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Scorching! Every EOFY health insurance deal (with the best ones picked out)

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Health insurance deals

Tax-time is when Australia's best health insurance deals are rolled out - get in before they're gone!

Private health insurance in Australia is a funny old system. We've always got Medicare in our back pocket, but having private cover has a lot of really big upsides, including:

  • Shorter wait times for surgery
  • Your choice of doctor
  • Avoiding some nasty tax impacts!

The tax implications are big ones. The Medicare Levy Surcharge will whack high-earners with an extra 1 - 1.5% tax, which can be thousands of dollars.

And if you turned 31 this financial year, the cost of insurance goes up by 2% every year you don't have hospital cover!

Don't worry - I have good news too.

Whether you're getting health insurance for the first time or looking to switch to a new health fund, June is the absolute best time to switch. Health funds put their best offers on the table at the end of the financial year, so now is the time!

Here are 5 of the best health insurance deals this June.

Medibank: 12 weeks free AND a gift card

Medibank have one of the best deals in market right now. If you sign up for eligible hospital and extras cover, you can score up to 12 weeks free, plus $500 in gift cards! They'll also waive any 2 & 6 month waiting periods for extras.

If you're just after extras cover, Medibank has a deal for you as well. Sign up to an eligible policy this month and you could score up to 8 weeks free and $50 worth of gift cards. Again, they'll waive your 2 & 6 month waiting periods on extras, so you can start claiming right away.

Name Product

Want up to 12 weeks free plus up to $500 in gift cards?

Ends 30 June 2024

Join and maintain eligible hospital and extras cover. T&Cs Apply. Learn more.


Want up to 8 weeks free plus a $50 gift card?

Ends 30 June 2024

Join and maintain eligible Extras cover. T&Cs Apply. Learn more.

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ahm: 12 weeks free PLUS extras limit rollovers

Not to be beaten, ahm are also offering up to 12 weeks free if you take out an eligible hospital and extras policy, as well as up to 8 weeks free if you just take out an eligible extras policy. They'll also waive those 2 & 6 month waiting periods for extras.

While ahm aren't offering any gift cards, it's offering extras limit rollovers into the next financial year. Now, because they'll waive 2 & 6 month extras waiting periods, that means signing up in June will give you 2 years' worth of extras benefits once July rolls around.

Name Product

Roll over your extras limits

Most unused extras limits rolled over until June 2025. Join by June 30 for up to double limits on most extras. Exclusions & T&Cs apply.


Get up to 12 weeks free

Ends 30 June 2024

For new joins by Jun 30 who maintain eligible combined hospital & extras. T&Cs apply. Learn more.


Get 8 weeks free extras cover

Ends 30 June 2024

For new joins by Jun 30 who maintain eligible extras. T&Cs apply. Learn more.

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Qantas: Up to 140,000 bonus Frequent Flyer points

Planning a big trip? Qantas health insurance might be able to help, with one of their biggest bonus points offers currently on offer. Take out a combined hospital and extras policy and you could get up to 140,000 bonus frequent flyer points.

Plus, you'll earn 1 frequent flyer point for every dollar you spend on your premiums. You'll also skip the 2 & 6 month waiting periods on Extras.

Name Product

Earn up to 140,000 Qantas Points

Ends 02 July 2024

Plus, skip the 2 and 6 month waiting periods on Extras with combined Hospital and Extras cover. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply.

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HCF: The best deal for not-for-profit lovers

HCF are offering 8 weeks free if you take out an eligible hospital and extras policy. This isn't as long as some of the other big funds are offering, but HCF has some unique benefits that will matter a lot to some people.

For one, they're a not-for-profit health fund, Australia's biggest as a matter-of-fact. They also had the lowest rate rise of all the big funds this year.

Name Product

Get up to 8 weeks free

Ends 30 June 2024

When you join eligible cover by 30 June and stay with HCF. T&Cs Apply.

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Bupa: 12 weeks free for combined and stand-alone hospital cover

Bupa are one of the world's most trusted health insurance brands, and it's bringing the heat with this month's deals. Bupa is offering 12 weeks free with eligible extras and hospital plans, plus waiving 2 & 6 month waiting periods for extras.

Don't need extras? Bupa might be your best bet, as it's offering 6 weeks free on eligible hospital-only policies.

Name Product

Join Bupa and get up to 12 weeks free on eligible products

Plus, 2&6 month waiting periods waived on extras. Domestic policies only. Terms and conditions apply.

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Keep in mind, only you can know what health insurance policy will be best for your needs. Always remember to read the product disclosure statement (PDS) to make sure it's right for you.

Every single health insurance deal for June 2024

Not happy with any of the 5 providers we picked? Not a problem. Here is every single deal we could find in the Aussie health insurance market this month.

Health fundDeal details
AAMI Health InsuranceGet an AAMI Health Insurance quote and you'll go in the draw to Win 1 of 40 $200 Virtual Visa Gift Cards. More info
AAMI Health InsuranceGet up to $600 credit plus skip the 2 & 6 month wait on Extras when you take out any new combined Hospital and Extras cover by 01 July 2024. More info
ACA Health Benefits Fund2 Weeks Free and Up to $200 Off with Select Combined Hospital & Extra Cover. More info
ahmWant up to 8 weeks free on extras? New joins on extras can get 6 weeks free after your first 60 days, and another 2 weeks free after their first 365 days. Get quote
ahmUp to 12 weeks free on combined hospital & extras. New joins on hospital & extras can get 6 weeks free after their first 60 days, and a further 6 weeks free after their first 395 days. Plus, any 2 & 6 month waiting periods on extras waived. Get quote
AIA Health Insurance Pty LtdGet up to 6-weeks free. Join AIA Health by 30 June and get up to 6 weeks free. On combined hospital and extras eligible products. T&Cs apply. Get quote
AIA Health Insurance Pty LtdGet up to 4-weeks free. Join AIA Health by 30 June and get up to 4 weeks free. On hospital-eligible products. T&Cs apply. Get quote
Apia Health InsuranceGet 10% credit on your policy. Join any new combined Hospital and Extras cover by 01 July 2024 and you could get 10% credit on your first 12 months cover More info
Astute Simplicity HealthWe're giving our members with Extras cover a free flu shot this winter*. More info
Australian Unity Health Limited6 weeks free health insurance?* Worth it. Plus no 2 month or optical waiting periods on extras^ More info
BupaGet up to 12 weeks free on combined hospital and extras products*. Plus, we'll waive the 2 & 6 month waiting periods on extras*. Use promo code 12WEEKSFREE when you join. Get quote
CBHS Health Fund Limited4 weeks free + 2 & 6 month waits waived on Extras! Join on eligible Hospital and Extras to get 4 weeks free with 2 & 6 month waiting periods waived on Extras^. As an added bonus, receive a $200 gift card^. More info
Doctors' Health FundJoin on hospital and extras cover by 30 June 2024 for up to 15 weeks free across your first two years. More info
Frank Health InsuranceUp to 12 weeks free plus skip 2 & 6 month waits on extras*. Get 6 weeks free after your first month, and a further 6 weeks free after 12 months when you join by July 15 and maintain combined cover. Get quote
GMHBA LimitedGet 6 weeks free plus no 2 & 6 month waits on extras when you join on combined cover by 15 July. Get quote
HBFGet a FREE Gift Card on eligible hospital and extras cover.. Join HBF by 21 June 2024 to get a $300 gift card on couple/family policy or $150 gift card on a single/single parent policy after a month. New member offer. T&Cs apply. Get quote
HCFGet up to 8 weeks free. When you join eligible cover by 30 June and stay with HCF. T&Cs Apply. Get quote
Health Insurance Fund of Australia LimitedJoin HIF Hospital & Extras and get 6 weeks free. Plus, 2-month waits waived on extras by 30 June 2024. T&Cs apply. Get quote
Health PartnersGet 8 weeks free and instant access to extras when you join Hospital and Extras Cover by June 30. Get quote
ING Health InsuranceTake out a combined Hospital and Extras cover by 30 June 2024, and you could get up to $400 off. Offer ends 30 June 2024. Eligibility
criteria and T&Cs apply - see full terms and conditions.
More info
Latrobe Health ServicesJoin now on Healthy Start and receive a $100 eGift card! Healthy Start is our affordable health insurance policy designed for hospitalisations resulting from accidents designed for sports lovers, thrill seekers and those who live life to its fullest 'just in case'.* T&Cs apply. More info
Latrobe Health ServicesSign up on combined cover today and you'll go into the draw to win 1 of 5 $1000 egift cards PLUS receive 2 & 6 months waits waived on extras* so you can start claiming on remedial messages right away! T&C's apply. More info
Medibank Private LimitedWant up to 12 weeks free plus up to $500 in gift cards? Join and maintain eligible Bronze hospital and extras cover or above and get 6 weeks free after your first consecutive 42 days, and another 6 weeks free in month 15. Plus, by following the steps outlined below you could receive 50,000 Live Better points (couples and families) or 25,000 Live Better points (singles and single parents) to redeem on rewards like gift cards. We'll also waive any 2&6 month waiting periods on eligible extras. Use promo code: 12WEEKSPLUS. Offer ends 30 June 2024. New members only. Get quote
Medibank Private LimitedWant up to 8 weeks free plus a $50 gift card? Join and maintain eligible Medibank extras cover and you could get 6 weeks free after your first consecutive 42 days, and another 2 weeks free in month 15. Plus, follow the steps outlined below and you'll receive 5,000 Live Better points to redeem on rewards such as a $50 gift card. We'll also waive your 2&6 month waiting periods on extras. Use promo code: EXTRA8WEEKS. New members only. Offer ends 30 June 2024.ᶲ Get quote
Navy Health LtdHassle-free health cover: Switch to a Navy Health Hospital & Extras cover by 30 June and you'll receive: 6 weeks free | 2 & 6 month waits waived on Extras More info
nibGet up to $800 off - how exciting-ish. When you choose a Hospital + Extras cover online by 30 June. Plus, skip the 2 and 6 month wait on Extras! And get an additional two (and a bit) weeks free a year, when you pay for your combined cover with direct debit^. Get quote
Nurses & Midwives HealthGet 6 weeks free. When you join with Hospital & Extras cover by 30 June. Plus skip the 2 & 6 month waits on Extras. Enter promo code 'SIX' More info
Nurses & Midwives Health70-Year Giveaway is a win for members! Teachers Health is 70 this year. And as part of the group, Nurses & Midwives Health members get the chance to win one of 1,000 eGift cards worth $100 each from 7 May till 3 December! More info
Peoplecare Health InsuranceGet up to 8 weeks free + Waive 2 & 6 months waiting periods. Join combined hospital & extras cover by 30 June 2024 for new members. T&Cs apply. More info
Phoenix Health Fund LimitedJoin in June, pay your 1st month and get your 2nd month free More info
Qantas InsuranceEarn up to 140,000 Qantas Points. Plus, skip the 2 and 6 month waiting periods on Extras with combined Hospital and Extras cover. Points will be awarded based on your level of cover over 6 months. Eligibility criteria and T&Cs apply. Get quote
Qantas InsuranceEarn up to 235,000 Qantas Points. The Qantas Insurance Points Blitz is on - we've boosted the Qantas Points you could earn across the entire insurance range. Get quote
Queensland Country Health Fund Pty LtdJoin or switch and get 6 weeks free on eligible hospital and combined policies More info
Real Health InsuranceGet up to $600 off plus skip the 2 & 6 month wait on Extras when you join a new Hospital and Extras policy by 30 June More info
Seniors Health InsuranceGet up to $600 off + skip the 2 and 6-month wait on Extras when you sign up for a Hospital and Extras policy by 30 June1 More info
Suncorp Health InsuranceGet a Suncorp Health Insurance quote and you'll go in the draw to Win 1 of 40 $200 Virtual Visa Gift Cards More info
Suncorp Health InsuranceGet up to $600 credit plus skip the 2 & 6 month wait on Extras When you take out any new combined Hospital and Extras cover by 01 July 2024. More info
Territory Health FundJoin or switch and get 6 weeks free on eligible hospital and combined policies More info
UniHealthGet 6 weeks free when you join with Hospital & Extras cover by 30 June. Plus skip the 2 & 6 month waits on Extras. Enter promo code 'SIX'. More info
UniHealth70-Year Giveaway is a win for members! Teachers Health is 70 this year. And as part of the group, we're giving UniHealth members the chance to win one of 1,000 eGift cards worth $100 each from 7 May till 3 December! More info
Westfund LimitedMove to Westfund and receive an eGift card valued up to $800! Join on any Combined Hospital and Extras cover by 14 July 2024. Use promo code SAVERS24 online or call us on 1300 937 838. More info

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