The Bankwest Qantas Platinum Mastercard gives you a way to earn Qantas Points on your everyday credit card spending. It also offers up to 50,000 bonus Qantas Points when you spend $3,000 in the first 90 days from card approval (40,000 points when you keep your account open in 3 months and 10,000 points in the 15th month). While Bankwest has not listed an end date, this promotion is only available for a limited time.
Bankwest Qantas Platinum Mastercard

- Balance transfer rate for 9 months with no balance transfer fee
- 2.99% p.a.
- Bonus points
- 50,000
- Purchase rate
- 19.99% p.a.
- Reward points per $ spent
- 0.6
Our verdict
Earn up to 50,000 bonus Qantas Points with a new Bankwest Qantas Platinum Mastercard.
Pros
-
Up to 50,000 bonus Qantas Points offer
-
0% foreign transaction fees
-
Complimentary overseas credit card travel insurance
Cons
-
Relatively high ongoing annual fee of $160 p.a. and purchase rate of 19.99% p.a.
-
Earn rate per $1 spent is low compared to other Qantas cards
Details
Product details
Product Name | Bankwest Qantas Platinum Mastercard |
Balance transfer rate p.a. | 2.99% for 9 months, then 19.99% |
Balance transfer limit | 95% of available limit |
Purchase rate p.a. | 19.99% |
Interest-free period | Up to 44 days on purchases |
Cash advance rate p.a. | 21.99% |
Min credit limit | $3,000 |
Card type | Mastercard |
Eligibility
Available to temporary residents | No |
Joint application | No |
Rewards
Rewards program | Qantas Frequent Flyer |
Bonus points | 50,000 |
Rewards points per $ spent | 0.6 |
Rewards points cap | Uncapped |
Fees
Annual fee | $160 |
Minimum monthly repayment | 2% of the closing balance or $20, whichever is greater |
Late payment fee | $25 |
Foreign currency conversion fee | 0% |
Cash advance fee | 3% or $4, whichever is greater |
Overseas cash advance fee | 3% or $4, whichever is greater |
Overseas ATM withdrawal fee | $0 |
Additional cardholder fee | $0 |
Number of additional cardholders | 3 |
Your reviews
Sally Finder
Producer
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Amy Bradney-George Finder
September 21, 2023
Hi Angela,
This card doesn’t have an annual Qantas Rewards Program Fee. So the annual fee listed is what you’d pay for the account each year. I hope this helps.

Irene Burgess
August 04, 2023
Hi
How is the maximum credit limit determined? and what is the maximum credit limit if there is one?
thanks
Irene

Amy Bradney-George Finder
August 04, 2023
Hi Irene,
The credit limit is determined based on details provided when you apply for a credit card, including your income, expenses and credit report/score. All lenders in Australia have to assess the applicant’s ability to repay the total credit limit, with interest, over a 3-year period as part of Australia’s responsible lending requirements. Bankwest doesn’t list a specific maximum limit available for this card but Finder does have a guide about how to estimate or calculate a credit limit that may be suitable for you. I hope this helps.
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John
September 27, 2019
Hi,
Will I receive Qantas FF points when paying utilities such as electricity, water, gas, council rates and Foxtel with my Qantas platinum credit card?
Cheers,
John
Jeni Finder
September 28, 2019
Hi John,
Thank you for getting in touch with Finder.
You may earn QFF points on paying utilities with your Bankwest Qantas Platinum Mastercard so long that you’re not processing the payment via BPay. BPAY payments like bill payments and other payments made through the BPAY are exmpeted to earn Qantas Frequent Flyer points.
I hope this helps.
Thank you and have a wonderful day!
Cheers,
Jeni
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james Cairns
March 15, 2018
When buying a return overs airline tick, can the costs of the required minimum of $500 using the bankwest qantas platinum card be shared using another non bank west card?
Nikki Angco
March 22, 2018
Hi James!
Thanks for your message.
Since the minimum cost is under the terms and conditions of Bankwest Qantas Platinum card, the cost cannot be shared by a non-Bankwest card.
Hope this helps!
Best regards,
Nikki

Declan
March 13, 2018
Hi
With regards to the Qantas platinum rewards card do you receive bonus points as a new customer??
Jeni Velasco Finder
March 13, 2018
Hi Declan,
Thanks for getting in touch with finder.
No you don’t receive bonus points as a new customer but you receive points on every dollar ($) spent using your Qantas Platinum card. If you have a Bankwest Qantas Platinum Mastercard, you can earn up to 200,000 reward points which is the maximum number of points that can be accumulated per year.
In addition, if you are interested to take advantage of Qantas Frequent Flyer Credit Card Offer where you can get 100,000 bonus Qantas points when you spend $4,000 on everyday purchases within the first 60 days of account opening. This offer ends on 17 June 2018.
Please see link for your reference https://www.finder.com.au/credit-cards/qantas-frequent-flyer-credit-cards
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Jeni
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Angela
September 19, 2023
is the annual fee including the annual qantas rewards program fee?