
Get exclusive money-saving offers and guides
Straight to your inbox
Apply for this card by 30 June 2021 and you’ll earn 20,000 bonus points when you spend $500 in the first 60 days. This offer also comes with a $0 first-year annual fee (reverts to $99). Plus, a 0% interest rate for the first 18 months on balance transfers, with a one-time 1.5% balance transfer fee.
0% p.a.
Balance transfer rate
for 18 months with 1.5% balance transfer fee
20,000
Bonus points
19.99% p.a.
Purchase rate
2
Reward points
Per $ spent
We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!
Product Name | Coles Rewards Mastercard |
---|---|
Rewards program | Flybuys |
Balance transfer rate | 0% p.a. for 18 months with 1.5% balance transfer fee |
Balance transfer revert rate | Cash Advance Rate (19.99% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 19.99% p.a. |
Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
Interest-free period | Up to 55 days on purchases |
Cash advance rate | 19.99% p.a. |
Min credit limit | $2,000 |
Card type | Mastercard |
Foreign currency conversion fee | 0% |
Minimum income | $25,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Rewards program | Flybuys |
---|---|
Bonus points | 20,000 |
Rewards points per $ spent | 2 |
Rewards points cap | Uncapped |
Annual fee | $0 annual fee for the first year ($99 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $1.95, whichever is greater |
Overseas cash advance fee | $5 + 2.5% of transaction amount |
Overseas ATM withdrawal fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.