Budget Direct's comprehensive car insurance policy won this year's Finder Award for value because it provides a similar level of cover to other insurers but at a lower price.
You get access to its hail alert service, Hail Hero.
You can get a 15% online discount on your first year's premium for a new policy purchased online.
It's legal liability limit is $20,000,000 while some other insurers, like Australia Post, offer higher limits at $30,000,000.
Budget Direct's comprehensive policy covers personal effects Up to $500 while other insurers like Youi cover Up to $750.
How does Budget Direct compare with other car insurers?
As part of our 2024 car insurance awards, we compared 814 features and got over 1,800 quotes across 35+ comprehensive car insurance policies. Here's how Budget Direct performed next to other insurers.
Each year, our experts and insights team asks Australians to score their car insurance provider. As part of the Car Insurance Customer Satisfaction Awards for 2023, we asked over 5,700 Australians to rate their car insurer on value for money, features and benefits, ease of application and customer service. Of the 15+ insurers scored, these were the top 5. See our methodology for how each provider was scored.
Budget Direct's comprehensive car insurance policy won this year's Finder Award for value because it provides a similar level of cover to other insurers but at a lower price. According to our recent 2024 research, the average policy costs $992 per year. That's cheaper than 27 other insurers including NRMA, AAMI and Allianz.
Budget Direct comprehensive car insurance came in third-place for features out of the 32 eligible comprehensive policies we analysed. It offers plenty of options to tailor your cover yet remains comparatively affordable.
Budget Direct was the second most popular insurer surveyed in SA, scoring 4.48/5. 98% of customers said they would recommend Budget Direct to a friend.
Restricted driver discounts. Receive a discount on your premium by restricting the youngest driver of your car. You can choose to restrict the youngest driver age to either 21, 25, 30, 40 or 50.
Roadside assistance. Don't want to be stranded on the side of the road with a flat battery or tyre? You might want to take out roadside assistance cover.
Hire car. Get your hire car costs reimbursed if your car is stolen or in an accident.
You pay the same as buying directly from the car insurer. Better still, we regularly run exclusive deals that you won't find on any other site – plus, our tables make it easy to compare policies.
We're experts
Our team of car insurance experts have researched and rated dozens of policies as part of our Finder Awards and published 330+ guides to make it easier for you to compare.
We're independent
Unlike other comparison sites, we're not owned by an insurer. That means our opinions are our own and we work with lots of car insurance brands, making it easier for you to find a good deal.
We're here to help
Since 2014, we've helped 300,000+ people find car insurance by explaining your cover options, simply and clearly. We'll never ask for your number or email. We're here to help you make a decision.
FAQs about Budget Direct car insurance
A good policy for you will differ to what a good policy for your friend is, because how good a policy is depends on your personal circumstances and what you need out of the policy. Budget Direct comprehensive car insurance won the 2023 Finder Award for Value because it has a similar level of coverage to other more expensive insurers but for a cheaper cost. If you're looking for a good-value policy with a nice balance of features at an affordable price, then Budget Direct may be a good car insurance option for you.
Budget Direct is underwritten by Auto & General Insurance Company Ltd.
Peta Taylor is an associate publisher at Finder, specialising in car insurance. She's been analysing product disclosure statements and publishing articles for car insurance for over a year. Peta has a Bachelor of Communications and Media Studies with a Major in Marketing from the University of Wollongong and a Cert IV in Media Journalism. Peta is part of Finder's car insurance awards team and works alongside editorial and insights experts to bring drivers the best in car insurance products every year.
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