Bankwest More World Mastercard

Earn 115,000 annual bonus More Rewards Points and travel in style with 10 complimentary LoungeKey airport lounge passes per year.

The Bankwest More World Mastercard is a premium credit card that rewards you for every $1 you spend with a higher earn rate than the Classic or Platinum cards.


Bonus points

19.99% p.a.

Purchase rate


Reward points

Per $ spent

$270 p.a.

Annual fee

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Product NameBankwest More World Mastercard
Rewards programBankwest More Rewards Program
Balance transfer rate0% p.a. for 6 months with 1% balance transfer fee
Balance transfer revert rateBalance Transfer Revert Rate (19.99%)
Balance transfer limit95% of available limit
Purchase rate19.99% p.a.
Annual fee$270
Interest-free periodUp to 44 days on purchases
Cash advance rate21.99% p.a.
Min credit limit$12,000
Card typeMastercard
Foreign currency conversion fee0%
Minimum income$76,000
Available to temporary residentsYes
Joint applicationNo


  • Earn 115,000 annual bonus points when you spend at least $84,000 per year
  • No foreign transaction fees on online or overseas purchases
  • Earn 2.5 More Rewards Points per dollar spent on eligible purchases, uncapped
  • 10 airport lounge passes per year through LoungeKey


  • The $270 annual fee is relatively high
  • More Rewards Points cannot be converted to frequent flyer
Rewards programBankwest More Rewards Program
Bonus points115,000
Rewards points per $ spent2.5
Rewards points capUncapped
Annual fee$270
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$25
Foreign currency conversion fee0%
Cash advance fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of additional cardholders3

Review by

Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Bankwest More World Mastercard combines features to appeal to travellers and points collectors. Like many travel cards, it offers no foreign transaction fees and complimentary overseas travel insurance to help you save. You can also reward your spending and get 115,000 bonus More Rewards Points when you meet the spend requirement. To give you an idea, you could redeem a $275 David Jones gift card (111,000 points) with this many points.

How to apply

You can apply for the Bankwest More World Mastercard online in minutes and receive a response instantly. Before you apply, check if you meet the eligibility requirements and have the information you'll need to complete the application:

Eligibility criteria

  • New Bankwest More World Mastercard customer. The annual bonus points and balance transfer offers are only available if you don't already have a Bankwest More Mastercard account in your name. This includes Bankwest More Classic and Platinum Mastercard accounts.
  • Income. You must earn at least $76,000 per year to apply.

Card benefits

  • Annual bonus points. Earn 115,000 More Rewards bonus points when you spend at least $84,000 on eligible purchases over the course of the year.
  • Complimentary airport lounge visits. You can relax before your next flight thanks to 10 complimentary airport lounge visits per year through LoungeKey. Once you enrol, you can access more than 1,000 participating airport lounges worldwide. You can see Finder's guide to LoungeKey airport lounges for more information about the benefits.

Rates & fees

  • Annual fee. The Bankwest More World Mastercard charges an annual fee of $270.
  • Interest rates. This card charges a standard purchase rate of 19.99% p.a. and a cash advance rate of 21.99% p.a.

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    Default Gravatar
    October 22, 2018

    Does the card come with unlimited airport lounge visits for yourself and guests who are travelling with you?

      Avatarfinder Customer Care
      October 23, 2018

      Hello Jeremy,

      Thank you for your comment.

      According to the LoungeKey airport lounge program, the guests travelling with you may also enjoy lounge entry, depending on the airport lounge.

      Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


    Default Gravatar
    August 7, 2018

    How many bankwest reward points to transfer into a velocity frequent flyer point?

      Avatarfinder Customer Care
      August 9, 2018

      Hello Torrie,

      Thank you for your comment.

      Unfortunately, Bankwest More Rewards points cannot be converted to Velocity Frequent Flyer Points. Please refer to our guide to see the convertible points to Velocity points. I hope this helps.

      Should you wish to have real-time answers to your questions, try our chatbox on the lower right corner of our page.


    Default Gravatar
    June 19, 2017

    Important changes (June 2017)

    Please note that effective 15 June 2017, Bankwest cardholders can enjoy unlimited airport lounge visits via LoungeKey.

    How come I can’t find the above information on the Bankwest’s official website? Is it for all Bankwest card holder or only the More World MasterCard?

      Default Gravatar
      June 20, 2017

      Hi Harry!

      You can contact Bankwest Hotline to get an updated full-guide on the promo details as the Product Disclosure Statement connected on this card is last updated on May 15, 2017.

      Hope this clarifies.


    Default Gravatar
    January 9, 2017

    do you pay annual fee at beginning or end of the year, is the bonus 80,000 include current bankwest clients, i am considering changing credit cards, currently have bankwest platinum but if i can swap with this offer then wont leave bankwest for better card will apply for this one. thanks

      Avatarfinder Customer Care
      January 9, 2017

      Hi Daniel,

      Thanks for your questions.

      The annual fee is normally charged upon account activation and is payable by the first credit card bill.

      The 80,000 introductory bonus offer is only available to new Bankwest More MasterCard customers, subject to other eligibility criteria. You are not eligible for this offer if:
      (1) you are upgrading or changing your existing Bankwest credit card to a Bankwest World MasterCard
      (2) you already have a Bankwest More MasterCard credit card

      I hope this helps.


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