Ahm's Basic Extras option is the third highest ranking Core Extras policy according to the Finder rating. Costs start from just under $9 a week and it covers general dental, major dental, Physiotherapy and more.
Full list of 2024 winners
ahm placed first place overall, scoring 4.17/5. Some 86% of the people surveyed said they would recommend ahm to a friend. ahm was the top-scoring fund for ease of application and 2nd for customer service.
Full list of 2023 winners
Australian insurer ahm has taken out the top award for best tech innovation. It was also recognised in the 2022 awards with a highly commended for best insurance innovation. ahm impressed with its adoption of a number of technologies to improve the experience of purchasing insurance for its customers.
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ahm is owned by Medibank, Australia's biggest health insurer. It's an uncomplicated, digital-first service that consistently offers some of the cheapest health insurance policies in Australia.
ahm is good if:
ahm is not great if:
ahm is one of the cheapest insurers on the market for basic and mid-level hospital options. These cover treatments such as ear, nose and throat, joint reconstructions, chemotherapy and diabetes management. If you're older and have some health issues, such as cataracts or need a joint replacement, there are cheaper top-tier gold policies though. The same is true if you're looking for pregnancy cover (ahm's owners, Medibank offer a much more comprehensive option). As for its extras cover, its no waiting period option has literally saved me hundreds of dollars several times on dental, physio and optical.
Gary Ross Hunter
Insurance and innovations editor
ahm has lots of policies so our health insurance experts have selected 3 they feel represent good value, which you can see at the top of this page. We selected them based for the following reasons:
As part of Finder's customer satisfaction awards, we asked 290 Australians for their honest opinion about their health insurer and if they would recommend them to a friend. ahm received an overall score of 4.3/5.
We looked at the 2022 Ombudsman health insurance complaints. Because ahm is owned by Medibank, they're grouped together. Here's how they stacked up:
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