G&C Mutual Bank Platinum Visa Credit Card
Last updated:
Earn up to 1.85 Qantas Points per $1 you spend with the G&C Mutual Bank Platinum Visa Credit Card.
The G&C Mutual Bank Platinum Visa credit card is linked to the Qantas Frequent Flyer program, so you can earn points as you spend and redeem them for flights, accommodation and other rewards. Cardholders can also take advantage of a 24/7 concierge service.
18.74% p.a.
Purchase rate
0.85
Reward points
Per $ spent (Visa/Mastercard)
$249 p.a.
Annual fee
50 days
Interest free period
Details
| Product Name | G&C Mutual Bank Platinum Visa Credit Card |
|---|---|
| Rewards Program | Qantas Frequent Flyer |
| Purchase rate (p.a.) | 18.74% p.a. |
| Annual fee | $249 p.a. |
| Interest Free Period | 50 days |
| Cash advance rate (p.a.) | 19.74% p.a. |
| Min credit limit | $6,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | No |
| Joint Application | No |
Pros
- Earn 0.85 bonus Qantas Point per $1 spent on eligible purchases.
- Earn additional 1 Qantas Point per $1 spent on eligible Qantas products.
- Complimentary Qantas Frequent Flyer membership
Cons
- A high standard annual fee of $249 p.a.
- This card only has up to 50 days interest-free on purchases as opposed to other cards that offer up to 55 days.
| Rewards Program | Qantas Frequent Flyer |
|---|---|
| Rewards Points per $ spent (Visa/Mastercard) | 0.85 |
| Annual fee | $249 p.a. |
|---|---|
| Minimum Monthly Repayment | 3% of the closing balance or $20, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | $5 |
| Overseas Cash Advance Fee | $5 |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 1 |
Expert review
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is Finder's credit cards and frequent flyer editor by day and a music maven by night. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone.
