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BOQ Blue Visa Credit Card
Get 0% on balance transfers for 18 months and a low annual fee with the BOQ Blue Visa Card.
When you apply for the Bank of Queensland Blue Visa credit card by 30 June 2021, you'll get 0% on balance transfers for the first 18 months with no balance transfer fee.
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0% p.a.
Balance transfer rate
for 18 months
20.74% p.a.
Purchase rate
1
Reward point
Per $ spent
$60 p.a.
Annual fee
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Details
| Product Name | BOQ Blue Visa Credit Card |
|---|---|
| Rewards program | Q Rewards |
| Balance transfer rate | 0% p.a. for 18 months |
| Balance transfer revert rate | Cash Advance Rate (21.74% p.a.) |
| Balance transfer limit | 80% of available limit |
| Purchase rate | 20.74% p.a. |
| Annual fee | $60 |
| Interest-free period | Up to 44 days on purchases |
| Cash advance rate | 21.74% p.a. |
| Min credit limit | $2,000 |
| Max credit limit | $10,000 |
| Card type | Visa |
| Foreign currency conversion fee | 3.4% |
| Minimum income | $25,000 |
|---|---|
| Available to temporary residents | No |
| Joint application | No |
Pros
- Balance transfer rate of 0% p.a. for 18 months with no balance transfer fee
- 1 Q Rewards point per $1 spent on eligible transactions
Cons
- Offers 44 days interest-free on purchases, compared to other cards that offer up to 55 days
- Balance transfer reverts to the 21.74% p.a. cash advance rate after the promotional period
| Rewards program | Q Rewards |
|---|---|
| Bonus points | N/A |
| Rewards points per $ spent | 1 |
| Rewards points cap | Uncapped |
| Annual fee | $60 |
|---|---|
| Minimum monthly repayment | 2% of the closing balance or $30, whichever is greater |
| Late payment fee | $30 |
| Foreign currency conversion fee | 3.4% |
| Cash advance fee | 3.5% or $3.50, whichever is greater |
| Overseas cash advance fee | 2% of transaction amount or $4 (whichever is greater, capped at $30) |
| Additional cardholder fee | $15 |
Review by
Sally McMullen
sally.mcmullen@finder.com.auSally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.
