Bank of Melbourne Amplify Platinum

Enjoy 80,000 bonus Amplify Points and a range of complimentary insurance covers with the Bank of Melbourne Amplify Platinum.

When you apply and are approved for Bank of Melbourne Amplify Platinum by 30 November 2021, you'll earn 80,000 bonus Amplify Points if you spend $3,000 in the first 90 days.

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Product NameBank of Melbourne Amplify Platinum
Rewards programAmplify Rewards
Balance transfer rate0% p.a. for 15 months with 1% balance transfer fee
Balance transfer revert rateCash Advance Rate (21.49% p.a.)
Balance transfer limit80% of available limit
Purchase rate19.74% p.a.
Annual fee$99
Interest-free periodUp to 55 days on purchases
Cash advance rate21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee3%
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply


  • 80,000 bonus Amplify Points when you meet the spend criteria
  • 0% p.a. balance transfer for 15 months
  • Uncapped rewards points on eligible purchases
  • Complimentary travel insurance and purchase insurance covers


  • Charges a one-time 1% balance transfer fee
  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Bonus points80,000
Rewards points per $ spent1
Annual fee$99
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee3%
Cash advance fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of additional cardholders1

How to apply

You can apply for the Bank of Melbourne Amplify Platinum card online in 10 minutes and receive a response instantly. Just make sure you've met the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • New cardholder. To be eligible for the promotions, you must apply for a new card and cannot hold or have held an Amplify Platinum or Amplify Signature issued by St.George, Bank of Melbourne or BankSA in the previous 12 months.
  • Age. You must be at least 18 years of age to apply.

Card benefits

  • Bonus Amplify Points offer. Receive 80,000 bonus Amplify Points if you apply for a Bank of Melbourne Amplify Platinum card by 30 November 2021, get approved and spend $3,000 within the first 90 days of card approval.
  • Balance transfer offer. If you apply and get approved for this card by 30 November 2021, you can take advantage of a 0% p.a. for 15 months balance transfer offer (with a one-time 1% balance transfer fee). After the promotional period, any balances remaining will be charged at the variable cash advance rate. Interest-free days do not apply while you carry a balance transfer debt.

Rates & fees

  • Annual fee. This card charges an annual fee of $99.
  • Purchase rate. This card charges a 19.74% p.a. variable interest rate on purchases.

Review by

Amy Bradney-George has been writing about personal finance for more than 13 years – including over 600 articles as a senior writer for Finder. Her work has also appeared in publications including Money Magazine, The Sydney Morning Herald, Financy, ABC News Australia and Equity Magazine. Amy has a Bachelor of Arts in Journalism and Drama from Griffith University.

Expert review

The Bank of Melbourne Amplify Platinum currently has a competitive bonus points offer, which you could use to get $350 worth of Woolworths WISH eGift cards (79,800 points for three $100 cards and one $50 card), retail items through the Amplify Rewards website or 40,000 frequent flyer points with Velocity, Singapore Airlines KrisFlyer or Malaysia Airlines Enrich.

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