a year, but there's a hidden cost that's even higher.
Read more…Drivers don't just face extra fines. They're also at risk of increased insurance premiums and license suspensions.
Read more…A Budget Direct study reveals what makes drivers angry and shares tips on how to stay cool.
Read more…Picture: GettyImages
Alexandra Koster is Finder's publisher for car, home and pet insurance. She has a Tier 1 certification in General Insurance, as well as a Bachelor of Arts in Film and Cultural Studies from the University of Sydney. Her hobbies include reading Product Disclosure Statements and deciphering complicated insurance lingo to help people save on their insurance so that they can spend their money on better things – like dogs.
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