Westpac Altitude Platinum – Velocity Credit Card
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Get 60,000 bonus Velocity Points and complimentary Economy X Seat Upgrade vouchers with the Westpac Altitude Platinum - Velocity card.
The Westpac Altitude Platinum credit card earns 0.5 Velocity Points per $1 for your everyday spending when you select the Velocity Frequent Flyer program (instead of Altitude Rewards).
60,000
Bonus points
20.49% p.a.
Purchase rate
0.5
Reward points
Per $ spent (Visa/Mastercard)
$200 p.a.
Annual fee
Details
| Product Name | Westpac Altitude Platinum Card - Velocity |
|---|---|
| Rewards Program | Velocity Frequent Flyer |
| Purchase Rate | 20.49% p.a. |
| Annual Fee | $200 |
| Interest Free Period | 45 days |
| Cash Advance Rate | 21.49% p.a. |
| Minimum Credit Limit | $6,000 |
| Maximum Credit Limit | $50,000 |
| Card Type | Mastercard |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Complimentary Travel Insurance | Yes |
| Minimum Income | $30,000 |
|---|---|
| Minimum Age | 18 years of age |
| Available to Temporary Residents | Yes - Conditions apply |
| Joint Application | No |
Pros
- 60,000 bonus Velocity Points.
- Ability to earn uncapped Velocity Points.
- 2 complimentary Economy X Seat Upgrade Vouchers each year.
Cons
- There are only up to 45 days days interest-free on purchases, as opposed to most cards with 55 days.
- The earn rate of 0.5 Velocity Points per $1 spent is relatively low.
| Rewards Program | Velocity Frequent Flyer |
|---|---|
| Bonus Points | 60,000 bonus points |
| Rewards Points per $ spent (Visa/Mastercard) | 0.5 |
| Annual Fee | $200 |
|---|---|
| Minimum Monthly Repayment | 2% of transaction value or $10, whichever is greater |
| Late Payment Fee | $15 |
| Foreign Currency Conversion Fee (Visa/Mastercard) | 3% of transaction value |
| Cash Advance Fee | 2% or $2.50, whichever is greater |
| Overseas Cash Advance Fee | 2% |
| Additional Cardholder Fee | $0 |
| Number of Additional Cardholders | 1 |
Expert review
Review by
Amy Bradney-George
amy.bradney-george@finder.comAmy is an editor and writer at finder.com.au with more than 10 years experience covering credit cards, personal finance and various lifestyle topics. When she’s not sharing her knowledge on money matters, Amy spends her time as an actress.
