Get the Finder app 🥳

Track your credit score


Bankwest Qantas Platinum Mastercard

Last updated:  

Earn up to 30,000 bonus Qantas Points with a new Bankwest Qantas Platinum Mastercard.

The Bankwest Qantas Platinum Mastercard gives you a way to earn Qantas Points on your everyday credit card spending. It also offers 20,000 bonus Qantas Points when you spend $3,000 in the first 3 months from card approval, and a bonus 10,000 points if you keep your account open for at least 15 months. While Bankwest has not listed an end date, this promotion is only available for a limited time.

2.99% p.a.

Balance transfer rate

for 9 months


Bonus points

20.49% p.a.

Purchase rate


Reward points

Per $ spent

We’re committed to our readers and editorial independence. We don’t compare all products in the market and may receive compensation when we refer you to our partners, but this does not influence our opinions or reviews. Learn more about Finder .


Product NameBankwest Qantas Platinum Mastercard
Rewards programQantas Frequent Flyer
Balance transfer rate2.99% p.a. for 9 months
Balance transfer revert rateBalance Transfer Revert Rate (20.49%)
Balance transfer limit95% of available limit
Purchase rate20.49% p.a.
Annual fee$160
Interest-free period44 days
Cash advance rate21.99% p.a.
Min credit limit$3,000
Card typeMastercard
Foreign currency conversion fee0%
Available to temporary residentsYes
Joint applicationNo


  • Up to 30,000 bonus Qantas Points offer
  • 0% foreign transaction fees
  • Complimentary overseas credit card travel insurance


  • Relatively high ongoing annual fee of $160 and purchase rate of 20.49% p.a.
  • Earn rate per $1 spent is low compared to other Qantas cards
Rewards programQantas Frequent Flyer
Bonus points30,000
Rewards points per $ spent0.75
Rewards points capUncapped
Annual fee$160
Minimum monthly repayment2% of the closing balance or $20, whichever is greater
Late payment fee$25
Foreign currency conversion fee0%
Cash advance fee2% or $4, whichever is greater
Overseas cash advance fee2% or $4, whichever is greater
Overseas ATM withdrawal fee$0
Additional cardholder fee$0
Number of additional cardholders3

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Bankwest Qantas Platinum Mastercard rewards your eligible spending with 0.75 Qantas Points per $1 spent up to $2,500 per month. After that, you'll earn 0.3 per $1 spent, uncapped. It also offers up to 30,000 bonus points to new cardholders. Both the earn rates and bonus points are not the most competitive options on the market, but most cards that offer more Qantas Points also charge higher annual fees.

How to apply

You can apply for the Bankwest Qantas Platinum Mastercard online in around 10 minutes and receive a response instantly. Before you get started, make sure you meet the eligibility requirements and have the necessary information ready to complete the application.

Eligibility criteria

  • Eligible balance transfer. If you plan to take advantage of the balance transfer offer, you can transfer from $500 up to 95% of your credit limit from cards not issued by Bankwest.
  • Residency. You must be a permanent Australian resident or citizen in order to apply online.

Card benefits

  • Up to 30,000 bonus Qantas Points. Earn 20,000 bonus Qantas Points when you spend $3,000 on eligible purchases within the first 3 months. If you keep your account open for 15 months, you will receive an additional 10,000 Qantas Points. To give you an idea of the potential value of these bonus points, you could use them to redeem a return economy flight between Sydney and Adelaide (24,000 Qantas Points) or $125 worth of Woolworths digital gift cards (24,750 points for one $100 gift card and one $25 gift card). Note that this offer is only available to new Bankwest Qantas Platinum Mastercard customers. To be eligible, you need to apply during the promotional period. Your account must also remain open for the bonus points to be transferred.
  • Qantas Points per $1 spent. You'll earn 0.75 Qantas Points per $1 spent on eligible purchases, up to $2,500 per month and 0.3 points per $1 spent thereafter. Please note that you won't earn points on balance transfers. If you're not already a Qantas Frequent Flyer, the $99.50 membership fee is waived if you join while applying for this card.

Rates & fees

  • Annual fee. This card attracts an annual fee of $160.
  • Purchase rate. This card has a standard purchase interest rate of 20.49% p.a.

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


  1. Default Gravatar
    September 27, 2019


    Will I receive Qantas FF points when paying utilities such as electricity, water, gas, council rates and Foxtel with my Qantas platinum credit card?


    • Avatarfinder Customer Care
      September 28, 2019

      Hi John,

      Thank you for getting in touch with Finder.

      You may earn QFF points on paying utilities with your Bankwest Qantas Platinum Mastercard so long that you’re not processing the payment via BPay. BPAY payments like bill payments and other payments made through the BPAY are exmpeted to earn Qantas Frequent Flyer points.

      I hope this helps.

      Thank you and have a wonderful day!


  2. Default Gravatar
    March 15, 2018

    When buying a return overs airline tick, can the costs of the required minimum of $500 using the bankwest qantas platinum card be shared using another non bank west card?

    • Default Gravatar
      March 22, 2018

      Hi James!

      Thanks for your message.

      Since the minimum cost is under the terms and conditions of Bankwest Qantas Platinum card, the cost cannot be shared by a non-Bankwest card.

      Hope this helps!

      Best regards,


  3. Default Gravatar
    March 14, 2018

    With regards to the Qantas platinum rewards card do you receive bonus points as a new customer??

    • Avatarfinder Customer Care
      March 14, 2018

      Hi Declan,

      Thanks for getting in touch with finder.
      No you don’t receive bonus points as a new customer but you receive points on every dollar ($) spent using your Qantas Platinum card. If you have a Bankwest Qantas Platinum Mastercard, you can earn up to 200,000 reward points which is the maximum number of points that can be accumulated per year.

      In addition, if you are interested to take advantage of Qantas Frequent Flyer Credit Card Offer where you can get 100,000 bonus Qantas points when you spend $4,000 on everyday purchases within the first 60 days of account opening. This offer ends on 17 June 2018.

      Please see link for your reference

      I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
      Have a wonderful day!


  4. Default Gravatar
    February 7, 2017

    Hi, re overseas transactions I presume the rate of the day as per Mastercard Conversion calculator is used to convert to Aust $


    Pat Sengos

    • Avatarfinder Customer Care
      February 8, 2017

      Hi Patrick,

      Thanks for your question.

      Yes, as for Bankwest Qantas Platinum MasterCard, since it has the Mastercard logo, it uses the daily conversion rate per Mastercard Conversion Calculator.


  5. Default Gravatar
    December 13, 2016


    I have a new Bankwest Qantas Platinum MasterCard. I am interested in the travel insurance in particular for the excess cover when hiring a vehicle. Can you please confirm that this insurance policy covers me not just when I am overseas but whilst I am travelling within Australia.


    • Avatarfinder Customer Care
      December 13, 2016

      Hi Tarmi,

      Thank you for your question.

      Under the “Rental Vehicle Insurance excess” section of the PDS, it says: Allianz Global Assistance will reimburse you for any insurance excess or deductible which you become legally liable to pay in respect of a claim under the rental vehicle insurance during the rental period provided:

      1. the rental vehicle must be rented overseas from a licensed rental agency; and
      2. as part of the rental agreement you have taken rental vehicle insurance; and
      3. you have complied with all requirements of the rental organisation under the hiring agreement and of the rental vehicle insurer.

      Given that condition, the rental vehicle insurance excess does not cover your trip within Australia.


  6. Default Gravatar
    August 22, 2016

    I am an existing Bankwest customer, if i apply for the Qantas platinum MasterCard will i receive the 50,000 points on eligible purchases?


    • Avatarfinder Customer Care
      August 22, 2016

      Hi Daniel,

      Thank you for your question.

      The 50,000 bonus Qantas Points promotion is only available for new Bankwest Qantas MasterCard customers who apply for a Bankwest Qantas Platinum MasterCard credit card between 01 August and 30 September 2016, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening.


  7. Default Gravatar
    August 11, 2016

    What is the minimum spend and what is the time frame that this minimum spend needs to be achieved in?

    • Avatarfinder Customer Care
      August 11, 2016

      Hi Debbie,

      Thank you for your question.

      You will receive the 50,000 bonus Qantas Points if you apply for the card between 01 August and 30 September 2016, are approved and spend at least $2,500 on eligible purchases within 3 months from account opening.


  8. Default Gravatar
    June 3, 2016

    How can Bankwest give clients a card with 55 days free and 0.75 points per dollar spent take your money for the yearly subscription and after a few months change to 44 days free and 0.5 points? I signed and paid for one year at the higher rewards and now want my yearly money back as have not received what I paid for.

    • Avatarfinder Customer Care
      June 7, 2016

      Hi Roy,

      Thanks for your comment.

      Unfortunately, Bankwest is one of the credit card issuers who made changes to their reward programs in 2016, which I understand have resulted in less value for cardholders. Actually, more banks will also make updates to their rewards cards in the coming days.

      With Bankwest, their Qantas Platinum MasterCard and Qantas World MasterCard were affected by these changes. Effective 4 July 2016, the rewards system and the interest-free days will be:

      Qantas Platinum MasterCard
      – Reduced earn rate from 0.75 points to 0.5 points per $1.
      – Interest-free days are cut from 55 days to 44 days.

      Qantas World MasterCard
      – Reduced earn rate from 1 point to 0.66 points per $1.
      – Interest-free days are cut from 55 days to 44 days.

      You can find more information about changes to credit card reward programs here.

      By the way, if you’d like to inquire if you can get back what you have paid for the annual fee, a customer service from Bankwest could give you the best advice. I’ve sent their contact details to your email.


  9. Default Gravatar
    March 29, 2016

    Hi there, are the cash advance fee and cash advance rate also charged if the card account has a positive balance, ie if money is deposited onto the card to take it into ‘credit’?

    • Avatarfinder Customer Care
      April 5, 2016

      Hi Sandra,

      Thanks for your inquiry.

      Please note that you’ve come through, an online comparison service and not a product issuer such as Bankwest.

      There will be no cash advance fee or interest rate if you are withdrawing from your own funds.

      For more information, kindly check our page on things you need to know for cash advance rates.

      I hope this helps.


  10. Default Gravatar
    February 20, 2016

    can you please advise if the bankwest platinum master card allow payments to bpay and the ATO and receives points for theses transactions

    • Avatarfinder Customer Care
      February 22, 2016

      Hi Marc, thanks for your inquiry!

      Credit card payments to BPAY are accepted with this credit card, although ATO payments do not qualify for rewards points. You can compare credit cards which earn rewards points for payments to the ATO on this page.



Go to site