BankSA Amplify Platinum – Qantas

This mid-tier frequent flyer credit card offers 60,000 bonus Qantas Points and complimentary insurance for a $99 annual fee.

The BankSA Amplify Platinum – Qantas earns 0.5 Qantas Points per $1 on eligible credit card spending, with no cap on the number of points you can earn. Right now, you can also get 60,000 bonus Qantas Points when you apply as a new customer by 30 November 2021 and spend at least $3,000 in the first 90 days from card approval.

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Details

Product NameBankSA Amplify Platinum - Qantas
Rewards programQantas Frequent Flyer
Balance transfer rate0% p.a. for 15 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.74% p.a.
Annual fee$99
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply

Pros

  • 60,000 bonus points offer
  • Balance transfer offer of 0% p.a. for the first 15 months
  • Uncapped rewards points on eligible purchases
  • Complimentary travel and purchase insurances

Cons

  • Charges a one-time 1% balance transfer fee
  • The earn rate of 0.5 Qantas points per $1 spent is lower than some other platinum cards
  • Does not offer airport lounge passes
Rewards programQantas Frequent Flyer
Bonus points60,000
Rewards points per $ spent0.5
Rewards points capUncapped
Annual fee$99
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Overseas cash advance fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

How to apply

You can apply for the BankSA Amplify Platinum Qantas credit card online in 10 minutes and receive a response instantly.

Eligibility criteria

  • New customer. The bonus points offer is only available to new BankSA customers. This exclusion applies to people who currently hold an Amplify Platinum or Amplify Signature card issued by St.George, Bank of Melbourne or BankSA or who have held one in the last 12 months.
  • Residency. To apply online, you must be an Australian citizen or permanent resident.

Card benefits

  • Bonus Qantas Points. Receive 60,000 bonus Qantas Points when you apply by 30 November 2021, get approved and spend $3,000 or more on eligible purchases within the first 90 days. Bonus points will be credited to your Qantas Frequent Flyer account within 12 weeks of meeting the spend requirement.
  • Balance transfer offer. Pay down existing debt with a 0% interest rate on balance transfers for the first 15 months. A one-time 1% balance transfer fee applies. After the promotional period, any balance remaining will be charged at the variable cash advance rate.

Rates & fees

  • Annual fee. The BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase interest rate. Your purchases will be charged interest at the variable 19.74% p.a. purchase interest rate.

Review by


Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The BankSA Amplify Platinum boasts a relatively competitive bonus points offer, especially when you compare the spend requirement to other frequent flyer cards with bonus point offers. To give you an idea of your points potential, you could book a family getaway to Byron Bay with three return economy flights between Sydney and Ballina (48,000 points in total) or fly solo with a return business class booking between Brisbane and Adelaide (55,200 points).

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4 Comments

    Default Gravatar
    Justin
    February 1, 2019

    Hi,
    I currently have a St George Amplify Platinum, can I still qualify for the Bonus Points on signing up for this card? I know BoM Amplify Platinum had a ‘no ‘ clause if you had closed a BoM/St Geo/ BSa/Amplify rewards cards in the past 12 months?

      Avatarfinder Customer Care
      Val
      February 6, 2019

      Hi Justin,

      Thank you for leaving a question. Yes, when you apply and are approved for the BankSA Amplify Platinum Qantas card by 22 May 2019, you can score 50,000 bonus Qantas Points when you spend $2,000 within 90 days of approval.

      Hope this helps.

      Cheers,
      Val

    Default Gravatar
    Marie
    October 29, 2018

    Are there are any credit cards open to non residents (eg student visa dependant with more than 60k salary) that have bonus quantas frequent flyers points?

      Default Gravatar
      Nikki
      October 29, 2018

      Hi Marie,

      Thanks for visiting Finder!

      You can go to this page that lines up the list of credit cards for non-residents. On the page includes some credit cards that earns Qantas points.

      Hope this helps! Feel free to reach out again if you have any questions, we’re on standby.

      Regards,
      Nikki

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