BankSA Amplify Signature Credit Card
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Receive up to 200,000 bonus Amplify Points and a discounted annual fee in the first year with a BankSA Amplify Signature credit card.
Apply for the BankSA Amplify Signature by 12 February 2020 to take advantage of a discounted $139 first year annual fee (saving you $140) and a 24-month bonus point offer.
200,000
Bonus points
19.74% p.a.
Purchase rate
1.5
Reward points
Per $ spent (Visa/Mastercard)
$139 p.a.
Annual fee
for the first year ($279 p.a. thereafter)
Details
| Product Name | BankSA Amplify Signature |
|---|---|
| Rewards Program | Amplify Rewards |
| Balance transfer rate | 0% p.a. for 6 months |
| Balance Transfer Revert Rate | Cash Advance Rate (21.49% p.a.) |
| Balance Transfer Limit | 80% of available balance |
| Purchase rate (p.a.) | 19.74% p.a. |
| Annual fee | $139 p.a. annual fee for the first year ($279 p.a. thereafter) |
| Interest Free Period | 55 days |
| Cash advance rate (p.a.) | 21.49% p.a. |
| Min credit limit | $15,000 |
| Max credit limit | $80,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Age | 18 years of age |
|---|---|
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | Yes |
Pros
- 130,000 bonus points in the first year and 70,000 bonus points in the second year (200,000 points total) when you spend at least $12,000 per year
- Reduced annual fee of $139 for the first year
- 2 complimentary airport lounge passes per year
- Complimentary overseas travel insurance for up to 6 months
Cons
- Spend requirement is high and staggered over 2 years
- A relatively high standard annual fee of $279 applies after the first year
- Charges a 3% of transaction value foreign transaction fee
| Rewards Program | Amplify Rewards |
|---|---|
| Bonus Points | 200,000 bonus points |
| Rewards Points per $ spent (Visa/Mastercard) | 1.5 |
| Rewards Points per $ Cap (Visa/Mastercard) | Uncapped |
| Annual fee | $139 p.a. annual fee for the first year ($279 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% of the closing balance or $10, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas Cash Advance Fee | 2% or $2.50, whichever is greater |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 1 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.
