BankSA Amplify Signature – Qantas – Rates and Fees

Receive 80,000 bonus Qantas Points, enjoy a discounted annual fee for the first year and earn uncapped rewards points with the BankSA Amplify Signature - Qantas.

New cardholders who apply by 22 May 2019 will receive 80,000 bonus Qantas Points when they spend $4,000 within the first 90 days of card approval. Plus, enjoy the benefits of a discounted annual fee of $179 in the first year, uncapped rewards points earning and platinum card privileges including complimentary insurance covers and 2 yearly Qantas Club Lounge invitations.

If you prefer to earn Amplify Points for your spending, check out our review of the BankSA Amplify Signature credit card.

Product NameBankSA Amplify Signature - Qantas
Rewards ProgramQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance transfer revert rate
The interest rate that will apply to any remaining balance after the balance transfer term ends.
Cash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available credit limit
Purchase rate (p.a.)19.74% p.a.
Offer end date22 May 2019
Annual fee$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Interest Free Period
The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date.
Up to 55 days on purchases
Cash advance rate (p.a.)21.49% p.a.
Min credit limit
This is the lowest credit limit you can be granted. It is possible to request a higher credit limit but not a lower one than this figure.
$15,000
Max credit limit
This is the maximum credit limit available on this card and you can apply for increases after the account has been opened. This credit limit may not be issued to you immediately upon application.
$80,000
Card TypeVisa
Foreign Currency Conversion Fee (VISA)
Charged when you make a transaction that is converted by Visa from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationYes
Annual fee$179 p.a. annual fee for the first year ($279 p.a. thereafter)
Minimum Monthly Repayment2% or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (VISA)
Charged when you make a transaction that is converted by Visa from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Cash Advance Fee2%
Overseas Cash Advance Fee2% of the value of the transaction or minimum charge of $2.50
Gambling Transactions AllowedYes
Additional Cardholder Fee$0
Number of Additional Cardholders1

Pros

  • 80,000 bonus Qantas Points when you apply by 22 May 2019 and spend $4,000 within 90 days from card approval.
  • Save $100 with a reduced annual fee of $179 in the first year.
  • 0% p.a. interest rate for 6 months on balance transfers.
  • Two complimentary airport lounge passes per year.
  • Offers a range of complimentary insurance covers, including international travel insurance.

Cons

  • Both purchase rates and cash advance rates are relatively high.
  • Annual fee reverts to $279 after the first year.
Rewards ProgramQantas Frequent Flyer
Bonus Points80,000 bonus points
Rewards Points per $ spent (VISA/MC)0.75
Rewards Points per $ (VISA/MC) CapUncapped

Benefits of the BankSA Amplify Signature - Qantas

  • Bonus points. Earn 80,000 bonus Qantas Points when you spend $4,000 within the first 90 days of card approval. To take advantage of this offer, you must apply and be approved by 22 May 2019.
  • Reduced annual fee for the first year. Apply by 22 May 2019 and benefit from a reduced annual fee of $179 in the first year, saving you $100.
  • Qantas Points per $1 spent. You earn 0.75 Qantas Points for every dollar spent on transactions made with both Australian and overseas merchants, uncapped.
  • Qantas Club Lounge invitations. Enjoy a luxurious pre-flight experience with two complimentary Qantas Club Lounge invitations per year. You'll enjoy dedicated check-in, complimentary food and beverages as well as high speed Wi-Fi in the Qantas Club Lounges.
  • Complimentary insurances. There are 3 complimentary insurance policies included with this card: overseas travel insurance, extended warranty insurance, and price guarantee cover.
  • Hotel benefits. Credit card holders get to enjoy hotel benefits such as VIP guest status, automatic room upgrades, best rate guarantee and other benefits. These benefits are available as part of the Visa Luxury Hotel Collection when you take your trip with Amplify Signature.
  • Balance transfer offer. New customers who apply by 22 May 2019 can take advantage of a 0% p.a. interest rate for the first 6 months on balance transfers. After the promotional period, any balances remaining will be charged at the variable cash advance rate. Note that you cannot transfer balances from existing BankSA, Bank of Melbourne, or St.George credit cards.

Features of the BankSA Amplify Signature - Qantas

Below are some of the notable features for this credit card:

  • Annual fee. Outside of any promotions, this card charges a standard annual fee of $279.
  • Interest rate. If you carry a balance on this card, you will be charged at the purchase interest rate of 19.74% p.a. (variable)
  • Cash advance rate. Cash withdrawals and cash-equivalent transactions accrue interest at the 21.49% p.a. cash advance rate.
  • Interest-free days. Get up to 55 days interest-free on purchases when you pay your balance in full.
  • Additional cardholder. You can add 1 extra cardholder to your credit card free of charge.

How to apply for the BankSA Amplify Signature - Qantas

The application process should take approximately 10 minutes. To start the application process, you must first complete an online application. You'll also need to meet the following eligibility requirements:

Eligibility criteria

  • You must be at least 18 years or older of age
  • You must be a permanent Australian resident

Required documents

You can save your application if you don't have all the information required to complete it. You have 30 days to complete your application. The following information will be required:

  • Your driver's licence, passport, or Medicare card number
  • Information on your assets, investment and savings
  • Information on your liabilities and these include: credit cards and store accounts
  • Weekly income details (after tax)
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4 Responses

  1. Default Gravatar
    FrankJanuary 17, 2019

    Hey guys, I did the 80k points with bank of Melbourne, does that mean I can do it with Adelaide as well?

    • finder Customer Care
      ValJanuary 23, 2019Staff

      Hi Frank,

      Thank you for reaching finder! You may check this page for the current card deals that we currently have. There are no deals for Adelaide Bank credit cards. .

      Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      Hope this helps

      Cheers,
      Val

  2. Default Gravatar
    FrankJanuary 16, 2019

    Hello team,

    I got the Bank of Melbourne promotion last year. Can you get the Adelaide Bank one as well?

    • finder Customer Care
      JeniJanuary 22, 2019Staff

      Hi Frank,

      Thank you for getting in touch with finder.

      Currently, we do not have deals with Adelaide Bank credit cards. You may check our current credit card deals on this PAGE. Please make sure though to read the eligibility criteria, features and details of the card, as well as the relevant PDS/ T&Cs of the card before making a decision and consider whether the product is right for you.

      I hope this helps.

      Thank you and have a wonderful day!

      Cheers,
      Jeni

Credit Cards Comparison

Rates last updated April 19th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
20.74% p.a.
0% p.a. for 18 months
$50 p.a.
Earn 20,000 bonus Velocity Points and save with an ongoing $50 p.a. annual fee. Plus, receive a $129 Virgin Australia Gift Voucher each year.
Latitude Low Rate Mastercard
11.99% p.a.
$69 p.a.
Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.

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* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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