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Apply for the Westpac Low Fee credit card online by 31 March 2021 and you'll get 0% p.a. on purchases for the first 15 months. If you have an existing debt, you can request to move it to this card and pay 0% p.a. on the balance transfer for 6 months with no balance transfer fee. Plus, you don't have to pay any annual fee for the first year or in subsequent years when you meet the annual spend requirement.
0% p.a.
Balance transfer rate
for 6 months
0% p.a.
Purchase rate
for the first 15 months (reverts to 20.09% p.a.)
$0 p.a.
Annual fee
for the first year ($30 p.a. thereafter)
55 days
Interest free period
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Product Name | Westpac Low Fee Card |
---|---|
Balance transfer rate | 0% p.a. for 6 months |
Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 0% p.a. for 15 months, reverts to 20.09% p.a. |
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 21.49% p.a. |
Min credit limit | $500 |
Max credit limit | $25,000 |
Card type | Mastercard |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Annual fee | $0 annual fee for the first year ($30 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | 2% |
Additional cardholder fee | $0 |
Number of additional cardholders | 1 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.