Bank of Melbourne Amplify Platinum – Bonus Points

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Collect up to 100,000 bonus Amplify Points and enjoy complimentary travel insurance with the Bank of Melbourne Amplify Platinum.

When you apply and are approved for the Bank of Melbourne Amplify Platinum by 02 June 2020 and spend $6,000 on eligible purchases each year, you will receive 70,000 bonus Amplify Points in the first year, plus another 30,000 points in the second year. This card also offers a reduced first-year annual fee of $49 ($99 p.a. thereafter).

0% p.a.

Balance transfer rate

for 6 months


Bonus points

19.74% p.a.

Purchase rate


Reward point

Per $ spent (Visa/Mastercard)


Product NameBank of Melbourne Amplify Platinum - Bonus Points
Rewards programAmplify Rewards
Balance transfer rate0% p.a. for 6 months
Balance Transfer Revert RateCash Advance Rate (21.49% p.a.)
Balance Transfer Limit80% of available balance
Purchase rate (p.a.)19.74% p.a.
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Interest free period55 days
Cash advance rate (p.a.)21.49% p.a.
Min credit limit$6,000
Max credit limit$80,000
Card typeVisa
Foreign currency conversion fee (Visa/Mastercard)3%
Complimentary travel insuranceYes
Minimum age18 years of age
Available to temporary residentsYes - Conditions apply
Joint applicationYes - Conditions apply


  • 70,000 bonus points in the first year and 30,000 bonus points in the second year (100,000 points total) when you spend at least $6,000 per year
  • Uncapped rewards points on eligible purchases
  • 0% p.a. balance transfer for 6 months with no balance transfer fee
  • Complimentary travel insurance and purchase insurance covers


  • Staggered spend requirement for total bonus points
  • Charges a 3% foreign transaction fee
Rewards programAmplify Rewards
Bonus Points100,000 bonus points
Rewards Points per $ spent (Visa/Mastercard)1
Annual fee$49 p.a. annual fee for the first year ($99 p.a. thereafter)
Minimum monthly repayment2% of the closing balance or $10, whichever is greater
Late payment fee$15
Foreign currency conversion fee (Visa/Mastercard)3%
Cash Advance Fee2% or $2.50, whichever is greater
Additional cardholder fee$0
Number of Additional Cardholders1

Expert review

Sally McMullen

Review by

Sally McMullen is a creative content producer at Finder, co-hosts our Pocket Money podcast and wrote about credit cards for almost five years. Her byline can be spotted on Yahoo Finance, Dynamic Business, Financy and Mamamia as well as Music Feeds and Rolling Stone. She has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.

Expert review

The Bank of Melbourne Amplify Platinum boasts up to 100,000 bonus points over two years and a short-term balance transfer offer. While this is relatively competitive, you don’t get all the bonus points at once and you'll need to spend $6,000 each year.

This card earns 1 Amplify Point per $1 spent and the Amplify Rewards program gives you plenty of ways to redeem your points. For example, you could exchange 100,000 Amplify Points for 50,000 Velocity Points, Malaysia Enrich points or Singapore Airlines KrisFlyer Miles. It’s also almost enough points to redeem a $500 David Jones eGift Card (110,000 points).

How to apply

You can apply for the Bank of Melbourne Amplify Platinum card online in 10 minutes and receive a response instantly. Just make sure you've met the eligibility criteria and have the necessary information to complete the application.

Eligibility criteria

  • New cardholder. To be eligible for the bonus points offer, you must apply for a new card and cannot hold or have held an Amplify Platinum or Amplify Signature issued by St.George, Bank of Melbourne or BankSA in the previous 12 months.
  • Age. You must be at least 18 years of age to apply.

Card benefits

  • Up to 100,000 bonus Amplify Points. If you're a new Amplify cardholder, you can get 70,000 bonus Amplify Points in the first year plus another 30,000 bonus points in the second year (total of 100,000 points) when you apply by 02 June 2020 and spend at least $6,000 on eligible purchases each year.
  • Reduced first-year annual fee. Save on account costs in the first year with a discounted annual fee of $49 when you apply by 02 June 2020. This reverts to $99 p.a. in subsequent years.

Rates & fees

  • Annual fee. Outside of any promotions, this card charges an annual fee of $99.
  • Purchase rate. This card charges a 19.74% p.a. variable interest rate on purchases.

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