Bank of Melbourne Amplify Signature
- Receive 100,000 bonus Qantas or Amplify Points
Offer ends 23 January 2019
Eligibility criteria, terms and conditions, fees and charges apply
Receive 100,000 bonus Amplify Points and save with a discounted annual fee in the first year with the BoM Amplify Signature card.
The BoM Amplify Signature comes with a range of benefits, offering 100,000 bonus Amplify Points when you apply by 23 January 2019 and spend $4,000 on eligible purchases within the first 90 days. In addition to the bonus points, this card also offers a discounted annual fee of $179 in the first year.
This credit card is packed with perks for travellers and points collectors alike. It comes with 2 complimentary Priority Pass airport lounge passes every year, a personal concierge service, premium insurance covers and more.
| Product Name | Bank of Melbourne Amplify Signature |
|---|---|
| Rewards Program | Amplify Rewards |
| Purchase rate (p.a.) | 19.49% p.a. |
| Offer end date | 23 January 2019 |
| Annual fee | $179 p.a. annual fee for the first year ($279 p.a. thereafter) |
| Interest Free Period The interest-free period on purchases is the period or number of days you do not have to pay interest on your card purchases. You will be charged interest either from the day you make a purchase or from the statement date, unless you pay the closing balance in full by the due date (or within the interest-free period) on your statement. | Up to 55 days on purchases |
| Cash advance rate (p.a.) | 20.24% p.a. |
| Min credit limit This is the lowest credit card limit that you can request. It is possible to apply for a higher credit card limit but not a lower one than this figure. | $15,000 |
| Max credit limit This credit limit may not be issued to you immediately on application. This is the maximum credit limit for this card which must be applied for or offered to you after you are approved and have already opened the account. | $80,000 |
| Card Type | Visa |
| Foreign Currency Conversion Fee (VISA) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Age | 18 years of age |
|---|---|
| Available To Temporary Residents | Yes - Conditions apply |
| Joint Application | Yes |
| Annual fee | $179 p.a. annual fee for the first year ($279 p.a. thereafter) |
|---|---|
| Minimum Monthly Repayment | 2% or $10, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (VISA) Foreign currency conversion fees are charged when you make a transaction that is converted by a credit card network, such as MasterCard, Visa or American Express, from Australian dollars to a foreign currency. You’ll also incur a currency conversion fee if you make a purchase or obtain a cash advance in Australian dollars while overseas or shopping online with a foreign merchant or financial institution. | 3% of transaction value |
| Cash Advance Fee | 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction) |
| Overseas Cash Advance Fee | 2% of each cash advance amount (minimum of $2.50 capped at $150 per transaction) |
| Gambling Transactions Allowed | Yes |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 1 |
| Rewards Program | Amplify Rewards |
|---|---|
| Bonus Points | 100,000 bonus points |
| Rewards Points per $ spent (VISA/MC) | 1.5 |
| Rewards Points per $ (VISA/MC) Cap | Uncapped |
Benefits of the Bank of Melbourne Amplify Signature Credit Card
- Bonus points. Enjoy 100,000 bonus Amplify Points when you apply by 23 January 2019, are approved for a BoM Amplify Signature and spend $4,000 on eligible purchases within the first 90 days from card approval.
- Discounted annual fee in the first year. When you apply and are approved before 23 January 2019, you will be eligible for a reduced $179 annual fee in the first year, saving you $100.
- Amplify Rewards Program. With the Amplify Signature, you earn 1.5 points for every dollar spent on eligible purchases in Australia and overseas, uncapped.
- Airport lounge passes. Cardholders will receive 2 Priority Pass lounge visits per year when you enrol online.
- Overseas travel insurance. This travel insurance is eligible for persons up to the age of 80 years. It covers the cardholder, spouse and dependent children. The insurance policy is provided when the cardholder pays for return tickets and prepaid travel costs worth $500 using the credit card. Also available is a transit accident insurance policy.
- Purchase security insurance. Purchase security insurance covers personal goods that have been purchased using the Signature Amplify card anywhere in the world. This insurance policy covers against accidental damage, loss and theft.
- Extended warranty insurance. Extended warranty insurance is simply an extension of the Australian warranty and this is applied when the goods purchased have a warranty of fewer than 5 years.
- Price guarantee cover. The cardholder is entitled to get the best rate and they can claim a refund on the price difference if an item they purchased is sold at a cheaper rate within a radius of 25km. This cover is valid for 21 days.
Features of the BoM Amplify Signature
The above benefits of the Amplify Signature come with the following features:
- Annual fee. This card charges a standard annual fee of $279.
- Interest rate. The variable purchase rate of the Amplify Signature is 19.49% p.a.
- Interest-free period. When you pay your statement balance in full, you can take advantage of up to 55 days interest-free on purchases.
- Foreign transaction fee. If you use this card overseas or online with international merchants, you will be charged a 3% foreign currency conversion fee.
- Additional cardholder. Add an additional cardholder for $0.
How to apply for the BoM Amplify Signature card
You can apply for this BoM credit card online in just 15 minutes. If you already hold an account with the bank, your online banking credentials will pre-populate the application form.
Eligibility criteria
You can find the application criteria in the table below. To apply for the credit card, you will need to be:
- An Australian resident
- 18 years and above
Required documents
The following information is required to proceed with your application:
- Your driver's license, passport or Medicare card number (if available)
- Income details (after tax)
- Details of your savings, investments or assets
- Liabilities
- Tax information
You can save your application and complete it within a period of 30 days. If you wish to update your personal details as an existing account holder, you need to get in touch with the bank's customer care to make changes. Complete the online application to apply for this card.
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Hi There,
Just wondering if anyone knows whether it is ok to do the Qantas bonus points offers across St George, Bank of Melbourne? I read the fine print and it’s not excluded specifically, but only now refers to “Amplify” program so not sure if this is across their entire group.
Thanks!
How long does it take the card to arrive?
Hi CJ,
Thanks for leaving a question on finder.
The card will arrive in 5-10 working days. If it takes longer than expected, please call them up to find out what is causing the delay.
Cheers,
Joel
Hi Sarah,
Thanks for getting in touch with finder.
Since you are enquiring about earning Qantas bonus points if not an Amplify Signature Credit Card user, you can also refer to this link https://www.finder.com.au/credit-cards/bank-of-melbourne-credit-cards. As you can read from the said page, cards which are not Amplify are not earning Qantas bonus points. You can see them when you look at the table to compare the credit cards and check under Rewards Program tab.
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Jeni
Hi jeni,
Thanks for your reply. My question was more linked to whether you can have both the st George amplify qantas card and also the bank of Melbourne amplify Qantas card and they be considered separate and therefore you could get both 90,000 sign up bonuses if you had both cards.
Thanks
Hi Sarah,
Yes. You could get 90,000 points each on both new cards.
Please see links for your reference BOM https://www.finder.com.au/bank-of-melbourne-amplify-signature-credit-card and St. George https://www.finder.com.au/st-george-amplify-signature-qantas
I hope this helps. Should you have further questions, please don’t hesitate to reach us out again.
Have a wonderful day!
Cheers,
Jeni