
Get exclusive money-saving offers and guides
Straight to your inbox
When you apply for the Westpac Low Rate card, and get approved by 31 March 2021, you can enjoy 0% p.a. for the first 24 months on balance transfers (with a one-time 1% balance transfer fee). When you spend $1,000 on eligible purchases within the first 90 days from approval, you’ll also get $200 back to your account.
0% p.a.
Balance transfer rate
for 24 months with 1% balance transfer fee
13.74% p.a.
Purchase rate
$59 p.a.
Annual fee
55 days
Interest free period
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Product Name | Westpac Low Rate Card |
---|---|
Balance transfer rate | 0% p.a. for 24 months with 1% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 13.74% p.a. |
Annual fee | $59 |
Interest-free period | 55 days |
Cash advance rate | 21.49% p.a. |
Min credit limit | $1,000 |
Max credit limit | $25,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3% |
Minimum income | $15,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Annual fee | $59 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | 2% |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.