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When you apply for the Coles No Annual Fee Mastercard by 31 January 2021, you will get 0% p.a. for the first 12 months on both purchases and balance transfers. This card comes linked to Flybuys rewards, which means you can also save $10 at the checkout when you redeem 2,000 points.
0% p.a.
Balance transfer rate
for 12 months
0% p.a.
Purchase rate
for the first 12 months (reverts to 19.99% p.a.)
0.5
Reward points
Per $ spent
$0 p.a.
Annual fee
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Product Name | Coles No Annual Fee Mastercard |
---|---|
Rewards program | Flybuys |
Balance transfer rate | 0% p.a. for 12 months |
Balance transfer revert rate | Cash Advance Rate (19.99% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 0% p.a. for 12 months, reverts to 19.99% p.a. |
Annual fee | $0 |
Interest-free period | 55 days |
Cash advance rate | 19.99% p.a. |
Min credit limit | $2,000 |
Card type | Mastercard |
Foreign currency conversion fee | 2.5% |
Minimum income | $25,000 |
---|---|
Available to temporary residents | No |
Joint application | No |
Rewards program | Flybuys |
---|---|
Rewards points per $ spent | 0.5 |
Rewards points cap | Uncapped |
Annual fee | $0 |
---|---|
Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
Late payment fee | $30 |
Foreign currency conversion fee | 2.5% |
Cash advance fee | 3% or $1.95, whichever is greater |
Overseas cash advance fee | $5 |
Additional cardholder fee | $0 |
Number of additional cardholders | 4 |
Review by
Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.