In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews
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Myer Credit Card - DISCONTINUED
Terms and conditions apply
Balance transfer rate for 14 months with no balance transfer fee
0% p.a.
Purchase rate
20.69% p.a.
Reward points per $ spent
3
Annual fee for the first year ($69 p.a. thereafter)
$0 p.a.

Our verdict

No longer on the market

The Myer Credit Card is not available for new applications. We’ve kept the details about this card online for existing customers and anyone else who is interested. You may want to compare other rewards credit cards instead.

Pros

  • Up to 3 Myer one Credits, uncapped.
  • 0% p.a. interest rate on balance transfers for 14 months with no balance transfer fee
  • No annual fee for the first year

Cons

  • The balance transfer reverts to relatively high purchase rate after the introductory period.

In this guide

  • Our verdict
  • Details
    • Product details
    • Eligibility
    • Rewards
    • Fees
  • How to apply
  • Card benefits
  • Rates & fees
  • Your reviews

The Myer Credit Card offers worldwide acceptance through the Visa card network and can be added to Apple Pay and Google Pay. When you're shopping at Myer, you can also get 6 months interest-free on eligible purchases. Just keep in mind that the card's standard variable interest rate applies after that.

Details

Product details

Product Name Myer Credit Card - DISCONTINUED
Balance transfer rate p.a. 0% for 14 months, then 20.69%
Purchase rate p.a. 20.69%
Interest-free period Up to 55 days on purchases
Cash advance rate p.a. 20.69%
Min credit limit $1,000
Card type Visa

Eligibility

Available to temporary residents No
Minimum income $30,000
Joint application No

Rewards

Rewards program Myer One
Bonus points N/A
Rewards points per $ spent 3

Fees

Annual fee $0 first year ($69 after)
Minimum monthly repayment 2.5% of the closing balance or $50, whichever is greater
Late payment fee $35
Foreign currency conversion fee 3%
Cash advance fee 3% or $5, whichever is greater
Overseas cash advance fee 3% or $5, whichever is greater
Additional cardholder fee $0
Number of additional cardholders 1

How to apply

The Myer Credit Card is not currently accepting new applications. But here are the details that were previously required to apply.

Eligibility criteria

  • Income. This card has a minimum income requirement of $30,000 per year, which must be taxable in Australia.
  • Residency. Only Australian residents are eligible and you must have an Australian postal address.

Card benefits

  • MYER one Credits. The Myer Credit Card earns up to 3 MYER one Credits per $1 on eligible spending at Myer and Myer affiliates and 1 Credit per $1 spent everywhere else. Every 2,000 Shopping Credits you accumulate per Program Quarter will be automatically converted to a $20 MYER one Reward, which you'll receive digitally or in the mail.
  • Interest-free offer at Myer. You can save with 6 months interest-free on purchases from Myer when you spend $250 or more in a single transaction. The standard purchase rate will apply after that.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges a $69 annual fee and a $9 additional cardholder annual fee.
  • Purchase rate. The 20.69% p.a. interest rate for purchases on this card is similar to other rewards cards on the market.

Your reviews

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