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The Defence Bank Foundation Credit Card offers an introductory 3.99% p.a. interest rate for the first 6 months, which reverts to a low ongoing rate of 8.99% p.a.
3.99% p.a.
Balance transfer rate
for 6 months
3.99% p.a.
Purchase rate
for the first 6 months (reverts to 8.99% p.a.)
$45 p.a.
Annual fee
55 days
Interest free period
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Product Name | Defence Bank Foundation Credit Card |
---|---|
Balance transfer rate p.a. | 3.99% for 6 months |
Balance transfer revert rate | Cash Advance Rate (8.99% p.a.) |
Purchase rate p.a. | 3.99% for 6 months, reverts to 8.99% |
Annual fee | $45 |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 8.99% p.a. |
Min credit limit | $1,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | No |
---|---|
Joint application | Yes |
Bonus points | N/A |
---|
Annual fee | $45 |
---|---|
Minimum monthly repayment | 10% of the closing balance or $3, whichever is greater |
Late payment fee | $20 |
Foreign currency conversion fee | 3% |
Additional cardholder fee | $0 |
Review by
Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.