In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert
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NAB Qantas Business Signature Card

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NAB Qantas Business Signature Card
Terms and conditions apply
Bonus points
Purchase rate
18.5% p.a.
Reward points per $ spent
Annual fee
$295 p.a.

Our verdict

Offers a big 100,000 bonus Qantas Points a global concierge service and points for eligible government payments as well as purchases, with a $295 annual fee per card.

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The NAB Qantas Business Signature card boasts one of the biggest bonus Qantas Points offers in the business card category. This offer gives you enough for a return business class flight from Brisbane to Perth (83,000 Qantas Points) or 5 one-way business class flights between Sydney and Melbourne (18,400 Qantas Points per flight). It also offers complimentary insurance and a concierge service.


  • 100,000 bonus Qantas Points when you spend $4,000 on everyday business purchases in the first 60 days of account opening
  • Earn 0.66 Qantas Points per $1 (1 point / $1.50) spent on everyday business purchases
  • Features a 24/7 concierge service


  • A relatively high annual fee of $295 p.a.
  • Points are capped at $50,000 spend per statement period
  • Does not offer lounge passes or overseas medical travel insurance

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
  • Ask an expert

The Qantas Business Signature is designed to suit business owners who want to keep track of spending and earn Qantas Points in the process. You can boost your Qantas Points balance from the get go with 100,000 bonus points if you apply and spend $4,000 on everyday business purchases within the first 60 days of account opening.


Product details

Product Name NAB Qantas Business Signature Card
Purchase rate p.a. 18.5%
Interest-free period Up to 44 days on purchases
Cash advance rate p.a. 21.74%
Min credit limit $5,000
Card type Visa


Available to temporary residents No
Joint application No


Rewards program Qantas Frequent Flyer
Bonus points 100,000
Rewards points per $ spent 0.66
Rewards points cap 33,333


Annual fee $295
Minimum monthly repayment 2.5% of the closing balance or $10, whichever is greater
Late payment fee $15
Foreign currency conversion fee 3%
Cash advance fee 2% or $2.50, whichever is greater
Additional cardholder fee $295
Number of additional cardholders 1,000

How to apply

You can apply for the NAB Qantas Business Signature online. If you have a MYOB, QuickBooks or Xero account with 12 months of business financial data, you can apply for the NAB Qantas Business Signature online. Alternatively, you can request a call from a NAB Business Banker and complete the application that way.

Eligibility criteria

  • Eligible business. You can apply if you're a sole trader, in a partnership with up to two partners, a company with up to five directors or a trustee of an eligible trust.
  • Registered ABN. You must have a registered ABN/ACN and must be registered for GST with a turnover of at least $75,000 per year.

Card benefits

  • 100,000 bonus Qantas Points offer. If you apply for a new NAB Qantas Business Signature card and get approved, you will score 100,000 bonus Qantas Points when you spend $4,000 on everyday business purchases within the first 60 days of account opening. Your bonus points will appear in your Qantas Frequent Flyer account within 3 months of meeting the spend requirement. There is no specified expiry date for this offer but NAB may withdraw or vary it at any time.
  • Earn Qantas Points as you spend. You'll earn 0.66 Qantas Points per $1 spent (awarded as 1 point per $1.50 spent), capped at $50,000 spend per statement period. If you're not already a member of Qantas Frequent Flyer, NAB Qantas Business Signature cardholders can sign up and avoid the $99.50 membership fee.

Rates & fees

  • Annual fee. This card charges an annual fee of $295 p.a.
  • Purchase interest rate. This card comes with a purchase rate of 18.5% p.a.

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October 17, 2023

I am the owners of the company and sole director and I have a Qantas frequent flyer account under my name and not under my company name. Can the Qantas points be directed to my account


Sarah Megginson Finder

October 17, 2023

Hi VJ, yes you choose where the business card Qantas points are credited, and they can be added to the account you hold in your own personal name.



March 25, 2023

As a businees with approx $800,000 plus a year what is the best card to use for Qantas points


Amy Bradney-George Finder

March 27, 2023

Hi Joe,

You can compare business frequent flyer cards on Finder to help choose one with features you want. If you use the table filters, you’ll be able to see cards that offer Qantas Points (typically through Qantas Business Rewards). I hope that helps.

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June 09, 2015

With a NAB Qantas business card do you get points for BPAY and ATO payments? Thanks

Avatar Finder

June 10, 2015

Hi David,

Thank you for your question.

According to the HSBC Qantas Rewards terms and conditions, BPAY is considered an ineligible transaction and, therefore, cannot be claimed for Qantas Frequent Flyer points. The terms and conditions do not explain whether you can earn Frequent Flyer points on ATO payments, so we would suggest contacting the customer service team directly to confirm this.

You may also wish to visit our guide on how to pay your tax bill by credit card to compare some of the cards that do allow cardholders to earn points on ATO payments.

I hope this has helped answer your question.



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January 05, 2015

We are a medium size business, our staff have credit cards for fuel and accommodation. We currently do not have the option to put limit cap on individual cards, we need 12 cards also can the points be directed to an individual card only. Thanks


Elizabeth Barry Finder

January 05, 2015

Hi Barny,

Thanks for your question.

You’re able to decide which Frequent Flyer account the points are credit to, so it will be possible for the points to be credited to a single account.

I hope this has helped.





April 30, 2013

Does this card have uncapped limit on points?

Does this card give you points if you load money onto the card to purchase goods?


Jacob Finder

May 01, 2013

Hi Judith. Thanks for your question. Yes, you can earn points if you’re making an eligible purchase and your card has a positive balance. This card does not have a cap on points. Jacob.

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