Bank of Melbourne Amplify Platinum

• Residency. To apply online, you must be an Australian citizen or permanent resident.
• Good credit score. Have good credit history with no defaults or bad debt.
• Eligible balance transfer debt. If you elect to transfer a balance, you can transfer from $200 up to 80% of your available credit limit from up to three Australian credit, store or credit card accounts not issued by St.George, Bank of Melbourne and BankSA.

Required documents

• Personal information. Including your full name, date of birth, residential address and contact information.
• Proof of identification. To verify your identity, you'll need a valid Australian driver's license, passport, Medicare card or birth certificate.
• Income. You'll need to provide payslips or similar financial documents on hand to confirm your income. This will include supplemental income information like rent from rental properties.
• Employment. You'll need to confirm your current place of employment and provide your employer's contact details. If you're self-employed, you may need to provide your tax information and your accountant's contact details.
• Balance transfer information. If you're transferring a balance(s), you'll need to provide the amount, account number and BSB number of the card(s) you're transferring from.

• Balance transfer offer. If you apply and get approved for this card by 30 April 2024, you can take advantage of a 0% p.a. for 24 months balance transfer offer (with a one-time 1% balance transfer fee). After the promotional period, any balances remaining will be charged at the variable cash advance rate. Interest-free days do not apply while you carry a balance transfer debt.
• Rewards points. Enjoy uncapped points potential and earn 1 Amplify Point per $1 spent on eligible transactions. Amplify Points can be auto-redeemed for Velocity Points at a rate of 2:1.
• Complimentary travel insurance. Save and travel with peace of mind thanks to complimentary international travel insurance for trips up to 3 months for you, your spouse and any dependent children travelling with you. You'll be covered for emergency and medical services, travel delay, lost luggage and more. You must use your card to pay for at least $500 of your prepaid travel costs to activate the insurance. Eligibility requirements, exclusions and other conditions apply.
• Extended warranty. When you use your Amplify Platinum card to purchase an item that has a manufacturer's warranty, you will get an extended warranty that will come into effect when the manufacturer's warranty ends.
• Purchase protection. If a newly-purchased item gets damaged or stolen, purchase protection through your Amplify card can help you get a reimbursement or pay for repairs on the item as long as the claim falls within a certain time frame after the original purchase date.
• Mobile payment technology. Enjoy the convenience of making contactless payments using compatible device by adding this card to your Apple Pay, Samsung Pay or Google Pay wallet.

• Interest-free period. You will receive up to 55 days interest-free on new purchases when you pay your monthly payment balance listed on your statement in full by the payment due date. Note that these interest-free days are separate from any longer-term interest rate promotions and the monthly payment balance excludes current balance transfers.
• Cash advances. If you use your card for cash advances, such as an ATM withdrawal, you'll collect interest at the 21.49% p.a. variable cash advance rate and will be charged a cash advance fee of 3% of each cash advance amount.
• Credit limit. You can request a minimum credit limit of $6,000 up to $80,000.
• Additional cardholders. You can earn more points and manage expenses by adding 1 additional cardholder to the account at no extra cost.