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New customers who apply for this card by 31 January 2021 can be rewarded with $100 off a single shop at Coles Supermarket when you spend $500 in the first 60 days and save with a $0 first-year annual fee. Plus, a 0% interest rate for the first 18 months on balance transfers (with a one-time 1.5% balance transfer fee).
0% p.a.
Balance transfer rate
for 18 months with 1.5% balance transfer fee
19.99% p.a.
Purchase rate
2
Reward points
Per $ spent
$0 p.a.
Annual fee
for the first year ($99 p.a. thereafter)
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Product Name | Coles Rewards Mastercard |
---|---|
Rewards program | Flybuys |
Balance transfer rate | 0% p.a. for 18 months with 1.5% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (19.99% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 19.99% p.a. |
Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 19.99% p.a. |
Min credit limit | $2,000 |
Card type | Mastercard |
Foreign currency conversion fee | 0% |
Minimum income | $25,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Rewards program | Flybuys |
---|---|
Rewards points per $ spent | 2 |
Rewards points cap | Uncapped |
Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $1.95, whichever is greater |
Overseas cash advance fee | $5 + 2.5% of transaction amount |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.