With energy prices rising, switch to a cheaper plan
Compare Prices Now

BankSA Amplify Signature Credit Card

Offers 150,000 bonus Amplify Points, uncapped points per $1 spent and a $139 annual fee in the first year, which goes to $279 p.a. after that.

The BankSA Amplify Signature is a top-tier rewards card, offering 1.5 Amplify Points per $1 on eligible spending, 2 complimentary airport lounge passes each year and complimentary insurance. If you apply by 31 December 2022, you'll also earn 150,000 bonus Amplify Points when you spend at least $12,000 on eligible purchases in the first year. That's enough for $675 in eGift card rewards (among other things).

No reviews yet. Write a review


Bonus points

19.49% p.a.

Purchase rate


Reward points

Per $ spent

$139 p.a.

Annual fee

for the first year ($279 p.a. thereafter)

We’re reader-supported and may be paid when you visit links to partner sites. We don’t compare all products in the market, but we’re working on it!


Product NameBankSA Amplify Signature
Rewards programAmplify Rewards
Balance transfer rate p.a.0% for 24 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate p.a.19.49%
Annual fee$139 for the first year ($279 thereafter)
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$15,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationNo


  • Earn 150,000 bonus Amplify Points
  • A discounted annual fee of $139 in the first year
  • 0% p.a. on balance transfers for the first 24 months
  • 2 complimentary airport lounge passes per year
  • Complimentary overseas travel insurance for up to 6 months


  • Charges a 1% balance transfer fee
  • Spend requirement is high and staggered over 2 years
  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Bonus points150,000
Rewards points per $ spent1.5
Rewards points capUncapped
Annual fee$139 for the first year ($279 thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee3%
Overseas cash advance fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

Review by

Amy has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. She is also the editorial lead for Finder Green, covering sustainability across different industries. Her work has appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy also has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BankSA Amplify Signature offers a lot of value in the first year, with the 150,000 bonus Amplify Points worth $675 in eGift card rewards. You can also transfer your points to Velocity Frequent Flyer or Singapore Airlines KrisFlyer, get other travel rewards or shop the Amplify Rewards store for coffee machines and other retail items. As the spend requirement of $12,000 applies for the first 12 months, you could meet it by spending an average of $1,000 per month on the card.

How to apply

You can apply for the BankSA Amplify Signature online in around 10 minutes. To get started, check that you meet the following eligibility criteria and have all the documents and details needed to complete your application

Eligibility criteria

  • New cardholder. The bonus point offer on this card is only available if you are a new cardholder and have not held an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • 150,000 bonus Amplify Points. Apply by 31 December 2022 and you'll get 150,000 bonus Amplify Points when you spend $12,000 on eligible purchases in the first 12 months. Points will be credited to your account within 12 weeks of the spend requirement being met.
  • Discounted first-year annual fee. Save $140 on the standard annual fee, with a first-year annual fee of $139 when you apply and get approved for a new BankSA Amplify Signature Credit Card by 31 December 2022. After the first year, the annual fee is $279 p.a.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges a standard annual fee of $279.
  • Interest rate. If you carry a balance on this card, you will be charged at the purchase interest rate of 19.49% p.a. (variable).

Ask an expert

To ask a question simply log in via your email or create an account.

You are about to post a question on finder.com.au:

  • Do not enter personal information (eg. surname, phone number, bank details) as your question will be made public
  • finder.com.au is a financial comparison and information service, not a bank or product provider
  • We cannot provide you with personal advice or recommendations
  • Your answer might already be waiting – check previous questions below to see if yours has already been asked

Finder only provides general advice and factual information, so consider your own circumstances, or seek advice before you decide to act on our content. By submitting a question, you're accepting our Terms of Use, Disclaimer & Privacy Policy and Privacy & Cookies Policy.


  1. Default Gravatar
    December 8, 2018

    I cannot see the Go to Site button.

    • Avatarfinder Customer Care
      December 12, 2018

      Hello Julien,

      Thank you for your comment.

      If you’re referring to the BankSA Amplify Signature – Online Offer Go to Site button, you can see it above inside the green button at the right side of the screen.

      Should you wish to have real-time answers to your questions, try our chat box on the lower right corner of our page.


  2. Default Gravatar
    April 2, 2018


    • Avatarfinder Customer Care
      April 2, 2018

      Hi Claudio,

      Thanks for your inquiry.

      Yes, that’s possible. Additional cardholder is free. Please contact BankSA directly if you want to add your wife.


    • Default Gravatar
      April 2, 2018

      Thank You So much

  3. Default Gravatar
    February 8, 2018

    Do you get Qantas points when paying ATO with BankSA Amplify Signature Card ?

    • Default Gravatar
      February 28, 2018

      Hi Asha,

      Thanks for leaving a question on finder.

      Since ATO is a government transaction, you will not get points when make transactions there. While Amplify Points are earned when you purchase goods and services, please note that Amplify Points are not earned in respect of the following amounts that may be charged to your Card Account:

      • government charges (other than GST payable in connection with the purchase of goods or services on which you earn Amplify Points)
      • interest and other bank fees and charges (including any GST payable on any of these)
      • cash advances
      • balance transfers
      • BPAY payments, i.e. bill payments and other payments made through the BPAY Electronic Payments Scheme.

      Also, if you (or an Additional Cardholder) return any goods or services purchased with the Card or Card Account, or your Card Account is credited in connection with a disputed transaction, St.George will adjust the Amplify Points total earned by deducting any Amplify Points, which were earned in connection with the original or disputed transaction.


  4. Default Gravatar
    January 14, 2018

    This add says a new cardholder receives 90,000 bonus Amplify or Qantas points if they apply by 18 April 2018 and meet the spend requirements. Can you please confirm the QANTAS points transferred are 90,000?
    Thank you.
    Kind regards,

    • Default Gravatar
      January 15, 2018

      Hi Doug,

      Thanks for your inquiry

      Yes, that is correct. The new card holder receives 90,0000 Amplify or Qantas points if you meet the requirements.

      Hope this information helps


  5. Default Gravatar
    October 11, 2017

    Hi! With regards to Qantas FF points, your site mentions we can redeem over 3,000 products, vouchers and experiences on offer under the program but you haven’t actually specified flights. Just to get clarification, are points earned able to be used for flights too?

    • Default Gravatar
      October 11, 2017

      Hello Cal,

      Thank you for your inquiry today. :-)

      Yes, you can redeem Qantas points on flights such as:
      – Classic Award flights on Qantas and 35 partner airlines
      – Qantas and Jetstar Any Seat Award flights
      – Flight Upgrade Awards on eligible Qantas flights when available

      Hope this clarifies.


Go to site