Health insurance for gastroscopy

Gastroscopy is covered by Medicare and by private insurance, but the final cost can vary.

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Gastroscopy is a common procedure for older adults, and can help diagnose and prevent more serious conditions from developing. Gastroscopy is usually covered by basic health insurance, which makes cover relatively affordable.

How is gastroscopy covered by health insurance and Medicare?

You have two options when it comes to getting health cover for gastroscopy, Medicare or private health cover.

You can get cover for gastroscopy with all bronze tier hospital policies. Bronze cover usually costs around $20 a week and should cover gastrointestinal endoscopy. Most policies come with a two-month waiting period if you don't already have similar cover, so you'll get to see a doctor quickly. If you have a pre-existing condition, the waiting period is 12 months.

Check with your health provider before the procedure to find out how much they will cover. Ask them about potential out-of-pocket expenses, such as consultation fees, doctor fees and nursing fees, as well as any anaesthesia fees in relation to the procedure. That way, you'll be able to work out whether you will have any out-of-pocket expenses and how much they will be. Depending on factors like your excess, insurance provider, doctor and hospital fees, you could be looking at around $40 to $150 for out-of-pocket expenses.
The Medical Benefits Schedule (MBS) code for gastroscopy is 30473 and 30478 and the MBS fee is currently at $249.50. However, your doctor doesn't need to adhere to the MBS fee. This means that when accompanied by things like consultations, anaesthesia fees, nursing fees and hospital fees, it could cost considerably more. In some cases, Medicare will cover most of the costs and you will have very little out-of-pocket expenses, so make sure you do your research beforehand. Ask your doctor about costs and check that you're covered by Medicare.

Waiting times for the procedure can vary and can depend on whether you are categorised under category two or three. If it's the latter, you could be waiting up to 12 months for a gastroscopy.

Compare Finder Partners private health Insurance that covers gastroscopy

Name Product Gastroscopy Colonoscopy Tier Price Per Month Hide CompareBox Apply
Qantas Basic Hospital
HBF Bronze Hospital Plus
Medibank Bronze Everyday
Frank Private Hospital (Bronze)
ahm starter bronze
HCF Hospital Bronze Plus
Peoplecare Bronze Hospital

Compare up to 4 providers

*Quotes are based on single individual with less than $90,000 income, $500 excess and living in Sydney.

What is a gastroscopy?

A gastroscopy is a procedure used to examine your oesophagus, stomach and the first part of your small intestine, also known as the duodenum. For the procedure, you would probably need to take a sedative. Your doctor would then put a thin tube with a camera, called a gastroscope, into your stomach through your mouth. The doctor would gently feed the tube down your oesophagus to your stomach and duodenum.

Your doctor often uses small biopsy forceps that can pass through the gastroscope to take tissue samples for diagnosis.

What is a gastroscopy looking for?

A gastroscopy is used to look for abnormalities in your oesophagus, stomach and duodenum. Common reasons for a gastroscopy include symptoms and issues like indigestion, nausea or difficulty swallowing. The following are some other reasons your doctor might prescribe the procedure:

  • Abdominal or chest pain
  • Reflux
  • Nausea and vomiting
  • Abdominal bloating
  • Stomach ulcers

If your doctor recommends you get a gastroscopy, it's often because they are looking for the following:

  • The narrowing of the oesophagus, known as oesophageal stricture
  • Stomach polyps
  • Hiatal hernia
  • Coeliac disease
  • Bleeding in your stomach
  • Lactose intolerance
  • Inflammation of the stomach (gastritis)
  • Stomach cancer or oesophagus cancer

How long does a gastroscopy take?

The procedure takes around 15 minutes and is considered very safe. Preparation takes a little longer as your stomach needs to be empty. You'll usually need to fast for at least five hours before the procedure, depending on the time of day you get it done.

Gastroscopy cost

The average cost for a gastroscopy is around $1,350. This doesn't include out-patient costs or out-of-pocket expenses like assistants, anaesthetists, diagnostics or doctors' costs. With this included, costs are more likely to be around $2,000 to $3,000.

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