People First Bank car insurance review

With some benefit limits higher than average, drivers will also face higher premiums if opting for People First Bank

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People First Bank

Key takeaways

  • People First Bank Comprehensive premiums are often higher than average, around $250 more annually.
  • Comprehensive policies can cover up to $800 for emergency repairs, which is above many competitors.
  • Some comprehensive policies offer generous hire car limits of up to $75 per day for 21 days.

Pros

  • Pay fortnightly or monthly at no extra cost.
  • Up to $800 is covered for emergency repairs - often, brands only offer $500.
  • Up to $75 per day - Up to 21 days is a generous hire car limit.

Cons

  • Annually, People First Bank premiums were $250 higher than average.
  • At an average of $1,613, premiums were higher than average.

How does People First Bank car insurance compare with other car insurers?

We obtained quotes across a range of providers for a 30 year old male based in NSW.

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Sample quote
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$1,212.97
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People First Bank logo
Sample quote
$2,342.96
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NRMA logo
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$2,416.84
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AAMI logo
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$1,756.10
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Allianz logo
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$2,315.90
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Compare People First Bank car insurance's policies

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Finder Score Accidental damage Roadside assistance Fire and theft New Vehicle Replacement Hire car after theft
People First Bank logo
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  • If your car is written off in the first 2 years
  • Up to $75 per day - Up to 21 days
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    People First Bank logo
    Finder Score
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  • If your car is written off in the first 3 years
  • Up to $100 per day - Up to $3,000
  • Summary: With coverage against disasters, theft and damage, this policy has everything you need. You’ll also be automatically covered for hire vehicles and have the option to add-on your choice of repairer.

    Who it might be good for: The Comprehensive Plus policy would be ideal for drivers looking for extensive coverage who aren’t picky about cost.
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    People First Bank logo
    Finder Score
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  • Up to $65 per day - Up to 21 days
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    Showing 4 of 4 results

    What additional cover options are available?

    People First Bank offers a range of customisation options that can be added to comprehensive car insurance policies, including:

    • Hire car after accident. Up to $75 per day - Up to 21 days is available for a hire car if yours is out of action due to an insured event.
    • Windscreen extension. Repair or replace your windscreen or window glass a maximum of once a year, without paying an excess or affecting your No Claim Bonus.

    FAQs

    Compare other products from People First Bank

    Sources

    Nicola Middlemiss's headshot
    Journalist

    Nicola Middlemiss is a journalist with nearly a decade of experience in personal finance and insurance. She has contributed to Domain, Yahoo Finance, Money Magazine and Insurance Business Australia, offering in-depth insights into commercial insurance in the Australian market. Nicola holds a Bachelor’s degree in English from the University of Leeds and a Tier 1 General Insurance (General Advice) certification, which complies with ASIC standards. See full bio

    Nicola's expertise
    Nicola has written 246 Finder guides across topics including:
    • Personal finance
    • Personal insurance, including car, health, home, life, pet and travel insurance
    • Commercial business insurance

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