
Get exclusive money-saving offers and guides
Straight to your inbox
Apply for the Westpac Low Fee credit card online by 07 September 2021 and you'll get 0% p.a. on purchases for the first 15 months. If you have an existing debt, you can request to move it to this card and pay 6.99% p.a. on the balance transfer for 12 months with no balance transfer fee. Plus, you don't have to pay any annual fee for the first year or in subsequent years when you meet the annual spend requirement.
6.99% p.a.
Balance transfer rate
for 12 months
0% p.a.
Purchase rate
for the first 15 months (reverts to 20.09% p.a.)
$0 p.a.
Annual fee
for the first year ($30 p.a. thereafter)
55 days
Interest free period
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Product Name | Westpac Low Fee Card |
---|---|
Balance transfer rate | 6.99% p.a. for 12 months |
Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 0% p.a. for 15 months, reverts to 20.09% p.a. |
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 21.49% p.a. |
Min credit limit | $500 |
Max credit limit | $25,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Bonus points | N/A |
---|
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | 2% |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.