The St.George Vertigo is a low rate card suited to people looking for just the basics when it comes to a credit card. Right now, it has a long 0% balance transfer offer that gives you 32 months to pay off existing balances interest-free when you apply by 30 April 2024. It charges a $55 annual fee.
If you want to make new purchases, the St.George Vertigo card also has 13.99% p.a. interest rate for new purchases and offers up to 55 days interest-free. And unlike a lot of other cards on the market, you'll still get interest-free days on new purchases while you have a balance transfer.