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The Vertigo Classic card is a low rate card designed to help you save on costs, with a $0 annual fee for the first year and a competitive interest rate of 13.99% p.a. on purchases. If you apply by 30 March 2021, you can also take advantage of an introductory 0% p.a. on balance transfers for 24 months with no balance transfer fee.
0% p.a.
Balance transfer rate
for 24 months
13.99% p.a.
Purchase rate
$0 p.a.
Annual fee
for the first year ($55 p.a. thereafter)
55 days
Interest free period
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Product Name | St.George Vertigo Classic |
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Balance transfer rate | 0% p.a. for 24 months |
Balance transfer revert rate | Cash Advance Rate (21.49% p.a.) |
Balance transfer limit | 80% of available limit |
Purchase rate | 13.99% p.a. |
Annual fee | $0 annual fee for the first year ($55 p.a. thereafter) |
Interest-free period | 55 days |
Cash advance rate | 21.49% p.a. |
Min credit limit | $500 |
Max credit limit | $80,000 |
Card type | Visa |
Foreign currency conversion fee | 3% |
Available to temporary residents | Yes - Conditions apply |
---|---|
Joint application | No |
Annual fee | $0 annual fee for the first year ($55 p.a. thereafter) |
---|---|
Minimum monthly repayment | 2% of the closing balance or $10, whichever is greater |
Late payment fee | $15 |
Foreign currency conversion fee | 3% |
Cash advance fee | 2% or $2.50, whichever is greater |
Overseas cash advance fee | 2% of the value of the transaction or minimum charge of $2.50 |
Review by
Sally McMullen is a creative content producer at Finder. Sally has written about credit cards for almost 5 years, authoring almost 900 articles on Finder alone. She has also been published in Yahoo Finance, Dynamic Business, Financy and Mamamia, as well as Music Feeds and Rolling Stone. Sally has a Bachelor of Communication and Media Studies majoring in Journalism (Hons) from the University of Wollongong.