BankSA Amplify Platinum Qantas – Review

Book your next holiday sooner with 60,000 bonus Qantas Points with the BankSA Amplify Platinum credit card.

When you apply and are approved for the BankSA Amplify Platinum Qantas card by 2 October 2019, you’ll score 60,000 bonus Qantas Points when you spend $2,000 within 90 days of approval.

You can reward your everyday spending and earn 0.5 Qantas Points per $1 spent in Australia and overseas. In addition to rewards, you will also receive complimentary travel insurance and extended warranty insurance all for a competitive annual fee.

Product NameBankSA Amplify Platinum - Qantas
Rewards ProgramQantas Frequent Flyer
Balance transfer rate0% p.a. for 6 months
Balance transfer revert rate
The interest rate that will apply to any remaining balance after the balance transfer term ends.
Cash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available credit limit
Purchase rate (p.a.) 19.74% p.a.
Offer end date2 October 2019
Annual fee$99 p.a.
Interest Free Period
The interest-free period is the maximum number of days during which interest is not charged on new purchases. This only applies if you pay your closing balance in full by the statement due date.
Up to 55 days on purchases
Cash advance rate (p.a.)21.49% p.a.
Min credit limit
This is the lowest credit limit you can be granted. It is possible to request a higher credit limit but not a lower one than this figure.
$6,000
Max credit limit
This is the maximum credit limit available on this card and you can apply for increases after the account has been opened. This credit limit may not be issued to you immediately upon application.
$80,000
Card TypeVisa
Foreign Currency Conversion Fee (VISA)
Charged when you make a transaction that is converted by Visa from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Complimentary Travel InsuranceYes
Minimum Age18 years of age
Available To Temporary ResidentsYes - Conditions apply
Joint ApplicationYes
Annual fee$99 p.a.
Minimum Monthly Repayment2% or $10, whichever is greater
Late Payment Fee$15
Foreign Currency Conversion Fee (VISA)
Charged when you make a transaction that is converted by Visa from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution.
3% of transaction value
Cash Advance Fee2%
Overseas Cash Advance Fee2% of the value of the transaction or a minimum charge of $2.50
Gambling Transactions AllowedYes
Additional Cardholder Fee$0
Number of Additional Cardholders1

Pros

  • Receive 60,000 bonus Qantas Points when you apply and get approved by 2 October 2019 and spend $2,000 within 90 days from card approval.
  • 0% p.a. interest balance transfer offer for the first 6 months.
  • Earn uncapped rewards points on eligible purchases.
  • This card comes with platinum perks and complimentary travel insurances.

Cons

  • A relatively high variable cash advance rate of 21.49% p.a. applies after the promotional balance transfer period.
  • The earn rate of 0.5 Qantas Points per $1 spent is lower than some other platinum cards.
Rewards ProgramQantas Frequent Flyer
Bonus Points60,000 bonus points
Rewards Points per $ spent (VISA/MC)0.5
Rewards Points per $ (VISA/MC) CapUncapped

Benefits of BankSA Amplify Platinum

  • Bonus Qantas points. Receive 60,000 bonus Qantas Points when you apply and get approved by 2 October 2019 and spend at least $2,000 within the first 90 days of card approval.
  • Complimentary travel insurance. Receive complimentary travel insurance on trips up to three months for you and your family. The cover includes overseas medical and hospital expenses, lost luggage, travel delay and more. You'll need to use your card to cover at least $500 of your prepaid travel costs to activate the insurance. Eligibility criteria, exclusions and conditions apply.
  • Concierge service. You can take advantage of your personal concierge service for help with anything from booking a holiday, securing a last-minute restaurant reservations or organising a gift for a loved one.
  • Earn Qantas Points. With Qantas rewards, you earn 0.5 Qantas Points for every $1 spent, uncapped. When you shop with Qantas partners, you'll also earn points once on your card and once again with the partner.
  • Balance transfer offer. New customers who apply by 2 October 2019 can pay down existing debt with a 0% p.a. interest rate on balance transfers for the first 6 months. After the promotional period, any balance remaining will be charged at the variable cash advance rate. You can transfer up to 80% of your credit limit from cards not issued by BankSA, St.George or Bank of Melbourne. You won't earn points on balance transfers.
  • Extended warranty. You'll receive complimentary extended warranty insurance on purchases for up to 12 months on the manufacturer's Australian warranty.

Features of BankSA Amplify Platinum

  • Annual fee. The BankSA Amplify Platinum charges an annual fee of $99.
  • Purchase interest rate. Your purchases will attract the 19.74% p.a. purchase interest rate.
  • Cash advances. When you use your card for a cash advance, such as an ATM withdrawal, you'll be charged the 21.49% p.a. variable cash advance interest rate.
  • Interest-free period. Enjoy an interest-free period of up to 55 days on purchases when you pay your closing balance in full by the due date. You won't be eligible for interest-free days if you're paying off a balance transfer debt.
  • Credit limits. The credit limit ranges from $6,000 to $80,000.
  • Additional cardholder. You can earn more points when you add 1 additional cardholder to your account without extra charges.

How to apply for the BankSA Amplify Platinum

You can apply for the BankSA Amplify Platinum Qantas credit card online in 10 minutes and receive a response instantly.

Eligibility criteria

  • Age. You must be at least 18 years of age.
  • Residency. You must be a permanent resident of Australia.

Documents and details to provide

  • Personal information. This includes your full name, date of birth, contact details, residential address, marital status and number of financial dependents.
  • Proof of identification. Your driver's licence, passport or Medicare card number.
  • Income. Proof of your income with recent payslips or bank statements. If you're self-employed, you'll need to provide your tax details and your accountant's contact details.
  • Finances. This includes a list of your assets, investment and savings. You should also include information about existing liabilities like debts, balances and repayment.
  • Qantas Frequent Flyer. Include your Qantas Frequent Flyer membership number so that you can earn points in your account.
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4 Responses

  1. Default Gravatar
    JustinFebruary 1, 2019

    Hi,
    I currently have a St George Amplify Platinum, can I still qualify for the Bonus Points on signing up for this card? I know BoM Amplify Platinum had a ‘no ‘ clause if you had closed a BoM/St Geo/ BSa/Amplify rewards cards in the past 12 months?

    • Avatarfinder Customer Care
      ValFebruary 6, 2019Staff

      Hi Justin,

      Thank you for leaving a question. Yes, when you apply and are approved for the BankSA Amplify Platinum Qantas card by 22 May 2019, you can score 50,000 bonus Qantas Points when you spend $2,000 within 90 days of approval.

      Hope this helps.

      Cheers,
      Val

  2. Default Gravatar
    MarieOctober 29, 2018

    Are there are any credit cards open to non residents (eg student visa dependant with more than 60k salary) that have bonus quantas frequent flyers points?

    • Avatarfinder Customer Care
      NikkiOctober 29, 2018Staff

      Hi Marie,

      Thanks for visiting finder!

      You can go to this page that lines up the list of credit cards for non residents. On the page includes some credit cards that earns Qantas points.

      Hope this helps! Feel free to reach out again if you have any questions, we’re on standby.

      Regards,
      Nikki

Credit Cards Comparison

Rates last updated May 27th, 2019
Name Product Purchase rate (p.a.) Balance transfer rate Annual fee Product Description
Citi Clear Platinum Credit Card
12.99% p.a.
0% p.a. for 14 months
$0 p.a. annual fee for the first year ($99 p.a. thereafter)
Offers a long-term balance transfer and $0 first year annual fee. Plus, insurance covers and Citibank Dining Program perks.
ME frank Credit Card
11.99% p.a.
$0 p.a.
Save money with an ongoing $0 annual fee, the same low 11.99% p.a. interest rate on purchases and cash advances, and up to 55 days interest free.
Virgin Australia Velocity Flyer Card - Annual Fee Offer
20.74% p.a.
0% p.a. for 18 months
$50 p.a.
Earn 20,000 bonus Velocity Points and save with an ongoing $50 p.a. annual fee. Plus, receive a $129 Virgin Australia Gift Voucher each year.
Latitude Low Rate Mastercard
11.99% p.a.
$69 p.a.
Offers a competitively low interest rate and annual fee, plus up to 55 interest-free days on purchases.

Compare up to 4 providers

* The credit card offers compared on this page are chosen from a range of credit cards finder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing cards.

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