Where could you fly with Qantas Premier Platinum's 90K bonus points?
- You want a big Qantas Points boost. You can earn up to 90,000 bonus Qantas Points if you meet the spend criteria - enough to fly economy return to London or business class one way to Tokyo (plus taxes and fees).
- You spend around $3,000 per month. The card earns 1 Qantas Point per $1 spent on eligible domestic purchases, up to $10,000 per month - after that, the earn rate drops. So it's solid if you're in that medium spend zone.
- You fly Qantas at least once a year. You'll get 2 Qantas Club lounge invitations annually, a discounted Qantas flight once a year and international travel insurance when you book your trip on the card.
- You clear your balance in full. With a 20.99% p.a. purchase rate, this card is more expensive than 73 other rewards cards in our database. That's roughly half the market - so unless you're paying off your balance in full each month, the rewards won't outweigh the interest.
You might want to skip it if...
- You want a no-frills, low-fee card. This card has a $399 annual fee (discounted in the first year). If you're looking for a cheaper Qantas-branded card, the Qantas American Express Discovery has no annual fee and still earns points.
- You carry a balance now and then. The interest rate is still high and rewards will rarely beat the cost of interest. Something like the G&C Mutual Bank Low Rate Visa (with rates around 8.99% p.a.) might save you more in the long run.
- You don't fly Qantas often.As the name suggests, this card is tightly tied to Qantas perks. If you mix your travel or prefer flexibility, the ANZ Rewards Black or a cashback card could give you broader value.
- You spend more than $10,000 a month. That's where the points earn cap kicks in, so big spenders might be better off with a premium card that doesn't limit its rewards - like the Qantas Amex Ultimate.