BankSA Amplify Signature – Qantas – Rates and Fees

Receive 80,000 bonus Qantas Points, enjoy a discounted annual fee for the first year and earn uncapped rewards points with the BankSA Amplify Signature - Qantas.

New cardholders who apply by 23 January 2019 will receive 80,000 bonus Qantas Points when they spend $4,000 within the first 90 days of card approval. Plus, enjoy the benefits of a discounted annual fee of $179 in the first year, uncapped rewards points earning and platinum card privileges including complimentary insurance covers and 2 yearly Qantas lounge passes.

If you prefer to earn Amplify Points for your spending, check out our review of the BankSA Amplify Signature credit card.

Product NameBankSA Amplify Signature - Qantas
Rewards ProgramQantas Frequent Flyer
Purchase rate (p.a.)19.49% p.a.
Offer end date23 January 2019
Annual fee$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Interest Free Period
The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date.
Up to 55 days on purchases
Cash advance rate (p.a.)20.24% p.a.
Min credit limit
This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure.
$15,000
Max credit limit
This credit limit may not be issued to you immediately upon application. This is the maximum credit limit available on this card and you can apply for increases after the account has been opened.
$80,000
Card TypeVisa
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationYes
Annual fee$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Minimum Monthly Repayment2% or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (VISA)
Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Cash Advance Fee2%
Overseas Cash Advance Fee2% of the value of the transaction or minimum charge of $2.50
Gambling Transactions AllowedYes
Additional Cardholder Fee$0
Number of Additional Cardholders1

Pros

  • Receive 80,000 bonus Qantas Points when you apply by 23 January 2019 and spend $4,000 within 90 days from card approval.
  • Save $100 with a reduced annual fee of 179 in the first year.
  • Get access to two complimentary airport lounge passes per year.
  • This card comes with a range of complimentary insurance covers, including international travel insurance.

Cons

  • Both purchase rates and cash advance rates are relatively high.
  • Annual fee reverts to $279 p.a. after the first year.
Rewards ProgramQantas Frequent Flyer
Bonus Points80,000 bonus points
Rewards Points per $ spent (VISA/MC)0.75
Rewards Points per $ (VISA/MC) CapUncapped

Benefits of the BankSA Amplify Signature - Qantas

  • Bonus points. Earn 80,000 bonus Qantas Points when you spend $4,000 within the first 90 days of card approval. To take advantage of this offer, you must apply and be approved by 23 January 2019.
  • Reduced annual fee in the first year. Apply by 23 January 2019 and benefit from a reduced annual fee of $179 in the first year, saving you $100.
  • Qantas Points per $1 spent. You earn 0.75 Qantas Points for every dollar spent on transactions made with both Australian and overseas merchants, uncapped.
  • Qantas Club Lounge invitations. Enjoy a luxurious pre-flight experience with two complimentary Qantas Club Lounge invitations per year. You'll enjoy dedicated check-in, complimentary food and beverages as well as high speed Wi-F in the Qantas Club Lounges.
  • Complimentary insurances. There are 3 complimentary insurance policies included with this card: overseas travel insurance, extended warranty insurance, and price guarantee cover.
  • Hotel benefits. Credit card holders get to enjoy hotel benefits such as VIP guest status, automatic room upgrades, best rate guarantee and other benefits. These benefits are available as part of the Visa Luxury Hotel Collection when you take your trip with Amplify Signature.
  • Dedicated customer service line. Cardholders have access to a dedicated Signature Priority service line and this is available 24/7.

Features of the BankSA Amplify Signature - Qantas

Below are some of the notable features for this credit card:

  • Annual fee. This card charges a standard annual fee of $279
  • Interest rate. If you carry a balance on this card, you will be charged at the purchase interest rate of 19.49% p.a. (variable)
  • Interest-free days. Get up to 55 days interest-free on purchases when you pay your balance in full.
  • Additional cardholder. You can add 1 extra cardholder to your credit card free of charge.

How to apply for the BankSA Amplify Signature - Qantas

Eligibility criteria

The application process should take approximately 10 minutes. To start the application process, you must first complete an online application. You'll also need to meet the following eligibility requirements:

  • You must be at least 18 years or older of age
  • You must be a permanent Australian resident

Required documents

You can save your application if you don't have all the information required to complete it. You have 30 days to complete your application. The following information will be required:

  • Your driver's licence, passport, or Medicare card number
  • Information on your assets, investment and savings
  • Information on your liabilities and these include: credit cards and store accounts
  • Weekly income details (after tax)

Existing BankSA customers will not need to update their personal details when applying for the credit card. If you need to change your personal details, you can get in touch with customer service.

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Credit Cards Comparison

Rates last updated December 13th, 2018
Name Product Purchase rate (p.a.) Balance transfer rate (p.a.) Annual fee Product Description
NAB Low Fee Platinum Card - Exclusive Offer
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20.74% p.a.
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Save with a 0% balance transfer offer and earn up to 60,000 Bonus Rewards Points. Plus, a discounted first year annual fee when you apply online.
American Express Westpac Altitude Platinum Bundle - Qantas
20.24% p.a.
$50 p.a. annual fee for the first year ($249 p.a. thereafter)
Up to 75,000 bonus Qantas Points when you meet the criteria with this dual Visa (issued & serviced by Westpac) & Amex (issued & serviced by Amex).
NAB Qantas Rewards Signature Card
19.99% p.a.
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$295 p.a. annual fee for the first year ($395 p.a. thereafter)
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